Business.com
Buy Buy
Home » Directory » Financial Services » Consumer Finance » Consumer Credit » Credit Card Issuers

Credit Cards

Directory of credit card providers and companies offering business credit cards. Review vendors for a corporate or small business credit card plan that suits your business needs. Apply online for a credit card for business use.
Top 10 Credit Cards
Compare 10 credit cards with low interest rates & no annual fees. Objective opinions. Small business, rebate & reward cards also rated. Apply online.
www.lowcards.com
Apply For Credit Cards
Business Credit Cards & Consumer Credit Cards. Compare 0% Balance Transfer, Low Interest, Rewards Credit Cards. Apply Online!
0% Cards | Reward Cards | Airline Cards | Business Cards
www.creditcards.com
Credit Cards Online
Offers credit card comparison and online applications of cards with 0% intro rate, low APR, cash back and rewards.
0% APR Cards | Reward Cards | Airline Cards | Business Cards
www.CreditCardGuide.com
Apply for a Credit Card Here
Find the best credit card here. Also offer over 20,000 credit card reviews and online applications. As featured in PBS and WallStreet Journal.
Apply Online
CardRatings.com
Build Your Credit
Offers a variety of credit-building credit cards! Start improving your credit today.
SmartCreditServices.com
Compare Credit Cards
Compare credit card offers and apply online: Visa, MasterCard, and more.
Balance Transfers | Low APR Cards | Cash Back Cards | Reward Cards
www.e-wisdom.com
Consumer Credit Cards
Provides one-click credit application services linking consumers to major credit card issuers. Services compare rates, APR's and fees.
www.credit-land.com
0% APR Balance Transfer Credit Cards
Compare 0% APR balance transfer credit offers and get a 0% interest rate for 1 year. Select a balance transfer credit card & apply online.
Fixed APR | For Business | Free Transfers | Articles
www.SmartBalanceTransfers.com
0 APR Credit Cards - Apply Online For 0% APR Offers
0% APR credit card offers with instant online approval. Apply online for a 0 APR credit card from major issuers. Compare 0 APR cards with rewards.
www.topcreditcenter.com/card /lowintere
Credit Card Applications
Provides convenient side-by-side comparison of major credit card issuers, including card listings, rates & fees, and credit card applications.
www.bestcreditoffers.com
Credit Card Offers
0% APRs, cash back and more. Compare credit cards and apply!
creditcardsearchengine.com
Credit Card Applications - Apply for a Credit Card Online
Compare Credit Card rewards & offers including 0% APR, cash back, travel rewards & more. Secure online application. Apply today.
0% APR Offers | Low Interest Rate | Instant Approval | AmEx Cards
www.credit-card-surplus.com
Credit Cards
Consumer Credit Information Resource offering details about Credit Cards, Loans, Debt Consolidation & more. Visit us today.
Apply Online | Personal Loans | Bad Credit Loans | Auto Loans
www.creditloan.com
Capital One® Credit Cards
0% Intro APR. Miles & Cash Rewards Credit Cards. Visa or MasterCard.
www.CapitalOne.com
Top Credit Cards
Compare Offers Side By Side. Visa, MasterCard, AMEX & More. Apply Now!
www.CreditCards.com
Discover® Card (Official)
0% Intro APR. 5% Cashback Bonus. Apply Now for a Credit Card!
www.Discovercard.com
Listings
0 APR Credit Cards - Apply Online For 0% APR Offers
0% APR credit card offers with instant online approval. Apply online for a 0 APR credit card from major issuers. Compare 0 APR cards with rewards.
www.topcreditcenter.com/card/lowintere (Paid)
0% APR Balance Transfer Credit Cards
Compare 0% APR balance transfer credit offers and get a 0% interest rate for 1 year. Select a balance transfer credit card & apply online.
Fixed APR | For Business | Free Transfers | Articles
www.SmartBalanceTransfers.com (Paid)
0% APR Credit Card Comparison
Fool.co.uk is an independent financial comparison and news website, offering an unbiased comparison of major credit cards.
www.fool.co.uk(Paid)
0% APR Credit Cards
Click here for low APR, rewards cards, student cards, airmile cards, student cards and more. Credit cards for all types of credit.
www.cardratings.com(Paid)
1 Cards Visa Online
Offers 30-second approval for Visa NextCard, Visa Platinum, and Aria Visa for individuals with bad credit.
www.1cards.com
100 Best Credit Cards
Provides reviews and comparisons of Visa, MasterCard, AMEX, and Discover credit cards. Includes online applications to low interest and 0% APR cards.
www.100best-credit-cards.com(Paid)
Airaid.co.uk: Credit Cards
Find the best credit card for you with our comprehensive guide to cards in the UK
www.airaid.co.uk(Paid)
ApexCreditCards.com: Credit Card Comparisons & Reviews
A credit card portal where consumers can search, compare, and rate leading credit cards. Search categories include: low APR, business, and rewards.
www.apexcreditcards.com(Paid)
Apply for a Credit Card Here
Find the best credit card here. Also offer over 20,000 credit card reviews and online applications. As featured in PBS and WallStreet Journal.
Apply Online
CardRatings.com (Paid)
Apply for a Credit Card Online
Search, compare and apply for credit cards online including small business, low interest, student, cash back rewards & balance transfer credit cards.
www.bestcreditquote.com(Paid)
Apply for a Credit Card Online With Your Credit Network
Get more information about credit cards from Your Credit Network. We make it easy to apply for a credit card online.
www.yourcreditnetwork.com(Paid)
Apply For Credit Cards
Business Credit Cards & Consumer Credit Cards. Compare 0% Balance Transfer, Low Interest, Rewards Credit Cards. Apply Online!
0% Cards | Reward Cards | Airline Cards | Business Cards
www.creditcards.com (Paid)
ASAP Credit Card - Best Credit Cards & Offers Comparison
Compare credit card offers and apply online. Find credit cards with 0% APR, low interest, cash back, rewards and more.
0% APR Cards | Instant Approval | Reward Cards | Business Cards
www.asapcreditcard.com(Paid)
Build Your Credit
Offers a variety of credit-building credit cards! Start improving your credit today.
SmartCreditServices.com (Paid)
Business Credit Card Offers
Compares business credit card offers to offer small business credit card applications for providers such as Visa, MasterCard, HSBC, Discover and AMEX.
www.businesscreditcards.com(Paid)
