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Directory of insurance information and providers. Find the information you need to protect all aspects of your business and manage business risks -- from business insurance to auto and health insurance.
Personal and Business Insurance
Offers free personal and business insurance quotes from local providers. Includes agent assistance in choosing and applying for coverage.
www.mostchoice.com  Save My Rating
GEICO Insurance – You Could Save Over $500
You could save 15% in minutes. Easy online policy management, bill payment & claim reporting. Get your free quote today!
Get a Quote
www.GEICO.com  Save My Rating
Progressive Car Insurance
We've been named the #1 insurance website! Get your free quote today and save hundreds!
Get a Quote | Insurance Basics | Customer Service | Claims
www.progressive.com  Save My Rating
Compare Insurance Rates Online - Free Quotes
Compare Rates And Save 30% On Auto Insurance. Apply For Auto/Life Insurance!
Auto | Life | Home | Health
www.insurance.com  Save My Rating
Insurance - Allstate®
Save on Business Insurance. Put Your Vehicles in Good Hands. Find a Local Allstate® Agent Today!
Find Local Agent
www.Allstate.com  Save My Rating
State Farm® Official Site
Visit State Farm® for Your Business Insurance Needs. Get Info Online!
www.StateFarm.com  Save My Rating
5 Insurance Price Quotes
5 Group Health Insurance price quotes. Request, compare and save, No obligation.
www.QuoteCatcher.com  Save My Rating
Compare Multiple Insurance Quotes With NetQuote
Let NetQuote save you time and money with free quotes from auto, home, health, and life insurance agents in your area.
Auto | Business | Health | Life
www.NetQuote.com  Save My Rating
Compare Insurance & Save
Compare Rates from Top Providers. Auto, Health, Homeowners, & Life.
InsuranceBrokerQuotes.com  Save My Rating
Get California Insurance at Better Prices - Online Quote
Save 40% to 60% on Insurance Rates With an Instant Online Quote. Compare Rates from Over 60 Insurance Companies and Get Insured Within Minutes.
Auto Insurance | Home Owners | Motorcycle | Health Insurance
www.localfolksinsurance.com  Save My Rating
GEICO Auto Insurance
Get a Free Instant Insurance Quote! See How Much You Could Save.
www.GEICO.com
Insurance
One Visit Could Save You Hundreds! Compare Our Direct Rate vs. Others'
www.Progressive.com
Insurance
California Drivers Save Hundreds. Buy Your Policy Online in Minutes!
www.esurance.com
Listings
1Cover Car, Motor Vehicle & Travel Insurance Australia
1Cover Insurance Australia offer cheap comprehensive & 3rd party car and motor vehicle insurance as well tailored travel insurance packages.
www.1cover.com.au(Paid)
CrewInsuranceServices
We provide health insurance for citizens of all countries of the world. We provide you with instant quotes from several top-rated insurance companies, and the convenience of online purchase.
www.affordablehealthfla.com
Insurance - Allstate®
Save on Business Insurance. Put Your Vehicles in Good Hands. Find a Local Allstate® Agent Today!
Find Local Agent
www.Allstate.com (Paid)
American Family Insurance
Offers auto, business, home, health and life insurance and headquartered in Madison, Wisconsin.
www.amfam.com
Argyll Insurance Group
Independent insurance broker and financial adviser for commercial and private clients
www.argyll-ins.co.uk(Paid)
Insurance Services and Resources
Banc of America Insurance Services, Inc. offers insurance services including homeowners, life insurance, auto insurance, and home warranty.
www.bankofamerica.com(Paid)
Bingle Car Insurance - Australia
Bingle your car. Low cost car insurance in Australia. Online.
www.bingle.com.au(Paid)
Continental Five Insurance Group
Agency providing life insurance, annuities, travel insurance, disability insurance, health insurance, international coverage, warranties, service contracts, retirement planning, estate planning and employee benefits.
Instant Quotes | Health | International | Life Insurance
www.cfig.com(Paid)
China Health Insurance
We specialize in providing international health insurance plans that are designed to protect expatriates in China from high medical costs. We can offer unbiased advice on any international health insurance plan, and can ensure that your plan is ...
www.china-health-insurance.com
Confused - Motor, Home & Travel Insurance
Confused provides Insurance comparison across a wide range of providers, to find the cheapest possible insurance services in the UK.
www.confused.com(Paid)
Title Insurance Company
Chicago Title Insurance Company offers escrow and settlement services, appraisals, and title insurance.
www.ctic.com(Paid)
Cheap Taxi Insurance Premiums From DNA Insurance, UK Broker
Bringing to you a variety of insurance products including cheap online taxi insurance quotes for taxi, chauffeur, limousine and minibus insurance.
www.dna-insurance.com(Paid)
Mercury Auto and Home Insurance
Low cost insurance since 1962. Save $508 on auto insurance per year. Online quote. Toll free contact. We insure you today. Why pay more?
www.expertins.com(Paid)
Insurance Quotes
EZ Insurance Portal specializes in providing quality insurance quotes to consumers from all walks of life.
