As an employer or a small business owner, providing dental insurance to your staff or finding it for yourself can be challenging and costly. Hopefully you haven't had to learn the hard way that investing in affordable dental insurance in Michigan can mean the difference between low payments and a bank breaking major expense. Low cost dental insurance in Michigan allows you and your staff regular checkups that are the key to preventative oral maintenance.

Dental insurance in Michigan will help your staff with regular exams and annual x-rays that are vital to proper health for your teeth. It will help you and your staff prevent dental emergencies as well as oral diseases such as gingivitis, which can lead to periodontitis.

To find affordable dental insurance in Michigan:

1. Determine if providing Michigan dental insurance is even a feasible expense for your company.

2. Price out plans that are affordable to you as a business owner, or determine if part of the costs can be offset to your staff (e.g. make it a group plan instead of providing all of the coverage yourself).

3. Educate your HR staff on handling questions and being helpful if your company chooses not to offer dental insurance.

Action Steps
The best contacts and resources to help you get it done

Start online in search of dental insurance for Michigan

Check out eHealthInsurance, DentalPlans, and ConsumerBenefits.net for comparative information for your dental plan in Michigan.

I recommend: eHealthInsurance finds quotes on dental insurance from major vendors in any locality. DentalPlans offers a wide variety of comparative information, and they offer you a beginner’s tutorial to discount dental plans. ConsumerBenefits.net helps you custom fit your health insurance plan to your budget and your needs.

Go with a trusted name in family dental insurance in Michigan

Delta Dental gives you the most popular name in the industry. Michigan dental insurance is easy for you to find through their many plans. Other big names in the dental insurance and discount industry include GE Wellness and Aetna Dental Access, both of which can easily help you create group dental plans in Michigan.

I recommend: Delta Dental offers employers affordable dental coverage for your staff as well as a wide variety of resources to make the right decision for you. Also check out what GE Wellness and Aetna Dental Access have to offer as well.

Seek out discount dental insurance for Michigan

Many national and Michigan dental insurance companies offer big discount plans. If you are a small business owner not providing dental insurance to your staff or you are a sole proprietor, a discount plan may be appropriate for your dental coverage in Michigan.

I recommend: Check out Uni-Care, the Affordable Family Health Services or Dentemax Discount Dental for a discount package or a discount dental insurance plan in Michigan. Uni-Care offers you individual and family Preferred Provider Organizations (PPO) plans. Affordable Family Health Services and Dentemax Discount Dental both offer discount plans. Affordable Family Health Services offers you plans starting at $9.95/month, and Dentemax Discount Dental looks to find you a dentist that will charge 25-40% less than usual dentist fees.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  For those of you who are self-employed and need to have major work done, find out what the waiting period and the deductible are before signing for the insurance. Waiting that long may not be an option for you, so be informed when you make your decision.
• •  Also if you are self-employed, if you have a pre-existing condition, a discount dental plan might be right for you. They generally don't exclude your pre-existing conditions because they are not an actual insurance plan. They broker discounted prices within a certain network of dentists to offer affordable dental work on an immediate basis, this eliminating the need to make you wait a set amount of time prior to treatment.