One of the most frequent obstacles young entrepreneurs face is obtaining small business credit cards without credit history. New business owners know that credit card use is a must for business start-up. Having NO credit history is typically better than having BAD credit history. However, obtaining a small business credit card with no credit can be daunting for new business owners who just want to get started with the business they love. If you’re looking at small business credit cards, no credit OK cards make it easier to do just that.

Although it's unfortunate, some credit card companies lump no credit and poor credit clients in the same bucket. Banks typically look at credit to see whether their money will be paid back regularly. With no credit history, that can be difficult to prove. Keep in mind, the better manager you are of your own credit, the greater likelihood that you will obtain the credit you need for your business. Be sure to pay attention to the following:

1. Pay all your credit bills on time and in full. Banks will use this to establish a history.

2. Keep your business accounts and personal accounts separate if possible. Mixing them can be difficult for tax purposes. Using your credit card goes far to solidify your business for both banks and vendors.

3. Leverage your credit through small business credit cards with no personal credit. Tying up assets to secure credit can prove problematic in the future.

Action Steps to Finding the Right Business Credit Card for You
The best contacts and resources to help you get it done

Learn all you can about small business credit cards for no credit

You may be an expert in your field of business, but you may not have the critical information you need on obtaining credit. Take an online course to help you sift through the wealth of information.

I recommend: Discover the true cost of credit debt at CardRatings.com. You will see calculators and find out EXACTLY how much the card will cost. Bankrate.com has an online course on using a credit card to establish good credit.

Choose the proper no credit check small business credit cards for you

Occasionally with credit-friendly small business credit cards, no credit checks are required. Do your homework to see which ones have the best rates and options for your small business.

I recommend: CreditCards.com and Credit-Land both allow consumers to compare multiple credit card offers including those for small businesses. You can apply for the cards directly from the site.

Build credit with a no credit small business credit card account

Credit cards empower entrepreneurs. Smart business owners learn how to use credit cards to build their credit. Check out the various types of credit-builder small business credit cards: no credit OK, no personal credit check or unsecured credit.

I recommend: Check out the four-step credit builder program at b2bcredit.com. Entrepreneurs might also obtain a free guide to building business credit through Buildsmallbusinesscredit.com. They also offer small business credit cards with no guarantor.

Tips & Tactics for Finding the Right Business Credit Card

Helpful advice for making the most of this Guide

• •  Find good deals by connecting with other small business owners through networking organizations. They may also have obtained no credit small business credit cards and can recommend a great provider.