www.ez-insuranceportal.com(Paid)
Farmers Insurance Company
The third-largest writer of both private passenger automobile and homeowners insurance, and is headquartered in Los Angeles, CA. Other services include flood, life, business, and healthcare professional liability insurance.
www.farmersinsurance.com
Title Insurance Company
Fidelity National Title Insurance Company offers escrow and settlement services, appraisals, and title insurance.
www.fntic.com(Paid)
Free Online Insurance Quotes
Directory with links to auto, boat, business liability, dental, disability, health, homeowners, life, renters, and travel insurance rates and quotes.
Auto Insurance | Health Insurance | Life Insurance | Dental Insurance
www.free-online-insurance-quotes.com(Paid)
GEICO Insurance – You Could Save Over $500
You could save 15% in minutes. Easy online policy management, bill payment & claim reporting. Get your free quote today!
Get a Quote
www.GEICO.com (Paid)
General Insurance
Online general insurance quotes for auto, home, health, life and long term care insurance.
www.generalinsurance.info(Paid)
MI and OH Rental & Investment Property Insurance
Purchasing insurance for your investment property is an affordable way to minimize the risks to which you are exposed. Vacant homes are OK with us.
www.getgliga.com(Paid)
Globalsurance
Our relationship with many insurance companies allows us to provide our clients with the lowest possible premiums.
www.globalsurance.com
Golden Rule Insurance Company
We offer affordable health insurance plans for individuals and families including Health Savings Accounts. Golden Rule understands that peace of mind comes from knowing that you and your family are protected with quality health insurance, regard...
www.goldenrule.com
Golf Insurance – Golf Care
Offers golf insurance, plus golf club and equipment insurance for the UK.
www.golfcare.co.uk(Paid)
HealthInsurance.com, Inc
HealthInsurance.com makes buying health insurance easy. We have created a place where individuals, families, small groups, and students can choose the health insurance plan that is right for them.
www.healthinsurance.com
Health Insurance - Healthinsuranceonlinequote.com
Get low-cost health insurance and a free online health insurance quote from leading health insurance companies.
Health Insurance | Online Quotes | Low Cost Quote | Insurance Quote
healthinsurance.healthinsuranceonlinequote.com(Paid)
Home Insurance - Get Free Home Insurance Quotes Today
HomeInsurance.com shops multiple Home Insurance Companies for free to help you save. Save up to 50% or more on your Homeowners Insurance.
www.homeinsurance.com(Paid)
Compare Insurance Rates Online - Free Quotes
Compare Rates And Save 30% On Auto Insurance. Apply For Auto/Life Insurance!
Auto | Life | Home | Health
www.insurance.com (Paid)
Compare Insurance & Save
Compare Rates from Top Providers. Auto, Health, Homeowners, & Life.
InsuranceBrokerQuotes.com (Paid)
InsuranceBudget.com
We offer a complete line of insurance products at InsuranceBudget.com including dental insurance, short-term health insurance, term life insurance, disability insurance and long term care insurance.
www.insurancebudget.com
Insurance for Car, Home, Health, Life and Long Term Care
Providers of independent information and comparative quotes on insurance for auto, home, health, life and long term care insurance.
www.insurancefor.com(Paid)
Insurance
AARP Health Insurance plans are available to individuals between the ages of fifty and sixty four years of age.
www.insurancerx.com
Car Insurance From Insure4USA
Get multiple, instant car insurance quotes. Compare and save on insurance from leading insurance companies.
www.insure4usa.com(Paid)
Travel Insurance
InsureandGo provides a wide range of travel insurance services across the UK. Receive an online quote and get covered today.
www.insureandgo.com(Paid)
Jump Life Insurance
Specialists in a vast range of financial products which provide people with protection for their lives, homes, contents, mortgages and incomes.
www.jumplifeinsurance.co.uk(Paid)
Karma Insurance - Cheap Travel, Student & Landlord Insurance
Karma Insurance Offers Fast, Easy and Low Cost Travel, Student and Landlord Insurance. Unique Insurance Packages for the Overs 60s, 70s and Gap Years.
www.karmainsurance.com(Paid)
Kemper Insurance
Provides property-casualty insurance and risk management services, including a wide array of business and personal insurance products that include environmental, professional, excess casualty, bond and surety, disability, and loss control lines.
www.kemperinsurance.com
Get California Insurance at Better Prices - Online Quote
Save 40% to 60% on Insurance Rates With an Instant Online Quote. Compare Rates from Over 60 Insurance Companies and Get Insured Within Minutes.
Auto Insurance | Home Owners | Motorcycle | Health Insurance
www.localfolksinsurance.com (Paid)
Personal and Business Insurance
Offers free personal and business insurance quotes from local providers. Includes agent assistance in choosing and applying for coverage.
www.mostchoice.com (Paid)
Mutual of Omaha
Provider of insurance and financial services for individuals or any size business, featuring health plans, life insurance, annuities, mutual funds, flood insurance and auto insurance.
