SBA Loan: Construction, Startup Funding, Working Capital, Less than $50,000 

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SBA Loan Programs
Criteria relative to each of the SBA loan products are subject to change. ... maturing less than 7 years. Rates can be higher on loans under. $50000. Personal ..... manufacturing firms is $4.0 million. SBA funding limited to 40% of total ... working capital or inventory, consolidating or repaying debit, or ...
http://www.sba.gov/idc/groups/public/documents/oh_columbus/oh_columbus_loangrid.pdf
Insights 2-06.indd
The 504 program cannot be used to fund working capital or inventory .... providing the permanent 504 loan may also offer a construction loan for ..... than the SBA 7(a) loan, but that for loans below the $500000 threshold, borrowers preferred the .... 17 If the business is a startup or the project is funding a ...
http://www.occ.treas.gov/cdd/Insights_2-06.pdf
SBA Community Express Loans
Use the Business Credit Application for SBA Loans greater than $50000. ... Community Express Loans are limited to $25000 or less if business is not in ... Using the loan as working capital after the business has been acquired is permitted. ... minimum of 10% of the total working capital needs of a startup business. ...
https://www.redfcu.org/business/your_business_sba_community_express.htm
QUICK REFERENCE GUIDE TO SBA LOAN PROGRAMS
SBA size standards; show good. Is the SBA's primary loan program and ... executed a loan guaranty agreement working capital; refinance debt ... construction. May be used as a term 7(a); no more than loans using its own forms and ... $50000 ($100000 for small manufacturers) manufacturers may. SBA. loans. ...
http://www.scoreprinceton.org/files/QR-Guide_To_SBA_Loan_Programs.pdf
SBA Loan Guide
Qualified borrowers will be able to refinance their current SBA loan and roll ... Microloan funding cannot be put toward repaying debts or buying real estate ... Working Capital This is basically when a business has more assets than ... to obtain third-party valuation on transactions valued at $50000 and above. ...
http://www.sbaloans.com/sba-loan-guide.php
SBA 7(a) Term Loan - Cash Flow and Business Expansion Loan - Wells ...
Wells Fargo SBA 7(a) Loan offers longer terms and lower down payments compared ... working capital or to purchase a business, inventory, or land for construction. ... sum funding to fund start-up costs, equipment, inventory and working capital. ... Loans less than or equal to $1666666: SBA provides 90% guarantee. ...
https://www.wellsfargo.com/biz/loans_lines/sba/7a_term_loan/


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SBA Loan Basics

Gather information about SBA loans before applying.
Small Business Administration loans are available for numerous purposes to many small businesses from a home based business with no employees besides the owner to multi-branch small businesses. Loans amounts vary, with the cap falling between $5,000 and $5,000,000, depending on the loan. Commercial loan companies, most often banks, make these loans but the SBA backs them.Preparation is the key to obtaining an SBA loan. Consider ... Read more

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