Business.com
Buy Buy
Home » Directory » Financial Services » Consumer Finance

Consumer Finance

Providers of home-equity, automobile, education, mortgage and consumer financing.

Automobile Financing for Consumers With Bad Credit
Online auto loans. $25,000 new or used car finance. Zero down car dealers financing bad credit, no credit, or bankruptcy. Qualify in 30 seconds.
Apply Now | Web Site Español | Dealer Services | Affiliate Program
FundingWay.com  Save My Rating
SunTrust Private Student Loan
Borrow up to $45,000 a year to help pay for college expenses like tuition, room and board, books or a new computer. SunTrust can help fill the gap.
suntrust.com/moneyforcollege.com  Save My Rating
Republic Finance
Consumer Finance Company Come visit our site!
www.republicfinance.com
Cash Now
Now Enjoy $1500! Overnight. No fax for most. Secure. Apply Now.
www.loanlifesite.net
Get A Loan Or Credit Fas
Payday Loans, Auto Loans, Home Equity Loans, Credit Offers, & More
www.cashloanssite.net
CrediCard Bank
Private Label Credit Card Programs Build loyalty and retain customers
www.CrediCardBank.com
Affordable Personal Loans
Get The Cash You Need Right Away. Fast & Secure 1-Page Application!
Loans.CitiFinancial.Com
Ameriprise Financial
Ameriprise Financial Advisors Help You Plan For Your Dreams.
www.Ameriprise.com
Consumer Loans
Amazingly Low Fees! Easy. Secure. $1500. Bad Credit Ok. Apply Now.
www.DiscountAdvances.com
Finance Consolidation?
Eliminate Your Debt! Bills & Credit Cards & Loans
CareOneCredit.com
Consumer Loans
Loans to $1500 in 90 Sec. No Credit Check/Fax. No Cost To Apply Now.
EZAccessCash.com/EZ_Loans_Today
Get Loans from 6.58% APR
Borrow up to $25,000. Fixed payment - No hidden Fees. Start Today!
www.Prosper.com

A-Z Consumer Finance Provider Directory
1-9 | A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
A
American General Finance
Provides consumer and home equity loans and insurance products.
www.agfinance.com
American Express
Company site offers: resource center, online brokerage, online banking, financial planning, loan center, and retirement & workplace services.
www.americanexpress.com
B
Second Chance Checking Accounts
Great Resource for people searching for information about getting new bank and checking accounts after being put into chexsystems.
www.badcreditnic.com
BankLady.com: Bad Credit Bank Loans
Features consumer finance solutions for debt consolidation, credit cards, mortgage refinance, and personal loans for those with good or bad credit.
www.banklady.com
C
SunTrust Private Student Loan
Borrow up to $45,000 a year to help pay for college expenses like tuition, room and board, books or a new computer. SunTrust can help fill the gap.
suntrust.com/moneyforcollege.com
Credit Champion
Resource for consumers and small businesses owners seeking credit, regardless of past credit problems.
www.creditchampion.com
D
Discover Financial Services
Business unit of Morgan Stanley that operates the Discover Card brands. Additional services include Discover CDs and money market accounts, auto insurance and home loans.
www.discovercard.com
F
Free Online Credit Report
Links & information designed to show consumers how to obtain copies of their credit reports, check their credit history online, & repair bad credit.
www.free-online-credit-reports.net
Automobile Financing for Consumers With Bad Credit
Online auto loans. $25,000 new or used car finance. Zero down car dealers financing bad credit, no credit, or bankruptcy. Qualify in 30 seconds.
FundingWay.com
I
Personal Loans - iCreditCentral
iCreditCentral is a borrower's marketplace that provides you a connection with the personal loan lender for your individual needs.
www.icreditcentral.com
L
LiveCapital.com, Inc.
Provider of online small business financing services. Services include loans, credit, leases and credit cards from financial institutions. Services are provided to multiple industries. This company was capitalized by private investment and ven...
www.livecapital.com
M
Save Money, Make Money & Get Organized
Personal finance website that helps consumers save money. Online savings accounts, personal and business loans, credit cards and more.
www.managingmoney.com
moneygem - Credit Cards, Loans, Mortgages
Fast, easy and impartial comparison of credit cards, loans, mortgages, car insurance and other financial products (UK).
www.moneygem.com
Mortgage Broker
News and information on the mortgage market as well as product details and lender information.
www.mortgagebroker.co.uk
T
Tesco Personal Finance and Insurance
Tesco Personal Finance offers car insurance, home, travel and life insurance as well as mortgages, personal loans and credit cards.
www.tescofinance.com
Citigroup: Associates First Capital
Division of Citigroup that provides consumer finance, commercial leasing and finance, credit cards, insurance and other related services.
www.theassociates.com
W
Wells Fargo & Co. Personal Finance
Division offers a full line of consumer finance products. Site has interactive tools to assist consumers with their financial planning.
www.wellsfargo.com
Get Cash Now - We Will Beat Any Legitimate Offer
We buy structured settlements, annuities, lottery payments & mortgage notes for lump sum cash. Call for cash now!
www.woodbridgeinvestments.com
  • AARP
  • Capital One Financial
  • E-Loan Inc.
  • Finantra Capital
  • HOUSEHOLD INTERNATIONAL INC
  • Lendingtree, Inc.
  • MBNA Corporation
  • Onyx Acceptance Corporation
  • Providian Financial Corporation
  • World Acceptance Corporation
Republic Finance
Consumer Finance Company Come visit our site!
www.republicfinance.com
Cash Now
Now Enjoy $1500! Overnight. No fax for most. Secure. Apply Now.
www.loanlifesite.net
Get A Loan Or Credit Fas
Payday Loans, Auto Loans, Home Equity Loans, Credit Offers, & More
www.cashloanssite.net

