Whether you have only one employee or hundreds of employees as a Massachusetts business owner, you must provide them with Massachusetts health insurance. You can purchase health insurance in Massachusetts from several different companies.

When your employees have good Massachusetts health insurance plans, they are less likely to be absent from work. Undoubtedly, this increases your bottom line. It's not difficult to choose a Massachusetts medical insurance company if you know what you are looking for.

If you are going to do a Massachusetts health insurance comparison, consider:

1. What percentage of your employees' Massachusetts health insurance policies will you cover? Some employers cover the full cost while others only cover a portion.
2. Whether you're interested in a HMO (Health Maintenance Organization), a PPO (Preferred Provider Organization) or a POS (Point of Service) plan. These programs all have different strengths and weaknesses.
3. Whether you wish to provide dental and vision care for your employees. These benefits are not always included in a regular health insurance plan, but you can purchase them separately.
   

Action Steps
The best contacts and resources to help you get it done

Use online sources to receive quotes from Massachusetts health insurance companies

You can quickly and easily receive insurance quotes from Massachusetts health insurance providers. This is a good no-pressure way to compare the plans offered by various companies.

I recommend: EHealthInsurance.com is a popular site that gives you quotes from a variety of Massachusetts health insurance companies. InsureMe.com also offers free quotes.

Use an insurance agent to find health insurance in Massachusetts

A Massachusetts health insurance agent can help you to understand the various Massachusetts health insurance plans. This will help you find the company that works best for you.

I recommend: The Massachusetts Association of Health Underwriters (MassAHU) allows you to search their broker database in order to find an agent near you.

Buy insurance directly from your Massachusetts medical insurance company

When you already know what company you want to use, it is much easier to contact them directly than it is to use an agent.

I recommend: Cigna offers Massachusetts healthcare insurance. Blue Cross and Blue Shield of Massachusetts is also a popular choice. Both of these companies offer dental and vision care options, which is great for your employees.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Take the time to implement any wellness programs that your Massachusetts health insurance company provides. Things like flu shots, nutritional counseling, and fitness programs will help to keep your employees well. This reduces absenteeism, while increasing employee productivity and satisfaction with their company.
• •  Employees who travel frequently need an insurance policy that will cover them wherever they go. You may be able to save money by using a smaller insurance company, but a large insurance company, such as Blue Cross and Blue Shield, will have offices all over the U.S. Your employees will know that they have coverage no matter where they go.