Recent legislation granting the state more control over health insurance aims to make family health insurance in Georgia more affordable for small business owners. Under the new Georgia healthcare laws, all small business owners who spend at least $250 annually to enroll employees in health savings accounts will receive a $250 annual tax credit.

With the rising costs of health insurance, it's difficult for small business owners to afford to offer family health insurance in Georgia. Under the Health Insurance Partnership for Georgia, small business employers can join a private insurance plan and offer employees family health plans in Georgia comparable to those available at larger corporations.

Consider the following resources to help you find affordable family health insurance in Georgia:

1. Compare rates and benefits offered by Georgia family health insurance carriers.

2. Assess insurance products offered by preferred provider organizations (PPOs) and health maintenance organizations(HMOs).

3. Rely on insurance service firms to help you purchase Georgia family health insurance.

Action Steps
The best contacts and resources to help you get it done

Get quotes from Georgia family health insurance carriers

Many Georgia family health insurance carriers offer fast, online quotes to save you time. In addition to visiting individual carrier sites, try the convenience of online organizations offering quotes from several different providers so that you can quickly compare costs and plan features.

I recommend: A company called eHealthInsurance Services offers quick quotes from leading family health insurance providers in Georgia. Georgia Health Plans has a comprehensive website offering quotes for Georgia family medical coverage for individual and small businesses.

Evaluate PPO and HMO family health plans in Georgia

Under an HMO, insureds choose a primary care physician as their first point of contact for medical problems. Similarly PPOs are groups of doctors and other medical providers who offer insurance benefits to a specific group, such as one employer, a group of employers or other member organizations. Both are managed healthcare systems that offer low-cost options for family insurance in Georgia.

I recommend: Kaiser Permanente in Georgia offers free, online quotes for individual, small business and family health insurance in GA. Blue Cross Blue Shield of Georgia offers online information on various family health plans in Georgia to meet the healthcare needs of you and your employees.

Connect with service firms for advice on family health insurance in GA

Insurance service firms provide a range of advisory services to help you effectively evaluate your insurance needs and choose a plan that works for you and your employees. There are several Georgia-based firms that are knowledgeable about state healthcare laws to help you quickly find affordable family medical insurance in Georgia.

I recommend: The Gillman Insurance Group offers services to help you choose employer plans for Georgia family medical insurance. Metro Atlanta Financial Group offers online, fast quotes for a range of affordable Georgia family health plans.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  To qualify for Georgia family health plans for small groups, you must have at least two people: employer and employee, business partners or two company officers.