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Restaurant Finance

Quickly find providers of specialty financing to the restaurant and foodservice industries. Review listings for links to restaurant lenders providing funding and loan resources for restaurants.
Get a Business Cash Advance for Restaurant Finance
Apply for a business cash advance for restaurant financing. Buy the restaurant equipment you need for your business. Visa/MC Sales Required.
Apply Now | How It Works
RapidAdvance.com
Restaurant Cash at SmallBusinessLoans.com - No Startups
$10,000-$300,000 Credit Card Cash Advance. 48-Hour Approval. Fill Out Our Online, Secure Pre-Application And We'll Contact You Immediately.
www.SmallBusinessLoans.com
In Business Over A Year?
Qualify For A Loan Up To $150k For Your Restaurant When You Process $3,000/Month In Visa/MasterCard. No Startups Please.
ForwardLine Loans | Loan Application | Instant Quote | Testimonials
www.ForwardLine.com
LA Restaurant Loans
Don't Pledge CC Receipts! You Can Do Better. Low Doc, Must Be Open.
AdvanceRestaurantFinance.com
Restaurant Finance
Get Cash Loans of Up to $1,500,000. No Credit Check. Approved in 24 Hrs
www.LimeFunding.com
Unsecured Restaurant Loan
For Established Restaurants. Quick, Minimal Doc, No CC Change Req'd
RetailFundingSolutions.com
Funding Solutions for Small Business by a Small Business
Want to talk about your funding needs with another small business owner? Call AFS and speak with the principals - small business owners like you!
www.americanfinancesolutions.com
Retail Lending
Fast, proven leader in LBOs, LBUs, rollups, consolidations
www.capitalsource.com
Restaurant Finance
Set Up Your Own Business Loan. Get a Free Guide From Virgin Today
www.VirginMoneyUS.com
Equipment Financing
Fast Turnaround. New and Used Equipment. Get Pre-Approved Now.
www.FortunaFinancial.com
Loans Up to $500K Fast
Established min 6 Months. Must process min $5K Visa/MC
www.CashPrior.com/Restaurant-Loan
Restaurant Loan Solution
5k-500- bad / good credit types ok. Funds against credit card sales
www.amerimerchantonline.com
Listings
CNL American Properties Fund
Provider of financial, development, advisory and other real estate services to operators of national and regional restaurant chains.
www.cnlrestaurant.com
Discover/Novus Network
Operates an independent credit card network throughout the United States.
www.novusnetwork.com
First Capital Hospitality
Specializes in financing, management and consulting services for the hospitality and foodservice industries.
www.firstcap-hospitality.com
Funding Solutions for Small Business by a Small Business
Want to talk about your funding needs with another small business owner? Call AFS and speak with the principals - small business owners like you!
www.americanfinancesolutions.com (Paid)
Get a Business Cash Advance for Restaurant Finance
Apply for a business cash advance for restaurant financing. Buy the restaurant equipment you need for your business. Visa/MC Sales Required.
Apply Now | How It Works
RapidAdvance.com (Paid)
In Business Over A Year?
Qualify For A Loan Up To $150k For Your Restaurant When You Process $3,000/Month In Visa/MasterCard. No Startups Please.
ForwardLine Loans | Loan Application | Instant Quote | Testimonials
www.ForwardLine.com (Paid)
Restaurant and Bar Business Plan
Downloaded, comprehensive business plan. MBA-level guide for launching your restaurant business. Bank and investor-ready financial forecasting.
www.sampleplan.com(Paid)
Restaurant Cash at SmallBusinessLoans.com - No Startups
$10,000-$300,000 Credit Card Cash Advance. 48-Hour Approval. Fill Out Our Online, Secure Pre-Application And We'll Contact You Immediately.
www.SmallBusinessLoans.com (Paid)
Virtual Restaurant
Offers financial modeling for restaurant ventures.
virtualrestaurant.com
LA Restaurant Loans
Don't Pledge CC Receipts! You Can Do Better. Low Doc, Must Be Open.
AdvanceRestaurantFinance.com
Restaurant Finance
Get Cash Loans of Up to $1,500,000. No Credit Check. Approved in 24 Hrs
www.LimeFunding.com
Unsecured Restaurant Loan
For Established Restaurants. Quick, Minimal Doc, No CC Change Req'd
RetailFundingSolutions.com

Guide to Restaurant Finance

Restaurant lending companies can help you secure funding to start your restaurant


When you want to open a restaurant, you need restaurant financing to get things started. There are many costs involved with starting a restaurant—location, supplies, food, and advertising, among many others. It is very difficult to fund all of this on your own. Because of this, you need to find restaurant lending companies.

Restaurant lending companies help new restaurant owners to succeed by loaning them the money that they need to start their business. It is important to note that in most cases, these are loans and you are required to pay the money back.

Financing a restaurant is not difficult, but you do need to know what restaurant financing services look for:

1. A good credit score. Restaurant lenders want to see that you have paid back your debts on time in the past.
2. A solid business plan. This shows the restaurant funding company how you plan to pay back their money.
3. Successful people involved. If you have people who have been successful involved with your business, restaurant finance companies are more likely to loan your money.



Action Steps

The best contacts and resources to help you get it done

Seek out angel investors to secure your restaurant funding Many restaurant start-ups look to angel investors for their funding instead of a restaurant lending company. Angel investors are either an individual or a group of individuals who use their money to fund new businesses. They do this in exchange for a share of the profits.

I recommend:  While it is often difficult to find angel investors in the restaurant industry, they are out there. The Angel Capital Association offers a directory of angel investors. You can easy find one that is located in your state. The Go BIG Network offers an easy way to advertise your funding needs to potential investors.

Use a venture capital company for your start-up money Venture capital companies are similar to angel investors, but they are legally a business, not an individual. These companies are usually looking to fund high-growth businesses in need of $500,000 or more.

I recommend:  VCLocator.com offers a power search feature that allows you to search venture capital firms by a wide variety of criteria, including type of funding and location. By subscribing to the Restaurant Finance Monitor, you will gain greater knowledge of what venture capital companies specialize in the restaurant business.

Secure a loan from restaurant financing specialists When you have your business plan ready, you can begin to contact banks that specialize in restaurant lending. Contact a business that has a good reputation.

I recommend:  Wells Fargo is a national bank that offers restaurant finance services. The SBA Loan Group also offers this service.

Tips & Tactics

Helpful advice for making the most of this Guide
  • If a restaurant lending company turns you down, do not be afraid to ask them how to make your presentation better. This advice may help you to secure a loan with another restaurant financing company.
  • Make sure that your company is ready to handle the responsibility that comes with having a loan. You should have a solid plan for how you are going to pay that money back.
  • A well-written business plan is essential for getting financing from a restaurant lending company.

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How-To Guide from WORK.COM

By Shannon Tani
Restaurant lending companies can help you secure funding to start your restaurant.
When you want to open a restaurant, you need restaurant financing to get things started. There are many costs involved with starting a restaurant—location, supplies, food, and advertising, among many others. It is very difficult to fund all ... Read more
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