Chase Credit Cards
Apply online for a Chase credit card. Compare card offers with travel rewards, airline mileage, low interest, cash back, 0% introductory APR and more.
www.chasecreditcards.com(Paid)
Choose Credit Cards & Credit Card Offers
Search and compare hundreds of credit card offers with secure online applications for quick or instant approval. Official partner of card issuers.
www.choosecreditcards.com(Paid)
Citi Credit Cards
Home page of Citibank's credit card division that includes links to online account maintenance and resources.
www.citibank.com
Cobaltcard
Specialized card for teenagers, with parents typically funding the card.
www.cobaltcard.com
Compare Credit Card Offers
With CreditCards8.com you can easily and securely apply online for multiple credit card offers with quick and secure online applications.
www.creditcards8.com(Paid)
Compare Credit Cards
Compare credit card offers and apply online: Visa, MasterCard, and more.
Balance Transfers | Low APR Cards | Cash Back Cards | Reward Cards
www.e-wisdom.com (Paid)
Compare Credit Cards & Apply Online
Provides extensive credit card reviews, card recommendations and comparison guides, tips, and links to online applications.
www.creditcardassist.com(Paid)
Consumer Credit Cards
Provides one-click credit application services linking consumers to major credit card issuers. Services compare rates, APR's and fees.
www.credit-land.com (Paid)
Credit Card Applications
Provides convenient side-by-side comparison of major credit card issuers, including card listings, rates & fees, and credit card applications.
www.bestcreditoffers.com (Paid)
Credit Card Applications - Apply for a Credit Card Online
Compare Credit Card rewards & offers including 0% APR, cash back, travel rewards & more. Secure online application. Apply today.
0% APR Offers | Low Interest Rate | Instant Approval | AmEx Cards
www.credit-card-surplus.com (Paid)
Credit Card Depot: Online Credit Card Applications
Provides credit card application links from Discover, MasterCard, Visa, and American Express. Compare 70 credit card applications and apply online.
www.credit-card-depot.com(Paid)
Credit Card Offers
0% APRs, cash back and more. Compare credit cards and apply!
creditcardsearchengine.com (Paid)
Credit Card Offers
Review and compare free credit card and instant credit card offers for Visa, MasterCard & Discover. Secure, online credit card application available.
www.apply-for-a-credit-card-now.com(Paid)
Credit Card Surplus: Online Credit Card Applications
Provides comparisons of credit card offers. Apply with online applications. Offers include: 0% APR, Cash/Travel Rewards, and Instant Approval cards.
www.credit-card-surplus.com(Paid)
Credit Cards
Compare rates and apply for leading UK credit cards. Fully featured comparison with key information and user reviews.
creditcards.moneygem.com(Paid)
Credit Cards
Consumer Credit Information Resource offering details about Credit Cards, Loans, Debt Consolidation & more. Visit us today.
Apply Online | Personal Loans | Bad Credit Loans | Auto Loans
www.creditloan.com (Paid)
Credit Cards by Web - Reviews, News, Articles & Applications
Credit Card Directory site that features credit card reviews, articles, applications, information and help.
www.creditcardsbyweb.com(Paid)
Credit Cards Online
Offers credit card comparison and online applications of cards with 0% intro rate, low APR, cash back and rewards.
0% APR Cards | Reward Cards | Airline Cards | Business Cards
www.CreditCardGuide.com (Paid)
Credit Cards Resource Center
Credit cards resource site with comprehensive reviews and recommendations for consumers about choosing and using the top credit card offers available.
www.apply4-credit.com(Paid)
CreditCardFlyers.com: Compare Credit Card Offers
Credit card articles, reviews, comparison, online applications and other resources to help you find the right credit card offers online.
www.creditcardflyers.com(Paid)
CreditCardMall.com
Provider of links to credit card applications and finance sources for all types of credit consumers.
Low Interest Card | Reward Cards | Bad Credit Card | Student Card
www.creditcardmall.com(Paid)
Deals on Credit Cards - Bad Credit, Rewards, & Business
Looking for a better deal on a credit card? Compare costs, interest rates, & more for all types of credit cards.
www.ukfinancialoptions.co.uk(Paid)
Find Credit: Compare Credit Card Offers
Features credit card applications categorized by low interest rates, rewards, cash back, bad credit, airline credit cards, balance transfers and more.
www.findcredit.com(Paid)
Household International
Provider of consumer loans and credit cards.
www.hbcard.com
MyCreditCard.com
Website offering the best credit card offers available, with credit cards for people with bad credit, low interest credit card offers, and much more.
www.mycreditcard.com(Paid)
Student Credit Cards
StudentCreditCards.com lists credit card offers for first-time credit from multiple student credit card companies. Apply for a college credit card.
www.studentcreditcards.com(Paid)
Student Credit Cards
StudentPlatinum.com offers a series of resources and articles about credit for college students and new credit card users.
www.studentplatinum.com(Paid)
The GM Card: General Motors Car Rewards Credit Card
Offers travel rewards, redemption allowances and earnings on credit card purchases that can be applied toward a new General Motors car, truck or SUV.
www.gmcard.com
Top 10 Credit Cards
Compare 10 credit cards with low interest rates & no annual fees. Objective opinions. Small business, rebate & reward cards also rated. Apply online.
www.lowcards.com (Paid)
Zero Percent (0%) APR Balance Transfer Credit Card Offers
Compare the best zero percent introductory annual percentage rate (APR) credit card offers from America's most reputable financial institutions.
www.balancetransfer.cc(Paid)
  • Advanta Corp
  • American Express
  • CompuCredit Corporation
  • MasterCard International
  • MBNA Corporation
  • Nextcard Inc.
  • Transmedia Network Inc.
Capital One® Credit Cards
0% Intro APR. Miles & Cash Rewards Credit Cards. Visa or MasterCard.
www.CapitalOne.com
Top Credit Cards
Compare Offers Side By Side. Visa, MasterCard, AMEX & More. Apply Now!
www.CreditCards.com
Discover® Card (Official)
0% Intro APR. 5% Cashback Bonus. Apply Now for a Credit Card!
www.Discovercard.com

