Indemnity Health Insurance 

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Providers of indemnity health insurance.
Indemnity Health Insurance
Free Insurance Quotes. Top Insurance Agents Compete For Your Business. Huge Savings On Health, Home, Life, Auto, and Long Term Care Insurance.
www.USInsuranceOnline.com
Health Insurance Quotes
Quote and Compare Low-Cost Health Plans like Blue Cross, Blue Shield, Aetna, Kaiser & many more. Plans start from $50 per month.
Short Term | Individual Health | HSA | PPO
www.healthinsurancesort.com
Blue Cross Plan Prices
What Should You Pay For Blue Cross Blue Shield? Find the Lowest Plans!
SearchHealthQuotes.com/BlueCross
Blue Shield Blue Cross CA
Get Blue Shield Blue Cross Quotes Now - Shop Online and Save!
California.USInsuranceOnline.com
Blue Cross Blue Shield CA
Get Blue Cross Blue Shield Quotes Online. Great Coverage @ Low Rates!
bcbsca.IndividualHealthQuotes.com
Federal Employee Plans
Choose the right federal employee benefit options. Visit us today!
www.kp.org/Federal-Employees
Affordable Health Plans
Anthem Blue Cross Official Site. Free Quote. Call 888-384-7463 Now!
Anthem4Ca.com
Indemnity Health Quotes
Save 75% on Your Insurance Bill. Get Free Online Insurance Quotes.
Indemnity.ICS.com
Kaiser Permanente
Affordable Health Insurance Plans. Live Support. Free Instant Quotes!
KaiserQuotes.com
Blue Cross Health Plans
Find the Best Prices. 3 Easy Steps. Get Quotes, Choose a Plan, & Apply!
eHealthInsurance.com/BlueCross
Aetna Medicare Coverage
Multiple Health Plan Choices. Enroll Online Today!
www.aetnamedicare.com
Indemnity Health Ins.
Locate Health Insurance Plans. Get Reliable Advice In Your Area.
DoTellAll.com
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A-Z Indemnity Health Insurance Provider Directory
0-9 | A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
E
Eagle Insurance Group
Offers workers' compensation insurance to companies in high-hazard industries.
www.eig.com
Employer Resources Northwest, Inc.
Employer service in Washington providing claims management, loss control, retro analysis, retro group management, unemployement claims management, aptitude testing, and occupational therapy consultations.
www.ernwest.com
F
Frank Gates
A national family of companies dedicated to controlling employers' costs in workers compensation, unemployment compensation, group health and liability claims.
www.frankgates.com
G
Guard Ins. Co.
Regional Workers' Compensation specialists with specific services including loss control, claims, medical management, cooperative care, and more. Based in Wilkes-Barre, Pennsylvania.
www.guard.com
H
Health Insurance Quotes
Quote and Compare Low-Cost Health Plans like Blue Cross, Blue Shield, Aetna, Kaiser & many more. Plans start from $50 per month.
www.healthinsurancesort.com
M
Marsh & McLennan Companies
Risk Management and consulting services.
www.marshmac.com
Mutual Insurance Corporation Of America (MICOA)
Professional liability and workers' compensation protection provider. Site has an online journal for doctors and peer review services.
www.micoa.com
R
National Insurance Resource
Worker's Compensation Rates and Web Quoting Solutions.
www.ratepro.net
U
Indemnity Health Insurance
Free Insurance Quotes. Top Insurance Agents Compete For Your Business. Huge Savings On Health, Home, Life, Auto, and Long Term Care Insurance.
www.USInsuranceOnline.com
V
Broad Reach Benefits, Inc.
A national insurance and consulting organization specializing in voluntary employee benefits.
www.voluntarydental.com
W
Financial Services Associates
We represent almost every major carrier that exists within the industry in order to give you the best independent analysis possible. Workers' Compensation Specialists that can show you how to obtain every credit, benefit, and dividend the law al...
www.wcomp.com
Gray, Smith and Commander
Florida's workers compensation specialists offering free insurance quotes for workers' compensation, liability, business, and auto insurance.
www.wcquote.com
  • Aflac
  • Argonaut Group Inc.
Blue Cross Plan Prices
What Should You Pay For Blue Cross Blue Shield? Find the Lowest Plans!
SearchHealthQuotes.com/BlueCross
Blue Shield Blue Cross CA
Get Blue Shield Blue Cross Quotes Now - Shop Online and Save!
California.USInsuranceOnline.com
Blue Cross Blue Shield CA
Get Blue Cross Blue Shield Quotes Online. Great Coverage @ Low Rates!
bcbsca.IndividualHealthQuotes.com