www.mutualofomaha.com
Compare Multiple Insurance Quotes With NetQuote
Let NetQuote save you time and money with free quotes from auto, home, health, and life insurance agents in your area.
Auto | Business | Health | Life
www.NetQuote.com (Paid)
Insurance Products from Norwich Union
UK insurance company offering instant online car, home, life, health, and travel insurance, lifetime mortgage, mortgage protection and more.
www.norwichuniondirect.com
Compare Plans & Get Quotes From Major Companies - Apply Now
Information & quotes. Affordable health, dental & life plans for individuals, Families & groups. Save money. No obligation. Open 6 days. Call now.
www.onevoiceinsurance.com(Paid)
Oregon Mutual Group
A regional insurance company located in McMinnville, Oregon serving Oregon, Washington, Idaho, and California. Offers automobile, homeowners, manufactured home, liability, and small business insurance.
www.ormutual.com
Pacific Prime
We can offer comprehensive international health insurance plans for the Philippines that can provide you and your loved ones with the exact levels of protection that you need.
www.pacificprime.com
Partners Mutual Insurance Company
A Midwest-based organization that writes auto, homeowners, and commercial policies for individuals and businesses in Wisconsin, Iowa, and Michigan.
www.partnersmutual.com
Progressive Car Insurance
We've been named the #1 insurance website! Get your free quote today and save hundreds!
Get a Quote | Insurance Basics | Customer Service | Claims
www.progressive.com (Paid)
Prudential
A diversified financial services institution that offers a full range of insurance, investment, and real estate products and services to individuals and institutions worldwide. Property and casualty products include auto and homeowners insuranc...
www.prudential.com
5 Insurance Price Quotes
5 Group Health Insurance price quotes. Request, compare and save, No obligation.
www.QuoteCatcher.com (Paid)
Non-Standard Insurance Quotes - From QuoteRack
Specializing in quotes for niche, non-standard and high risk insurance for car, home, leisure, health, business and life cover.
www.quoterack.co.uk(Paid)
Squirrel Insurance
Compare insurance quotes online for car, home, business and motorbike insurance. Receive a personal service for high value home insurance.
www.squirrelinsurance.co.uk(Paid)
Standard Insurance Co.
A provider of group and individual financial security products. Products and services include retirement planning, disability, life and dental insurance, and annuities. Headquartered in Portland, Oregon.
www.standard.com
Standard Life - Private Medical Cover
Standard Life offers Private Medical coverage and a wide variety of health coverage and financial services.
www.standardlifehealthcare.co.uk(Paid)
Standard Mutual Insurance Company
Offers automobile, liability, homeowners, fire, commercial, multi-peril, business owners, workers' compensation, farm, mobile home, motorcycle, and inland marine insurance. Serves Indiana and Illinois.
www.standardmutual.com
State Farm Insurance
Auto, home, health and life insurance provider. Web site offers a personalized My State Farm page.
www.statefarm.com
State Farm® Official Site
Visit State Farm® for Your Business Insurance Needs. Get Info Online!
www.StateFarm.com (Paid)
Title Insurance Company
Ticor Title offers escrow and settlement services, appraisals, and title insurance.
www.ticortitle.com(Paid)
Travelers
Two major divisions: life & annuity and property casualty. Addresses needs of individuals, corporations and small businesses.
www.travelers.com
Personal & Commercial Insurance North Carolina
TruOptions offers personal & commercial insurance, business education and business consultancy services in North Carolina. Request quote online.
www.truoptions.com(Paid)
Zurich
Our Commercial Insurance and Small Business Liability Insurance Solutions are designed with small business owners in mind.
www.zurichna.com
  • 21st Century Insurance Group
  • ACE Limited
  • Aegon N.V.
  • Allianz AG
  • Allstate Corporation
  • American International Group, Inc.
  • Aviva Plc
  • AXA Financial, Inc.
  • Berkshire Hathaway Inc.
  • Central Reinsurance Corporation
  • CNA Surety Corporation
  • Direct General Corporation
  • FGIC Corporation
  • Financial Security Assurance Holdings
  • First Acceptance Corporation
  • Fortis Insurance Company
  • Generali Holding Vienna AG
  • GMAC Insurance
  • Idaman Unggul Berhad
  • Insurance Australia Group Limited
  • John Hancock
  • Legal & General Group Plc
  • Mapfre Peru Cia DE Seguros Y Reaseguros
  • Metlife, Inc.
  • MGIC Investment Corporation
  • Munich Re
  • Nationwide Insurance Company
  • Progressive Casualty Insurance Company
  • Schweizerische National-Versicherungs-Ges
  • State Farm Insurance
  • Taiwan Fire & Marine Insurance Company Limited
  • Zurich Allied Ag
GEICO Auto Insurance
Get a Free Instant Insurance Quote! See How Much You Could Save.
www.GEICO.com
Insurance
One Visit Could Save You Hundreds! Compare Our Direct Rate vs. Others'
www.Progressive.com
Insurance
California Drivers Save Hundreds. Buy Your Policy Online in Minutes!
www.esurance.com

