Dental insurance coverage in Florida is becoming a costly benefit for small business owners to shoulder. Fortunately, there are ways to keep your employees happy and smiling without going into the red. The latest tools to fight the high costs of this benefit are dental insurance plans. These plans offer discounted rates at participating dental offices. Consider this weapon if traditional dental insurance is not working for your company's bottom line.

Still not sure dental health plans in Florida are the way to go? Do you still think more traditional dental insurance coverage is a safer bet? Here are some things to think about as you make your decision:

1. Dental insurance often requires execution of lengthy claim forms by your employee, leading to frustration, or by the dentist, leading to a bigger bill in the long-run.

2. Choosing a major carrier for all your insurance needs as well as dental, may mean bigger savings for you.

3. Dental insurance plans in Florida allows employees to pick more specific benefits, such as orthodontics or periodontics.

Action Steps
The best contacts and resources to help you get it done

Use a local agent to purchase your dental insurance in Florida

As a Florida business, you may feel more comfortable doing business with someone in your own backyard. In that case, choose a local agent for your group dental insurance in Florida needs.

I recommend: GBD Insurance Agency offers American Dental Plan insurance in Florida for individuals or groups. They give you the option to pay the benefits for your employees or offer it as an elective for them to pay. Email FLQUOTE.COM for more information on their coverage packages for groups as small as one or as large as 1,000.

Save on dental coverage in Florida by working with a company offering other insurance products

As a small business owner, you probably need a variety of insurance packages, not just dental insurance. FL business owners should choose a company that can meet all their insurance needs. They may offer a discount if you choose more than one of their products.

I recommend: Receive information from Blue Cross and Blue Shield of Florida about dental coverage and all the other insurance products they offer. Florida Health Insurance Plans and Leads will match your request for information with multiple companies in Florida who can meet your needs.

Florida dental insurance plans mean savings for your employees

To save more money, some small companies are opting to let their employees pay all or most of the costs associated with dental coverage. If your company falls into that category, choose a dental plan instead of traditional insurance to lower the premiums for your employees.

I recommend: DentalPlans.COM offers group rates for businesses. You can choose to pay the premiums or let the employee pay and choose a plan to fit his budget and needs. USAGroupPlans offers group dental plans for as little as $10 per month.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Set up a cafeteria plan for your employees to help offset the costs of Florida dental care. This will allow them to pay for dental, as well as other medical costs, with pre-tax dollars.
• •  Dental plans mean there is no waiting period for pre-existing conditions like those that dental insurance in Florida has.