SBA Loan: Startup Funding, Working Capital, Micro-Loan, Less than $50,000 

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Working Capital
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SBA Green 504 Loans
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$2 Million
No working capital and. No debt refinancing. MAXIMUM PERCENTAGE. OF SBA GUARANTY ... rate of 1% if the loan $50000 or less, and 2% if $25000 or less. ... on long term loans as long as special funding from the 2009 Recovery Act remains ... Loan credit authority delegated to the bank. No SBA application required. ...
http://www.sba.gov/idc/groups/public/documents/va_do_files/va_sbaloanchart.pdf
Small Business Administration Lending - SBA Business Loans - Wells ...
Longer terms on loans to fund working capital, business start-up, ... A streamlined loan application process to access funding for working ... $150000 to $5200000 Maximum SBA Loan $1500000 (Up to $4000000 for small manufacturers). ... Rate, Loans and Lines of credit less than or equal to $50000: NY Prime + 6.5 %. ...
https://www.wellsfargo.com/biz/loans_lines/sba/
SBA Community Express Loans
Use the Business Credit Application for SBA Loans greater than $50000. ... Community Express Loans are limited to $25000 or less if business is not in a ... Using the loan as working capital after the business has been acquired is permitted. ... Funding occurs after RFCU receives all properly executed closing ...
https://www.redfcu.org/business/your_business_sba_community_express.htm
Bottlenecks, Red Tape, High Costs Hinder SBA Loan Programs ...
Nov 5, 2009 ... Even with SBA guarantees, banks are still reluctant to loan money. ... an increased interest cost of almost $50000 for the life of their loan. ... most successful loan programs, and has provided critical startup funding for ... $2 billion in SBA leverage and $1 billion in private growth capital, ...
http://allbusiness.businessweek.com/company-activities-management/company-structures...
CCEDC SBA 504 Loan expanding business loan for fixed asset financing
Who Qualifies for an SBA 504 Loan? A business must have less than 500 employees. ... For every $50000 of SBA 504 funds, 1 full-time permanent job must be created ... capital at project start and is repaid from the SBA debenture proceeds. ... Funding & Underwriter's Fees: Approximately ½% (0.005) x the loan amount. ...
http://www.cceconomicdevelopment.com/service_sba504.html
Is an SBA Small Business Startup Loan Right For Your Business?
The SBA can guarantee a portion of the small business startup loan if the ... In general a company must create or retain one job for every $50000 provided by the SBA, ... The funding is not available for working capital, refinancing, ... The following link provides a list of Microloan Intermediaries by state. SBA ...
http://www.internettradebureau.com/article/is-an-sba-small-a505.html


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SBA Loan Basics

Gather information about SBA loans before applying.
Small Business Administration loans are available for numerous purposes to many small businesses from a home based business with no employees besides the owner to multi-branch small businesses. Loans amounts vary, with the cap falling between $5,000 and $5,000,000, depending on the loan. Commercial loan companies, most often banks, make these loans but the SBA backs them.Preparation is the key to obtaining an SBA loan. Consider ... Read more

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