Finding an online health insurance broker or agent can seem daunting, but it's really not as hard as it looks. There are a number of US health insurance brokerage and agent companies vying for your insurance business and who would be happy to serve you and your company.

National health insurance agents can help you analyse your company make up and to address the needs of you and your employees. Finding affordable coverage is key, and your agent can help you figure out what plans are best for the size of your business.

To make the most of your US health insurance broker or agent search:

1. Start by running a comparison of prices from US health insurance agents and brokers.

2. Speak to your current insurance agent to see if they offer US business health insurance policies, and if so see how their prices compare to nationwide averages.

3. Speak to a service representative at your top locations to answer any questions you might have as to the extent of the coverage.

Action Steps
The best contacts and resources to help you get it done

Use a search engine or quote finder to locate US health insurance agents

Run a price comparison between US health insurance agents before calling to inquire about their services.

I recommend: Sign up to obtain information from UnitedHealthcare. Compare business healthcare options through eHealthInsurance Services. Obtain free small business health insurance quotes from the Small Business Health Insurance Network. Sign up for a free small business health insurance quote from BuyerZone.com.

Take advantage of national health insurance agents comparison sites

You'd be surprised at how many resources there are available to compare national health insurance agents. Run the quote finders to determine national averages and what is a proper cost in your area.

I recommend: Run a price and service comparison through HealthPlanOne.com. Find group healthcare service prices by state from HealthCare.com. AlliedQuotes.com is another one stop location to find quotes by state. Consider running your search through 1stHealthInsuranceQuotes.com.

Look at major companies that offer the services of national health insurance agents

National health insurance agents come in many varieties. Some companies are nationally known, while others are independent insurance agents that run their own small businesses.

I recommend: Look at your options from Anthem Blue Cross Blue Shield. Check out the group health insurance options from Wells Fargo. Their options are: traditional, or fee for service (FFS), preferred provider organization (PPO), health maintenance organization (HMO) and point of service (POS). Consider the services of Bank of America Insurance Services for your company's health care provision needs. Costco Wholesale Corporation offers business health insurance in California, Hawaii, Nevada, Oregon and Washington.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Find out from your existing insurance agent if they offer health insurance coverage on top of your existing policies. If they do, find out how multiple policy lines can save you money, and if they don't find out who they recommend. Affordability is the key, and referrals are great for leading you in the right direction.