Consumer Finance Working Papers 

Consumer Finance

By Sharon Cullars, Freelance Writer Consumer finance, in its broadest sense, covers every type of consumer lending, including loans from retail banking and finance companies. For customers with low credit ratings, consumer financing is often their only option to receive an unsecured loan. Too often, though, some consumer finance companies offer sub-prime lending to those who simply cannot afford the interest rates and repayment schedules, further compromising their ... Read more