Dental health insurance in Colorado is increasingly becoming an expected part of employee benefits packages. Furthermore, dental health has been linked to better overall health, so make dental insurance for individuals in Colorado a priority, and chances are your employees will be happier and healthier.

Colorado dental insurance may even help entice new staff to come on board. When seeking out individual dental insurance, Colorado companies should keep the following tips in mind:

1. Get in touch with your current medical insurer to see what they offer in terms of individual dental insurance. Colorado has plenty of providers to choose from.

2. Sit down with your staff to get an idea of what they expect – and don’t necessarily need – out of dental health insurance in Colorado. You don’t want to overpay for services they won’t take advantage of.

3. Carefully read the fine print of dental insurance in Colorado you are considering before signing on the dotted line. Insurance types range from HMOs to discount dental plans; it’s important to understand just what you and your employees are signing up for.

Action Steps
The best contacts and resources to help you get it done

Make a deal with your current healthcare provider for dental insurance in Colorado

If you already have medical insurance for your staff, talk to your provider to see what it would take (and cost) to add individual dental insurance. Colorado has plenty of insurance options, so if your insurance company doesn't have what you want, explore some of your other options.

I recommend: Beta Health Association offers a variety of group and individual dental insurance. Colorado companies should also check out Colorado Dental Health Insurance. Delta Dental is another trusted big-name insurer to consider.

Research dental insurance for individuals in Colorado online

Comparing rates and services is easy thanks to several Colorado dental insurance quote websites. Even if you'd rather work directly with an insurance representative, take a look at these sites to determine who you should call first.

I recommend: Ehealthinsurance provides options for several group dental plans in Colorado from top insurers just by entering your zip code. Insurance Finder is another easy-to-use search tool.

Consider a discount dental plan instead of traditional dental coverage in Colorado

Group dental insurance in Colorado can be a bit costly, especially for a small company, so you may want to look into discount dental plans as an alternative. Just be sure you understand the limitations and out-of-pocket expenses of dental plans.

I recommend: DentalPlans.com offers several different discount dental plans from major companies. Denta Card is another type of discount dental plan, offering members between 25 and 50% off of dental procedures.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Make sure the dental insurance coverage in Colorado you choose has enough participating dentists in the area for employees to choose from.