ALL Care Dental Plan is the among the most affordable dental plans. Sign up you employees for less than $10 a month. Members save up to 60%.
www.allcareadvantage.com/BusinessGroup
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Search & compare 30+ Discount Dental Plans & get 3 additional months free. Plans in your area starting from just $79.95/yr.
Discount Plans | Enroll Now | Search | About Us
www.dentalplans.com
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Blue Cross - Online Approvals Call 800 280 4110 - Instant Quotes
HealthInsuranceMegaStore.com
Plans in Your Area from $79.95/year Call Toll Free 866-815-6966 Today!
www.DentalPlans.com
Easy to enroll. Basic & Major Coverage. Works with your dentist
www.EncoreDentalPlan.com
Get a discount dental plan instead. 10% Off Any Plan - Coupon: DPC10
www.DentalPlanConsumer.com
No waiting periods/no maximums Plans start at $8/month
www.newdentalchoice.com
Personal health coverage plans. Compare options and get a quote.
www.Aetna.com
Personalized Health Insurance Plans Get A Free Online Quote In Seconds!
www.HealthInsuranceSavings.com
UnitedHealthcare’s plans can help you recruit the right employees.
UHCToday.com/Business
Save up to 70% - Use Immediately! From $6.95 mo. - Guaranteed Plan.
www.1Dental.com
We partner with drug companies to help if you can’t afford insurance.
www.MyEZMeds.com
Provider of free quotes and advice for buying dental health insurance and discount plans that provide group, family and individual coverage.
Dental Insurance | Dental Plans | Dental Care | Dental Health
www.affordable-dental-insurance-plans.biz
ALL Care Dental Plan is the among the most affordable dental plans. Sign up you employees for less than $10 a month. Members save up to 60%.
www.allcareadvantage.com/BusinessGroup
With its affiliate, American Dental Examiners provides Voluntary Dental Insurance.
www.betterbenefits.net
Providing oral health care to any size employer groups, families and individuals.
www.dencap.com
Specialists in Dental, Vision and Prescription coverage programs in all 50 states.
www.dental4less.com
Search & compare 30+ Discount Dental Plans & get 3 additional months free. Plans in your area starting from just $79.95/yr.
Discount Plans | Enroll Now | Search | About Us
www.dentalplans.com
Unbiased advice helping you select affordable dental coverage that will save you the most money while providing you with the best dental care.
www.discountdental4u.net
The third party administrator for the Blue Cross and Blue Shield system nationally, providing dental health plans.
www.dnoa.com
Doral Dental USA is an administrator of Medicaid, Medicare, CHIP and commercial managed care dental plans. Its clients are HMOs and state government assistance programs.
www.doralusa.com
A subsidiary of Guardian, is full-service dental benefits company serving the Midwest.
www.firstcommonwealth.net
Providing weekly claims processing, internet account access & tech support for your cafeteria, section 125, dependent care & direct reimbursement dental plans.
www.flexamerica.com
Dental plans for employer groups and individuals in California. Our services are no charge and no obligation.
www.foundrywharf.com
Offers managed care, fee-for- service and third party administrator dental plans to companies and individuals in New York and New Jersey.
www.healthplex.com
A network of private practice dentists and specialists who provide their services for plan members at reduced rates.
www.ndpa.com
Provides Direct Reimbursement (DR) Dental Benefit Plans to employers in the state of New Hampshire.
www.prioritydental.com
Provider of benefit plans for individuals and employer groups.
www.safeguard.net
Fee-for-service dental IPA serving Ohio, Kentucky & Indiana.
www.superiordental.com
Helps you shop for your dental benefit needs. Coverage through Fully-Insured Managed Care Dental Programs, Self-Funded Dental Programs, or Voluntary Dental Insurance.
www.thedentalshop.com
Site includes a database of dentists, fee schedule, list of services, information and tips, a Q & A section and dental quiz.
www.trinityhealthcare.com
National dental insurance company providing dental products and administration services to accounts across the nation.
www.ucci.com
Blue Cross - Online Approvals Call 800 280 4110 - Instant Quotes
HealthInsuranceMegaStore.com
Plans in Your Area from $79.95/year Call Toll Free 866-815-6966 Today!
www.DentalPlans.com
Easy to enroll. Basic & Major Coverage. Works with your dentist
www.EncoreDentalPlan.com
Guide to Offering Dental Benefits at a Small Business
Yes, a small business can offer dental benefits without breaking the bankSmall businesses have three basic options when it comes to providing dental benefits:
- Bargain shop for traditional dental insurance
- Set up a company-funded dental plan
- Look into dental discount plans
Action Steps
The best contacts and resources to help you get it done
Shop for low premiums on good plans online
With services that allow you to search for the best rates online, you don't have to go through multiple local sales representatives for quotes.
I recommend:
ehealthinsurance.com lets you search for a good plan with a premium you can afford based on your company's size and employees' personal information.
Look into benefit packages offered through buying clubs
Buying clubs that you use to purchase other items for your business are an often-overlooked place to find health and dental benefits as well.
I recommend:
Costco offers dental insurance benefits to Executive Members in California, Nevada, Oregon, Washington and Hawaii. Sam's Club's Health Allies plan offers discounts on dental care free for its Plus members and at a low monthly rate for its Business Advantage members.
Offer discount plans instead of traditional insurance
Signing up for a discounted fee-for-service plan means no deductibles or claim forms for employees. These plans aren't insurance, but they do offer discounts on dental and orthodontic services from participating providers.
I recommend:
Dentalplans.com can match you with a dental discount plan that works for your business.
Set up your own direct-reimbursement plan
Direct reimbursement (DR) dental plans are benefits made simple. DR is a self-funded program in which your business reimburses employee dental expenses based on a percentage of dollars spend. No insurance companies; less paperwork, employees choose any dentist, and you can get tax breaks, too.
I recommend:
The American Dental Association (ADA) offers detailed help and information on setting up such a plan.
Tips & Tactics
Helpful advice for making the most of this Guide- Look at your local Chamber of Commerce and other business organizations to see if membership includes discounted dental benefits or the ability to buy into a group insurance plan.
- Look at deductibles, caps, and co-pays carefully when choosing a plan for your employees. You may be able to get a more affordable dental plan with a slightly higher deductible or co-pay.
- Consider having a company meeting to discuss employees' individual dental needs. You may be able to choose a plan that works for the majority of workers.
