As a Wyoming businessperson, you know that quality employees seek out companies that offer health insurance benefits. If you're considering adding group dental coverage in Wyoming, you may be surprised to find that Wyoming dental plans can be affordable. That's because preventative dental care is so effective in heading off big dental problems, which, of course, is precisely the same reason dental benefits are so popular with employees.

Consider the following when looking at Wyoming dental insurance plans:

1. Make sure the plan you choose has providers in your area: start by finding out which plans your employees' favorite dentists participate in, and what type coverage they would like to have.

2. Get several Wyoming dental insurance quotes online to find your lowest rate.

3. Consider alternate options like direct reimbursement (a self-funded dental plan) or the dental plans of major health insurance providers.

Action Steps
The best contacts and resources to help you get it done

Access Wyoming dental insurance quotes online to save time

The insurance industry has readily adapted to the Internet age, which can make your job of finding Wyoming dental insurance providers much easier. Many websites let you simply type in a zip code to get several competing quotes on Wyoming dental plans instantly, and the service is free.

I recommend: Wyohealth.com offers free, instant online insurance quotes from Wyoming dental insurance companies, and also gives you online access to the application forms of the major providers.

Create a self-funded Wyoming dental insurance plan

Thousands of companies use a Direct Reimbursement (DR) plan. With this option, your company (or a third party hired for the purpose) reimburses employees for a percentage of their dental costs. Dentistry lends itself to DR because costs are so predictable, and regular maintenance keeps dental emergencies at bay. Paperwork is minimal, and your employees will be free to choose their favorite dentist, a benefit that's sure to keep them smiling.

I recommend: The American Dental Association website explains the benefits of direct reimbursement plans and can help you set up one that will handle dental coverage in Wyoming.

Consider the dental plan of a major health insurance provider

Don't automatically assume that the major health insurance companies' plans for dental insurance for Wyoming businesses will be more expensive. Large companies can provide a more extensive variety of plans, one of which may match your needs exactly. The big companies can make administrating the plan more efficient, too, with features like employee access to online information.

I recommend: UnitedHealthcare offers a variety of group dental plans.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  The benefits of dental insurance coverage in Wyoming for your employees can do more than just attract better employees. In general, the premiums businesses pay on qualifying group health plans are deductible, and offering your employees dental insurance in Wyoming can actually reduce your payroll taxes.