Also known as the Government National Mortgage Association, Ginnie Mae provides lenders with lower rates on mortgages that they extend to low and moderate income families who otherwise would not be able to purchase a home. GNMA LLC depends on "pools" of mortgage-backed securities, which become the collateral backing those loans. The Association works with issuers and investors to realize its enterprise goals of increasing the availability of affordable housing. American investors recognize Ginnie as a risk-free way to get involved in the mortgage business.

GNMA limited works with small businesses and independent investors to participate in these loan programs and to structure these transactions. For more than 30 years, issuers and investors of the GNMA LLC mortgage-backed securities have enjoyed financial prosperity as they also help foster economic development in low to moderate income communities.

1. Consider whether to invest in the Ginnie Mae REMIC or Platinum Securities programs.

2. Apply to become a Ginnie Mae issuer.

3. Use the Ginnie Mae website to gather transaction data you need.

Action Steps
The best contacts and resources to help you get it done

Check the GNMA web site for the investment program that best suits your needs

Choose which of Ginnie Mae's REMIC Securities programs would best benefit your investment goals.

I recommend: Ginnie Mae Remic Securities and Ginnie Mae Platinum Securities provide details on two programs designed especially for investors.

Become an issuer of Government National Mortgage Association securities

As an issuer of Ginnie Mae securities, you are helping to expand the availability of affordable housing in a given community.

I recommend: How Do I Become a Ginnie Mae Issuer? explains the resources you'll need to qualify as an issuer of Ginnie Mae securities. Contact the pages for the Single Family Division and Multi Family Division for additional GNMA business information not provided on the website.

Get data on REMIC transactions that the GNMA company handles

Use the website's data base searches for locating REMIC data on single and multiple pool transactions.

I recommend: The Ginnie Mae MBS Tax, Pool, RPB and Factor Data page allows you to search online for key data on single and multiple pools. Search REMIC data on the Ginnie Mae REMIC Data Search Web Page.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  The GNMA corporation offers training programs for single family and multi family issuers.
• •  The Ginnie Mae securities are especially appealing to investors since they are the only mortgage-backed securities that the United States government guarantees fully. Investors never lose interest or principal.
• •  In order to become eligible as an issuer or investor, you'll have to complete certification and agreement applications.
• •  Contact one of the 70 employees at the Ginnie Mae office and ask about the Association's efforts to assist small businesses and those owned by women and veterans.