Guide to Properly Insuring Your Business

Protecting your business assets and income means identifying the risks and getting the right coverage.


Insurance policies come in different varieties with a tangle of wording, definitions and exclusions. You need to understand what you want to protect and be certain that you get the right amount of security from your insurer.

Obtaining insurance for your business can be summarized in three basic steps:

  1. Understand the different kinds of coverage and determine what kind of protection you want and what is required by law.
  2. Review the coverage terms and make sure the policy gives you the level of security your business requires.
  3. Put the policy to work. Familiarize yourself with claims filing, deadlines and ways to update the policy as your company grows.


Action Steps

The best contacts and resources to help you get it done

Understand the terminology You need to know how risks are defined, what coverage you are getting — property/casualty, liability, workers compensation — and the policy terms.

I recommend:  The U.S. Small Business Administration (SBA) provides a guide with an insurance-needs checklist and glossary. Click-through subjects and Q&A's are available from the Insurance Information Institute (III) and the Independent Insurance Agents and Brokers Association (IIABA). The free tutorial from MyOwnBusiness.com includes a section on buying insurance. The Risk and Insurance Management Society (RIMS) offers two-day seminars and the Nonprofit Risk Management Center a Webinar on the fundamentals.

Determine what you need Examine your company's risks before shopping for a policy so you are ready to answer the insurer's questions.

I recommend:  Insure.com offers a Small Business Liability Tool as well as a Workers Compensation Insurance Law Tool that lead you to the specific considerations that affect what kind of insurance you need. The American Express online quiz determines what polices to consider. Entrepreneur.com has a detailed insurance encyclopedia. And if you are debating business interruption coverage, Zurich has a cost calculator.

Get quotes Agents and brokers sell the policy and provide services after the purchase. Online quote requests enable you to compare multiple instant options to get the best price for the best coverage.

I recommend:  Mega broker Marsh has an online form to request a quote. Multiple quotes can be compared after filling out online questionnaires from NetQuote.com, LowQuotes.com or USInsuranceOnline.com. Prefer to have a face-to-face relationship with an insurance agent? The Independent Insurance Agents and Brokers Association (IIABA) has an online agent/broker finder. And the Insurance Information Institute (III) has a simple Insurer Finder tool, searchable by state. Before you buy, check the insurer’s rating with A.M. Best.

Use the Services Most insurance companies, agents and brokers offer online services to reduce risk, file claims and monitor your account. Check out what is offered and choose the company that offers the extras that you need.

I recommend:  Zurich (an insurer) demos its suite of online service options, and the Nonprofit Risk Management Center gives a tour through its affordable, independent software program.

Tips & Tactics

Helpful advice for making the most of this Guide
  • A multi-coverage business owners policy (BOP) may be all you need, but ask about additional specialty policies, like e-commerce insurance, for your particular niche.
  • Price is not everything. The lowest cost may not provide enough protection, but don't waste money on risks that your company can afford.
  • The differences are fading between agents (who work for the insurer) and brokers (who work for you). But be aware if the agent is affiliated with multiple organizations or just one.
  • In certain industries, reasonably priced insurance coverage is difficult to find, so organizations band together to form a pool, or a self-financed and administered group insurance program.


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How-To Guide from WORK.COM

Guide author
By Laura Sullivan
Protecting your business assets and income means identifying the risks and getting the right coverage.
Insurance policies come in different varieties with a tangle of wording, definitions and exclusions. You need to understand what you want to protect and be certain that you get the right amount of security from your insurer. Obtaining insurance ... Read more

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