Pacificare health insurance focuses on wellness programs that emphasize a healthy lifestyle and offers incentives to encourage members to participate. Pacificare medical insurance plans give employers many different coverage options and associated programs so you can create a custom, comprehensive health care package for all employees. Pacificare is available for employers in Arizona, California, Colorado, Nevada, Oklahoma, Oregon, Texas and Washington.

By involving members in their own health care, Pacificare insurance plans offer more than health coverage--they offer the keys to a healthy lifestyle. Wellness programs and information provided through the Pacificare insurance website help teach subscribers how to avoid health problems (and related expenses), which in turn creates healthier and happier employees.

When creating any health care package, consider all the options and potential features. Know what's available by getting information about Pacificare Insurance, so you can decide what's best for your employees and your bottom line. You want to provide great health care for employees, but you also want to find cost-effective Pacificare rates for your business. Consider the whole picture when it comes to health care, including:

1. All available Pacificare insurance packages.

2. Pacificare health care insurance add-ons and complimentary services that broaden the services offered to subscribers.

3. The cost of implementing Pacificare insurance plans.

Action Steps
The best contacts and resources to help you get it done

Choose a Pacificare insurance plan

Pick a Pacificare health care plan that appeals to you and your employees. Pacificare insurance providers offer plans, including Signature Value (Pacificare health insurance HMO plan), which focuses on prevention and wellness; SignaturePOS; Signature Elite (Pacificare health insurance PPO that offers wider physician selection); Signature Independence (an indemnity plan that allows members to go to the doctor of their choosing); and SignatureFreedom (PPO-based).

I recommend: Compare the available Pacificare medical insurance plans in your state. Contact Pacificare to request more in-depth information on the various health insurance packages available. Medical Insurance Reviews offers reviews of Pacificare insurance plans that you may find helpful in determining which plan is the best for your company.

Explore Pacificare health insurance add-ons and services

Offer little extras to employees to take full advantage of everything Pacificare insurance has to offer. This includes wellness features like the Virtual Health Club, open to all members; Pacificare Perks, which offers fitness center discounts and Weight Watchers support; and general wellness information. Pacificare also offers programs to help members save on their taxes.

I recommend: Use Pacficiare services and features to give employees a more total health care experience. Pacificare plans offer flexible spending accounts (FSA) and health savings accounts (HSA) programs, both of which provide tax advantages to and make it easier for subscribers to manage their medical expenses. Learn more about what the Pacificare FSA and the Pacificare HSA programs can do for your employees. The presence of these programs can be a great perk.

Calculate Pacificare rates and costs

Consider the price of adopting Pacificare insurance plans. Compare not only the cost of the plans but also the addition of Pacificare features before committing to a single option.

I recommend: Get quotes through insurance comparison websites like eHealthInsurance and Health Insurance Finders to get a good idea of what Pacificare costs. Contact Pacificare directly to get a quote right from the source.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Invite Pacificare insurance providers to your business to talk to employees about rates and services, allowing them to reach their own decision on which plan to choose.
• •  Buy Pacificare insurance online and sign up for health care with ease. The Pacificare website also offers information on Pacificare insurance providers.