Whether you need car insurance for your employees or just for yourself, AIG auto insurance may be worth checking out. Once you know the minimum coverage you need for your state, you can obtain a quote from AIG auto insurance company. Making the most of AIG auto insurance is easy once you have an idea of what you need.

AIG auto insurance company has plenty of options that might suit your needs while fitting your budget. Get the most for your money by considering the following ideas:

1. Check out discounts you may qualify when before you sign up for AIG car insurance.

2. Be sure to purchase uninsured motorist coverage from AIG.

3. Take advantage of business options at AIG automobile insurance.

Action Steps
The best contacts and resources to help you get it done

Find discounts before committing to an AIG auto insurance policy

The most difficult part of obtaining car insurance discounts is figuring out which ones you qualify for. The AIG website lists discounts, such as the ability to save money on your premium when you insure at least two vehicles or some property with the same company, are a good driver, take a defensive driving course, pay your premium in full, or have a car with safety products like anti-lock brakes or extra airbags.

I recommend: Check out discounts available to you at AIG. Find coupons and discounts at DealTaker.

Consider purchasing uninsured motorist coverage when checking out AIG auto insurance quotes

If you or one of your employees are hit by a driver who does not have insurance, you will have to pay for any damage to the company car out of your own pocket. Avoid this kind of expense by spending a few extra dollars each month on uninsured motorist coverage through the AIG auto insurance program.

I recommend: Learn a little more about uninsured coverage at AIG or at encyclocentral.com. Auto Insurance Finder can answer other questions you might have about this type of coverage.

Obtain AIG commercial auto insurance for your business

If you need to insure several cars for employees or perhaps need to insure company trucks or buses, AIG can assist you. Usually a policy for commercial cars will differ from typical personal vehicles, so be sure to obtain the right insurance for your situation. Whether you need AIG trucking insurance or just a policy for your own car that you use for business needs, commercial auto insurance is the best kind for business professionals.

I recommend: Check out the benefits of commercial car insurance from AIG. Find out more about AIG's commercial insurance dealings at AIG Agency Auto.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  One of the main deciding factors when checking out insurance companies should be rates. Obtain a free AIG auto insurance quote online before committing to any policy.

AIG auto insurance is a great choice for business owners. All companies that own vehicles should have car insurance and the AIG auto insurance company offers exceptional service to business owners.

The American International Group (AIG) has locations in more that 130 countries. They provide a wide range of insurance products and financial services, including AIG car insurance.

Before you apply for AIG auto insurance:

1. Know how much insurance your state requires. Each state requires a different level of insurance. It is up to you to know how much insurance you need when you purchase an AIG auto insurance policy.

2. Determine how often employees drive company owned vehicles. This will affect the cost of your AIG car insurance.

3. Decide the level of insurance you want to purchase from the AIG auto insurance company. It is wise to purchase more than the minimum amount of insurance required just to be on the safe side.

Action Steps
The best contacts and resources to help you get it done

Read reviews of the AIG auto insurance program

A smart shopper always reads reviews before purchasing any product. It's important to know that other consumers recommend a product.

I recommend: CarReview.com offers several candid consumer reviews of AIG auto insurance. FreeAdvice.com also has customer reviews. The great thing about these reviews is that you see both positive and negative reviews and can make your decision based on what is important to you.

Request an AIG auto insurance quote

Undoubtedly, you want to know how much AIG commercial auto insurance will cost before you make a purchase. You can do this when you receive an AIG auto insurance quote.

I recommend: Search for an authorized AIG auto insurance agent in your area in order to request a quote. You may also want to use an insurance comparison website, like Insurance.com, to see how those AIG auto insurance quotes compare to other companies.

Purchase AIG commercial auto insurance

Once you are sure that AIG is the right insurance company for you, you are ready to purchase insurance.

I recommend: Purchase AIG auto insurance through one of AIG's member companies such as AIG Agency Auto or AIG Hawaii.

Buy more than AIG auto insurance in addition to your auto policy

AIG offers much more than auto insurance policies. What's more, you may be eligible for a discount when you purchase all of your insurance policies through AIG insurance.

I recommend: Business owners may also be interested in workers' compensation insurance, executive liability insurance, or life insurance. For a full list of the types of insurance offered, visit the business section home page.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  In most cases, it's always better to have more AIG car insurance than you think you will need. Make sure that all employees who drive company vehicles have coverage.