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Guide author

Guide to Indemnity Health Insurance

Decide if indemnity health insurance is a good choice for you

By Sarah Hoffman

As a business owner, you are responsible for obtaining your own health insurance, and indemnity insurance may be a good match for your needs. In addition, if you provide health insurance for your employees, you may wish to consider indemnity insurance for them as well.

As with most insurance plans, with indemnity health insurance you will have a deductible that you have to meet before they will reimburse you for covered insurance. After you meet this deductible, the insurance company will pay a percentage of what they consider is a usual and customary charge for covered charges. You are responsible for any charges that the insurance company doesn't cover. Remember that there will be a lifetime limit on your indemnity medical insurance policy. Your lifetime limit should be at least one million dollars, but more is better.

1. Indemnity health plans allows the consumer to choose their primary care physician. You don't need a referral to receive care from other health care professionals.

2. Most indemnity health insurance providers require the consumer to pay for the service up front and then file paperwork to receive a full or partial refund.

3. Indemnity health insurance plans usually carry a much higher deductible than managed health insurance plans.

Action Steps
The best contacts and resources to help you get it done


Get quotes for group indemnity medical insurance plans

Find out what it will cost you to provide indemnity health insurance coverage for yourself and your employees. Decide whether you will expect your employees to cover part of the monthly premium.

I recommend: Request a free indemnity health insurance policy quote for your employees and yourself from eHealth, Inc. Compare this quote to one from HealthInsurance.com Inc. and quotes from other companies to ensure you get the best policy.

Find an insurance company that sells indemnity health insurance

Remember that not all insurance companies are indemnity medical insurance providers, but some specialize in indemnity insurance. Get quotes from both types; they may have different deductibles and co-insurance rates.

I recommend: Companies like Blue Cross Blue Shield and Cigna offer health insurance indemnity plans. When you get a quote from large companies such as these, you can easily compare indemnity plans to managed care plans.

Visit a local agent to discuss an indemnity health insurance plan

Sometimes it's easier to understand what indemnity health insurance plans have to offer when you are able to discuss them face to face with an agent. Contact a local agent and request a meeting to discuss what their indemnity plans offer.

I recommend: Large companies like UniCare and Mutual of Omaha have local offices and agents who can help you understand and choose an indemnity health insurance plan.

Tips & Tactics

Helpful advice for making the most of this Guide

  • •  Remember that if you have an indemnity health plan, you can see any doctor or visit any hospital you like if you are traveling within the US.
  • •  Indemnity insurance doesn't cover preventative care, such as well-child visits and check ups. You need to decide whether this is an issue for you and your company.
  • •  Control your health care expenses with an indemnity health plan by choosing health care providers whose fees aren't higher than those which insurance companies consider usual and customary.

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Health Insurance Quotes
Quote and Compare Low-Cost Health Plans like Blue Cross, Blue Shield, Aetna, Kaiser & many more. Plans start from $50 per month.
Short Term | Individual Health | HSA | PPO
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Guide author

Indemnity Health Insurance

Decide if indemnity health insurance is a good choice for you.
As a business owner, you are responsible for obtaining your own health insurance, and indemnity insurance may be a good match for your needs. In addition, if you provide health insurance for your employees, you may wish to consider indemnity insurance for them as well. As with most insurance plans, with indemnity health insurance you will have a deductible that you have to meet before they will reimburse you for covered ... Read more