Guide to Maximize Savings w/ Low Interest Credit Cards

Using low interest credit cards could save you thousands of dollars!


Low interest credit cards can create substantial savings if you carry a monthly credit card balance. It doesn't take much - reducing your APR by just 1% or 2% could save you hundreds, or even thousands of dollars on interest charges each year - depending on the size of your balance. Here's a simple example of how much you could save:

Assume you carry a balance of $10,000:

OLD CREDIT CARD:
$10,000 x 13.99% = $ 1399.00 in interest each year

NEW CREDIT CARD:
$10,000 x 9.99% = $ 999.00 in interest each year

* In this example you could save $400 in interest charges per year!

Switching to a low interest credit card is beneficial for two reasons; first off, you'll save immediately on new purchases and transferred balances. Depending on how much lower your interest rate is and the amount of debt you carry, the savings could be substantial and they'll add up over time. Secondly, because you're paying less money on interest, you'll be able to increase the amount you pay on the principle, thereby paying off the card quicker. Of course, this will require financial discipline, but the savings are well worth the effort.

Action Steps

The best contacts and resources to help you get it done

Compare credit card offers... To find the lowest rate possible, compare credit card offers from a wide variety of credit card issuers. The best way to do this is to compare credit cards online. You can visit each issuer individually, or you can use one of the many credit card comparison sites available to assist you.

I recommend:  Although you can visit credit card issuers such as Visa, Mastercard, AMEX and Discover directly, it will be much easier to find the best credit card offers by visiting a comparison resource like ASAP Credit Card.com. With easy-to-follow rate comparison charts detailing credit cards from a variety of issuers, you'll save time and avoid frustration.