An AIG auto insurance policy premium will vary depending on location, credit history and driving history. Before purchasing a policy, it's important that you check out the reviews and ratings on AIG car insurance. Ratings and reviews give prospective buyers an idea about the type of service current clients receive, how current clients feel about the insurance and what the typical complaints are about the company.

While ratings and reviews are an important part of the insurance policy buying process, it's important to use reliable sources when doing research. There are online review sites, advice sites and ratings sites. When using online resources to research AIG commercial auto insurance, remember the following:

1. Not every website comes from reliable sources. Some websites simply use the terms AIG insurance to attract visitors, but provide no useful information.

2. An AIG auto insurance quote varies based on circumstances, so don't take complaints about poor quotes too seriously if the complainant doesn't describe the circumstances by the rate quote.

3. Websites that provide statistics and surveys are decent ways to evaluate insurance companies.

Action Steps
The best contacts and resources to help you get it done

Visit sites that review the AIG auto insurance company

There are a variety of ratings sites that review different aspects of insurance companies. You can find sites based on consumer satisfaction, consumer dissatisfaction, overall statistics and financial strength. Some sites will compare different agencies, while others will focus specifically on a few agencies.

I recommend: InsuranceUSA is a consumer targeted site that lists reviews and opinions about AIG automobile insurance from both satisfied and dissatisfied customers. Auto Insurance Finder compares the financial strength of AIG insurance to other insurance agencies.

Check out complaint sites that discuss the AIG auto insurance program

Consumer complaint sites exist to help prospective buyers evaluate products and services. While some of the complaints may exist to intentionally damage a company's reputation, most are experiences of dissatisfied consumers. Prospective clients should look at AIG auto insurance information involving complaints. The more one particular complaint surfaces in a search, the more sure a consumer can be that this complaint has merit and may be a weakness of the company.

I recommend: Complaints.com offers complaints on AIG insurance, including complaints made about companies underwritten by AIG. ConsumerAffairs.com lets consumers post complaints and companies post responses. They also claim that their lawyers review all complaints and contact anyone with contact information about filing a claim.

Find out company ratings before you apply for AIG auto insurance

Checking out statistics and data is important before applying for an AIG auto insurance policy. Understanding how AIG stacks up against other insurance carriers and statistical data on customer satisfaction can help in the decision process.

I recommend: FreeAdvice offers graphs and pie charts detailing customer satisfaction with AIG. Shopping.com has a ratings site, Epinions.com, that offers overall statistics and opinions from consumers.

AIG Auto Insurance is an international company that provides insurance services throughout the world. The company offers flexible plans for personal or business auto insurance with a variety of coverage options. Get to know the basic terminology used in auto insurance, and terms specific to AIG, when choosing policy options or comparing auto insurance companies.

Action Steps
The best contacts and resources to help you get it done

Coverage

AIG offers a variety of coverage options for business vehicles. They include liability limits up to $1 million combined single limit (CSL) and coverage for property damage and bodily injury.

I recommend: See the AIG website for more information about business vehicle coverage.

Combined single limit

Single limit auto insurance coverage is a single monetary amount of coverage that can be for either bodily injury or property damage. It differs from split limit coverage, which provides set amounts for bodily injury and property damage.

I recommend: CarInsurance provides information about combined single limit coverage and the differences between this type of coverage and split limit coverage.

Claims

Auto insurance claims are filed with the insurance provider when an accident or vehicle damage occurs. Claims adjusters inspect the vehicle and analyze the event to determine monetary damages. The steps required to make a successful auto insurance claim begins at the accident scene. Police reports and statements from the other party and witnesses may affect the claim process, as well as damage to the vehicle and the accident scene.

I recommend: See Bankrate for guidance on filing an auto insurance claim.

Quote

A quote is a statement of the premium to be charged for auto insurance coverage. It's based on variables that include driving record, number of drivers and types of vehicles.

I recommend: OnlineAutoInsurance provides information on shopping for auto insurance quotes.

Agents

Setting up a policy, filing claims and making payments can all be done through the AIG website. However, some customers prefer working directly with a local agent. Independent insurance agents or brokers are trained to analyze your company to find a policy that fits your needs, budget and coverage requirements.

I recommend: The 21st Century Insurance Agency, a division of American International Group Inc., offers a directory of independent AIG agents throughout the United States. Visit their website to see the benefits of hiring an independent agent.

State requirements

Required auto insurance coverage for bodily injury, property damage and other variables is different for each state. Minimum requirements for your state must be met when you select a policy.

I recommend: Auto Insurance Remedy provides a directory of state auto insurance requirements and tips on choosing a policy based on your geographic area.