Add yourself to the Texas Health Insurance Risk Pool Check out the Texas Health Insurance Risk Pool if you're having trouble finding an individual insurance provider. The Texas legislature created the pool to assist eligible state residents who are unable to get Texas healthcare coverage because of medical reasons.

I recommend:  Visit the Texas Health Insurance Pool website to read about the requirements to join and fill out an application online.

Compare plans for individual health insurance, Texas rates at one site Shop around for the best prices. Go to individual health insurance sites, or choose Texas healthcare coverage by comparing the best deals at one Internet site. Compare the premium rate with how much you anticipate spending on medical care. Be sure to consider pharmaceutical reimbursements as well. In addition, many insurance providers do not include maternity coverage.

I recommend:  Get a good comparison of Texas health ins. at eHealthInsurance or at TexasPlans. These two sites give a broad range of Texas health insurance carrier plans and coverage options. You also can find online applications at these sites.

Get legal help if you're denied Texas health insurance Legal help is available when you're denied coverage because of pre-existing conditions. Learn your legal rights and if you have a case.

I recommend:  Contact the Advocacy for Patients with Chronic Illness, a Connecticut-based group, for help with fighting for insurance coverage in Texas and other states.