Avoid fees and other charges... Although you're looking for the lowest interest rate possible, avoid credit cards with annual fees and extra charges. Paying fees could negate any benefit you've gained by having a low interest rate. Watch out for balance transfer, cash advance, over-the-limit, late payment and foreign transaction fees. Knowing how you'll use your credit card will help you determine which fees are factors-- and which one's are not.

I recommend:  These days, most business credit cards DO NOT include annual fees. But credit card companies will hit you with a host of other charges. Use credit card comparison sites to find offers with the lowest fees and review the credit card terms carefully before you apply.

Take advantage of 0% APR's... Once you locate a credit card with a low APR and the least amount of fees, consider introductory promotions. In particular, 0% intro APR deals are especially popular. You can pay zero interest on new purchases and / or balance transfers for 6 to 12 months. Your savings will increase substantially if you can take advantage of one of these offers.

I recommend:  Credit card issuers love to entice new customers with 0% APR credit cards. This is especially true with business credit cards. Take advantage and maximize your savings by applying for an offer with a 0% introductory APR.

Tips & Tactics

Helpful advice for making the most of this Guide
  • Know your credit score: Since most business credit cards require good to excellent credit, make sure you know your credit score before you apply. Although some consumer credit cards are designed for people with poor / no credit, you'll need an established credit history to get a credit card for your business.
  • Search multiple sites: There are numerous credit card comparison resources available to assist you. Although I prefer ASAPCreditCard.com, there are many other great choices such as CreditCards.com, CardRatings.com and WOWCreditCards.com.
  • Payoff your balance each month: Avoid interest charges altogether and payoff new charges before the grace period ends. This way, you won't have to worry about your interest rate or any huge interest charges.
  • Exploit special offers: Take advantage of offers with 0% APR's or other promotional gimmicks such as 'Free Tickets' or 'Bonus Points'. Many credit card issuers will offer incentives so you sign up or use their credit card.


Directory Listings  |  Company Profiles  |  Web Listings  |  Advertise With Us
Checkmark

How-To Guide from WORK.COM

Guide author
By Jeremy Panizzoli
Using low interest credit cards could save you thousands of dollars!.
Low interest credit cards can create substantial savings if you carry a monthly credit card balance. It doesn't take much - reducing your APR by just 1% or 2% could save you hundreds, or even thousands of dollars on interest charges each year - ... Read more
Card Issuer
Choose personal or business credit cards among American Express, Discover, MasterCard and Visa.
  • Accepted at more than 4 million U.S. locations, the American Express business credit card or personal card is most noted for its travel services and credit card rewards program.
  • More than 50 million consumers have a Discover business credit card or personal one.
  • The MasterCard business credit card and personal card are the world's most widely accepted credit cards.
  • Accepted by nearly 7 million U.S. locations, the Visa business credit card and personal card together are the world's No. 1 credit cards in total purchases.
Maximum Credit Line
Personal and business credit cards have limits less than $10,000, $10,001 to $20,000, $20,001 to $30,000, or more than $30,000
  • A credit line of less than $10,000 is a credit card for no credit history or a limited credit history credit card.
  • Folks with a history of on-time and in-full payments with credit card issuers are rewarded with maximum credit card lines $10,001 to $20,000.
  • Consumers with maximum credit lines from $20,001 to $30,000 often are business owners who need high credit limits on a business credit card with which to build their bottom line.
  • Maximum credit lines of more than $30,000 are typically reserved for consumers who spend the most money and have the best credit histories.
Features
Credit card choices by features include good rates on balance transfers, no annual fee, a rewards program or a personalized card
  • Finance charges are generally higher on balance transfers from another card; look for an introductory APR of 0% on credit card balance transfers.
  • Look for a card with no annual fee so that you're only charged if you fail to pay your balance. You can find a business credit card, no annual fees, also.
  • A credit card rewards program can come in many shapes and sizes, offering everything from cash back to airplane miles.
  • A personalized card matches your personality, with a picture of your pet, for instance. A personalized credit card may also offer rewards that complement its unique design.
Credit History
Your credit card options depend on having a credit history that's excellent, good, fair or limited - or you can go for a "no credit OK" card.
  • An excellent credit history affords you maximum options; look for credit cards with high credit limits, useful rewards and low APRs.
  • While a good credit history might require settling for a credit card with a lower line of credit, you can still find cards with good rewards and low rates.
  • A fair credit history means looking for a card with a reasonable credit limit and low rates; use it often and pay your bills in full in order to build better credit.
  • A limited credit history means limited choices. Look for a limited credit history card with the lowest APR and the most rewards.
  • Look for a "no credit OK" with guaranteed approval and get a credit card for no credit history. Expect a higher APR and a lower credit line.

Refine Listings By: