New Hampshire dental insurance may be a given in large corporations’ employee benefits packages, but small businesses have not always offered dental insurance coverage in New Hampshire to employees, primarily due to costs. As group dental coverage in New Hampshire becomes more common, employees will begin to expect some form of New Hampshire dental insurance plans from their employers. To keep the valued employees you have, as well as recruit new staff, consider dental health insurance the next time your healthcare insurance renewal comes up.

You can go several different directions when it comes to offering dental insurance in NH to your staff, but these basics remain:

1. Explore the option of New Hampshire dental plans with your current medical insurance provider. They may be able to secure a good rate if you bundle several healthcare insurance services.

2. Sit down with your staff and determine what types of procedures they would like from their dental coverage in New Hampshire.

3. Be sure you understand exactly what New Hampshire dental insurance providers are offering. For example, dental discount plans usually offer great rates, but they are not like typical insurance and may have some limitations.

Action Steps
The best contacts and resources to help you get it done

Choose dental insurance in New Hampshire from your current health insurance company

Many of the large healthcare insurance providers offer specialty coverage, which includes such services as vision and dental coverage in New Hampshire. See if yours does, and ask them for a discounted rate if you use them for both medical and dental coverage.

I recommend: Cigna has HMO, PPO and traditional dental health insurance in New Hampshire. Northeast Delta Dental covers the Maine, Vermont and New Hampshire territory.

Use price-comparison sites to research dental insurance in New Hampshire

You can easily compare and contrast New Hampshire dental plans with a dental-insurance quotes site.

I recommend: Just fill in your ZIP code and a few basic facts about your dental insurance needs, and eHealthInsurance and NetQuote will give you a variety of plans to choose from.

Consider discount dental plans as an alternative to dental insurance in NH

Many small companies have started offering discount dental plans for staff as an affordable dental coverage option. Discount plans typically allow individuals to save between 20% and 60% on dental procedures.

I recommend: 1Dental.com and DentalPlans.com both offer a variety of discount dental plans for you to choose from.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Read over the New Hampshire dental insurance policy you choose and then explain exactly which services are covered - and which are not - to your employees.
• •  No matter what type of dental health insurance in New Hampshire you choose, make sure there are plenty of dentists in the area who participate in the plan. Otherwise the benefit will be useless to your employees.