More and more people are listing dental insurance in Montana as a desirable aspect of employee benefits. Thankfully, an affordable dental plan in Montana is no longer limited to larger companies that can finagle group discounts.

When considering dental insurance providers in Montana for your staff, keep the following in mind:

1. Survey employees to find out what exactly they would want out of Montana dental plans. Be sure to find out how much – if anything – they would be willing to pay for dental coverage in Montana.

2. Make a deal with the insurance provider you use for employee medical benefits. They should be able to come up with a deal if you add dental insurance to your existing package.

3. Explore the various options available from Montana dental insurance providers. Just like medical plans, you’ll be able to choose from HMOs, PPOs and other options.

Action Steps
The best contacts and resources to help you get it done

Talk to your existing medical insurance provider

Your first stop for dental insurance in Montana should be your company's current health insurance provider. If that company can't provide the dental plan in Montana that you're looking for, explore some of the other large insurance companies that can offer everything you need under one insurance umbrella.

I recommend: A large insurance provider like UnitedHealthcare offers Montana dental insurance as well as a variety of medical plans.

Check out online search engines for dental insurance coverage in Montana

Another option is to compare rates and packages from various providers of dental insurance. Montana is represented by many national companies that can offer competitive rates.

I recommend: eHealthInsurance does the work for you by offering a variety of group dental plans in Montana based on the criteria you select.

Consider discount dental plans

Dental coverage in Montana will typically run the gamut of HMOs, PPOs and indemnity plans. You should also take a look at discount dental plans, which offer deals on dental and orthodontic services from participating providers.

I recommend: DentalPlans.com allows you to create a discounted plan that will still be beneficial to your employees but likely won’t cost the business as much as a traditional dental insurance plan in Montana would.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Make sure the group dental insurance plan you select has plenty of local dentists for employees to choose from.
• •  Know the cost of dental insurance. Montana businesses should expect to pay between 25% and 50% of the monthly dental insurance premiums, which are around $1,000 a month per employee.
• •  If the cost of providing dental insurance for all employees and their families is too great, look into just offering dental coverage in Montana to employees only.