Savings accounts are one of the most important cornerstones for a successful business. Different types of savings offer advantages for businesses to earn more interest and to capitalize on other perks for business owners. Understanding your savings options is instrumental in making a wise decision when you open a business savings account.

Regardless of your savings needs, a savings accounts provider can work with you to choose the best savings options for your specific situation. An experienced accounts provider can offer you concise savings accounts information so you can find savings accounts that best fit your needs. When researching your savings options, you should:

1. Know current APY rates to choose from savings options that can yield the most interest.

2. Choose savings that offers the options and tools suitable for your specific needs.

3. Open a business savings account with a reputable financial institution.

Action Steps
The best contacts and resources to help you get it done

Take advantage of special business savings accounts

Business savings accounts are made to grow your capital securely. From online savings accounts to money market options, take advantage of business savings to grow your capital.

I recommend: Capital One offers a business money market account without fees and with competitive APY rates. All deposits are FDIC insured. KeyBank offers different savings options for small business owners. From high-yielding savings accounts to traditional savings options, KeyBank provides ways that you can access your money while gaining interest.

Open savings with the best options

From IRAs and certificates of deposit to traditional savings accounts, choose the savings account that offers the best options for your personal or professional needs.

I recommend: Open a savings with ING Direct for easy online access to savings options at competitive rates. Link your ING Direct savings to your accounts at other banks to make easy transactions. Bank of America offers savings choices to meet your unique savings needs. From money market savings to high-yield CDs, Bank of America offers the tools you need to manage your business savings accounts securely and easily. UnivestDirect offers online business savings options that are easily accessible and are FDIC insured.

Partner with a reputable financial institution when you open a savings

Open a savings with an established and reputable financial institution that offers the best customer service and the tools you need to manage your savings. Consider online banking options as an easy way to remain current with the state of your savings accounts.

I recommend: Partner with Wachovia for your savings account needs and to access CD options. From high-performance money market accounts to health savings accounts, Wachovia offers competitive rates. Or check out the savings site at Wells Fargo for the options you want and the tools you need. Wells Fargo offers different savings options at competitive rates and free online access to your accounts.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  To easily find information on available savings in your area, use a savings accounts directory to locate the best savings possibilities for your business.