Consumer credit information software is a great tool to aid your customers in fixing credit reporting issues, so that they can make new loans for the products they want to purchase. There are three major credit-reporting agencies. Making sure the credit history of your customer is corrected in all three makes the difference between getting that important new loan or denial of the well-deserved loan.

Choose software with other financial capabilities or choose stand-alone products. Decide if you want to implement the software program and download, install and maintain it, or if you prefer use web-based programs, hosted on that company's server, for your software needs. Look at the following when choosing consumer credit software apps:

1. Select consumer credit check software to help your customers report and fix credit issues.

2. Locate web-based consumer credit report software for no maintenance issues.

3. Implement consumer credit software programs to enhance your loan process.

Action Steps
The best contacts and resources to help you get it done

Use consumer credit software to fix credit issues

Choose professional credit repair software and assist your customers in repairing their credit and fixing errors that may exist within the credit bureaus. Make sure the software you purchase reports to all three credit bureaus, since not all accounts use all three credit bureaus.

I recommend: Suggest Soft offers professional credit repair software for mortgage and credit repair companies. Help your customers fix their credit so they can own the home of their dreams. Credit Win Pro is a stand-alone software program for professionals, to help your customers fix their credit bureau issues. This software includes credit dispute letter generators, contacts and schedulers for follow-up as necessary.

Find web-based software for consumer credit and work anywhere, anytime

Use web-based software and save on maintenance costs. When your software needs an upgrade, the company automatically passes this on to you as part of the service. Save on installation costs and only pay for the service you actually use with web-based programs.

I recommend: DebtLogic offers software that is completely web-based, saving your business from downloading, installing and maintaining it. Offer a flexible payment plan based on your customer's payroll schedule and retain more customers. ECI offers a web-based software solution that offers easy access to all of your employees no matter where they are. This software allows you to streamline the loan approval process, minimize loan losses and reduce costs.

Pick consumer credit reporting software to manage consumer loans

After you fix your customers' credit issues, you are ready to make the needed loan to them. Use software made especially to streamline the loan process and close the deals quickly and accurately for your customer.

I recommend: The Mortgage Office offers software to service consumer loans. Whether your business services mortgages or regular loans, this software guides you through with financial calculators, loan origination software and default services and tracking software. Creative Thinking creates software for loan origination. Use this with your laptop to draw up loan papers anywhere at anytime.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Ask your consumer credit software distributor for any discounts he may be offering and remind him you will be a repeat customer. Many times, there are reduced prices for multiple purchases.