Guide to Consumer Finance


Offer consumer financing to customers with bad credit


Consumer finance, in its broadest sense, covers every type of consumer lending, including loans from retail banking and finance companies. For customers with low credit ratings, consumer financing is often their only option to receive an unsecured loan. Too often, though, some consumer finance companies offer sub-prime lending to those who simply cannot afford the interest rates and repayment schedules, further compromising their already shaky credit status. Still, consumer financing is a viable component of a stimulated economy, allowing consumers to purchase big-ticket items like windows, pools or spas, furniture and other home improvement items.

Be a responsible business owner by offering a customer a personal finance loan only from reputable lenders. Too often, consumers neglect to read the fine print of their contracts and are caught by surprise when interest rates unexpectedly hike. Make sure the consumer finance company you offer customers is a reputable one that provides loan rates that don't border on usury.

Here are things you should consider before offering customers a personal finance loan:

1. Learn the pros and cons of consumer financing.

2. Research consumer finance companies.

3. Read up on consumer finance information.

Action Steps

The best contacts and resources to help you get it done

Know the benefits and detriments of personal finance loans Before you offer consumer financing to your customers, understand the process and products of consumer financing so you can explain the pros and cons to your customers.

I recommend:  Dart-Creations provides a caveat emptor about consumer finance companies in general. Learn about consumer finance scams at the Federal Trade Commission's website.

Research and compare before choosing a consumer finance company for customers You want to offer customers the best consumer finance options possible, so compare consumer finance companies and banks before choosing one.

I recommend:  Wells Fargo and Citibank are both reputable lenders with competitive rates on consumer finance products.

Consider consumer financing for your business Consumer financing can provide funding for businesses--not just their customers. Consider it for things like new must-have equipment and business expansion.

I recommend:  CitiFinancial makes it easy for businesses to get cash quick, if needed. You can even fill out a loan application online. Accommodative Financial Solutions can give you an immediate response to see if your company pre-qualifies for consumer financing.

Tips & Tactics

Helpful advice for making the most of this Guide
  • Take advantage of free online loan calculators to determine pay schedules for you or your customers.
  • Check for online or local seminars on consumer finance to get the most information possible before offering these types of loans to your customers.

Directory Listings  |  Company Profiles  |  Web Listings  |  Advertise With Us
Guide author
By Sharon Cullars
Financial Services
User Rating
8.0
out of 10
Offer consumer financing to customers with bad credit.
Consumer finance, in its broadest sense, covers every type of consumer lending, including loans from retail banking and finance companies. For customers with low credit ratings, consumer financing is often their only option to receive an unsecured loan. Too often, though, some consumer finance companies offer sub-prime lending to those who simply cannot afford the interest rates and repayment schedules, further compromising their ... Read more

Sponsored Links

B2B search marketing Free B2B search marketing whitepaper, 2008 B2B Search Marketing Strategy Guide: Advice From the Pros.
To advertise on Business.com, click here

Refine Your Search

Subscribe to

Try our free weekly WhatWorks
newsletter, with business how-to advice
& resources from Work.com.

click here to view a sample issue