Dental insurance in Arizona will cost your company money. Yes, it’s true. But what might make you smile is that offering employees a dental insurance plan in Arizona might save you money in terms of keeping employees healthy and at work. Furthermore, providing group dental insurance in Arizona is a great benefit to tout to prospective employees. And you don’t have to break the bank in order to offer dental insurance. Arizona businesses can choose from a wide variety of plans.

When deciding about dental insurance, AZ companies should consider the following:

1. Contact a representative from your healthcare insurance provider. They may be able to get you a great rate if you add dental insurance. Arizona companies shouldn’t stop there, however. Get rates and compare services from other Arizona dental insurance providers to ensure you get the most bang for your buck.

2. Determine a budget for group dental insurance. Arizona businesses should poll staff to find out what types of services they would like to see included.

3. Understand the differences between group dental plans in Arizona.

Action Steps
The best contacts and resources to help you get it done

Explore big-name providers of dental insurance in Arizona as well as your current healthcare insurer

Often, a mega insurer can provide medical insurance as well as 'specialty' insurance like dental and vision coverage. If you already have medical insurance through a major company, contact them for rate. If not, call some of the big guys to explore your options.

I recommend: BlueCross BlueShield of Arizona has 6 dental plans to choose from, with varying levels of deductibles and co-pays. Encore Dental and Delta Dental are in the business of dental insurance and are good ones to consider for Arizona individual dental insurance.

Explore Arizona dental insurance plans online

Researching a variety of Arizona dental insurance is easy thanks to the Internet. Just type in the services you're looking for and your zip code, and up pop several plan options to consider.

I recommend: Ehealthlink.com and eHealthInsurance provide several options for Arizona individual dental insurance from major insurers to ease the process of selecting a group dental insurance plan in Arizona.

Instead of traditional dental insurance in Arizona, opt for a discount dental plan in Arizona

HMO and PPO dental plans are great-if you can afford them. If not, don't despair. Discount dental plans can still provide a discount on procedures at a lower cost to you and employees.

I recommend: DentalPlans.com provides options for dental coverage in Arizona from major names like Aetna and GE. Appleton is based in Arizona and offers dental and vision care benefits.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Know what to expect in terms of the cost of dental insurance. AZ businesses should be prepared to pay between 25% and 50% of monthly dental insurance premiums. If this is too steep, consider only offering a dental plan in Arizona to employees, not their families.