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Check Processing Services

Quickly find providers of check processing services. Review listings for links to check processing companies providing online internet check processing and check verification solutions to businesses.

Check by Phone or Fax - 30 Days Free
Take checks by phone, fax, and email. Print and deposit today. No signature required.
30 Days Free
www.q-check.com  Save My Rating
Capital Merchant Solutions: Check Processing
Free Internet Merchant Account. Free AuthorizeNet payment gateway. 2.19% internet discount rate. Easy application, fast approval. US merchants only.
www.takecardstoday.com  Save My Rating
Elect. Check Processing
Electronically process all types of checks without going to the bank.
www.ncms-inc.com
Bank of America® Checking
Official Site. Get Free Checking, Online Bill Pay & More. Open Today.
www.BankofAmerica.com
Check Processing Services
Free Quotes from Multiple Vendors Accept Checks From Your Customers
CheckServices.BuyerZone.com
Credit Card Services
Free setup from our helpful staff. Start accepting all the major cards
MerchantWarehouse.com
Checking
Awarded "Best Checking Account" by Money ® . Apply Today.
www.schwab.com
Check Processing Service
Process all your checks online with our simple low cost ACH system.
www.PaySimple.com
CrossCheck, Inc.
Leading Check Services Company Now Offering BOC Plus!
www.cross-check.com
Remote Business Deposits
Get a free check scanner & make remote business deposits
Comerica.com
Kern Legal Services, Inc.
Provide CA Court Filing, Fax Filing Process serving, Mobile Photocoping
www.kernlegal.com/
Check 21 Item Processing
Industry's First Open Contract! FREE Yourself Today - 877(Catch21)
www.catch21.com

A-Z Check Processing Services Provider Directory
1-9 | A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
E
ECHO Check Verification Services
Offers check verification services as well as credit card processing, merchant accounts and check payment processing to businesses across the US.
www.echo-inc.com
Q
Check by Phone or Fax - 30 Days Free
Take checks by phone, fax, and email. Print and deposit today. No signature required.
www.q-check.com
T
Capital Merchant Solutions: Check Processing
Free Internet Merchant Account. Free AuthorizeNet payment gateway. 2.19% internet discount rate. Easy application, fast approval. US merchants only.
www.takecardstoday.com
TeleCheck
Check verification process identifies fraudulent transactions and bad check writers using national databases containing real-time information.
www.telecheck.com
Elect. Check Processing
Electronically process all types of checks without going to the bank.
www.ncms-inc.com
Bank of America® Checking
Official Site. Get Free Checking, Online Bill Pay & More. Open Today.
www.BankofAmerica.com
Check Processing Services
Free Quotes from Multiple Vendors Accept Checks From Your Customers
CheckServices.BuyerZone.com

Guide to Check Processing Services


Use check processing to verify the money is in the customer's bank


Check processing companies provide many services to small business owners, including verifying funds and evaluating the credit worthiness of the customer. Electronic check processing takes place immediately and may work like a debit card transaction depending on the company you use. Carefully review the services offered and the methods used to verify checks before signing an agreement.

With check processing, each company provides different options for service. Some companies combine all your electronic transactions such as credit cards with check verification. Your options include using a check processing company that utilizes your existing software, provides new equipment to install or allows check-by-phone processing.

Check processing saves money for small businesses by:

  1. Speeding up cash flow.
  2. Reducing the risk of a bad check.
  3. Guaranteeing collection on bad checks.


Action Steps

The best contacts and resources to help you get it done

Know how to evaluate check processing services Doing your homework before you sign up with a company for processing checks helps ensure that you pick a reliable company that's competitive with their rates. Some check processing companies work as third party brokers rather than actual processors. Other companies may do check processing through a bank not located in the United States.

I recommend:  Ask 26 questions before signing up with a check processing service.

Install point of sale (POS) check processing equipment Processing checks using a POS system converts checks to an electronic transaction which eliminates the need for physical deposits at the bank. If a check doesn't clear, you immediately return it to the customer, securing their information, and require another form of payment.

I recommend:  Electronic Clearing House (Echo) uses a system designed to work with VeriFone terminals, which most retailers use for credit card processing. Celerant Command Retail offers check verification at the register.

Use the Internet for processing checks electronically With online check payments, the customer provides no identification such as a driver's license and typically lives in another city, state or country. This makes collecting on a bad check more difficult. An Internet check, or I-check, isn't a physical check, which makes it harder to trace.

I recommend:  Safeguard your security by signing up with a service that provides full disclosure of its methods, like Pay by Check. AVPS allows you to accept checks online. Optimal Payments includes an e-check solution that includes check verification.

Tips & Tactics

Helpful advice for making the most of this Guide
  • Make sure the check processing company doesn't restrict what you can sell.
  • Choose a service that doesn't require your customers to register with the provider.
  • Some companies charge a one-time activation fee, a monthly service fee and a fee per transaction.

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By Tara McClendon
Financial Services
User Rating
8.0
out of 10
Use check processing to verify the money is in the customer's bank.
Check processing companies provide many services to small business owners, including verifying funds and evaluating the credit worthiness of the customer. Electronic check processing takes place immediately and may work like a debit card transaction depending on the company you use. Carefully review the services offered and the methods used to verify checks before signing an agreement. With check processing, each company provides ... Read more

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