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Professional liability insurance for healthcare businesses. Request a quote, read about coverage, service your account.
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Provider of professional liability insurance with special emphasis in the mental health field.
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Full-service insurance broker offering medical malpractice insurance for physicians. Get a quote, read about coverage or service your account.
www.aonphysicianalliance.com
Specializes in coverages designed and priced specifically for psychiatrists and other behavioral healthcare professionals.
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Provider of professional liability insurance and related coverages and services to Colorado physicians, hospitals, and medical entities.
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Medical Professional Liability insurance carriers and risk retention groups can improve efficiency and productivity using OASIS Professional Liability.
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Professional liability insurance for dentists and dental practice. Get a quote, service your account, read about coverage and risk management.
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Provider of dental malpractice insurance in New England. Site offers risk management information and links to dental associations.
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Division of General Electric that provides risk-management solutions for physicians, dentists and hospitals.
www.gemedicalprotective.com
Provider of excess professional liability coverage for Kansas health care professionals.
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Provider of liability insurance to healthcare professionals. Site includes sample malpractice policies and links to professional resources.
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Provider of professional liability coverage and services on a national basis as a wholesale broker, general agent, underwriter and retailer.
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Physician-led mutual insurance company providing professional liability insurance to physicians and other health care practitioners in Louisiana.
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Writer of medical professional liability, contractual liability and professional premises liability insurance for members in Mississippi.
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Provider of specialized programs and services for physicians, dentists, healthcare providers, networks, and managed care entities in Arkansas, Georgia, Maryland, North Carolina, and Virginia.
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Provider of liability insurance to physicians, dentists, health care organizations, and other health care providers.
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Provides professional liability insurance for physicians in New York State as well as professional and general liability coverage for hospitals and health care facilities.
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Provider of insurance, financial and related products and services to the healthcare industry in Arizona, Mexico, Utah, and Colorado.
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Professional liability and workers' compensation protection provider. Site has an online journal for doctors and peer review services.
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Provider of professional liability insurance under a claims-made contract to individual physicians, physician groups, and facilities in California, Nevada, Hawaii, Idaho and Alaska.
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Provides professional liability insurance for physicians and dentists in New York.
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Provider of medical professional liability and workers’ compensation protection in Florida, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Nevada, New Mexico, Ohio, South Dakota, Tennessee, West Virginia, and Wisconsin.
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Provider of professional liability insurance to doctors of chiropractic and their associates.
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Provider of professioanl liability insurance to nurses, student nurses and other healthcare pracitioners.
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Multiline underwriter of professional liability insurance to protect hospitals, medical facilities, physicians, lawyers, and healthcare practitioners against malpractice and other exposures. Headquartered in Columbus, Ohio.
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Professional liability insurance carrier exclusively for the ophthalmology profession, based in San Fransisco, California.
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Provider of professional liability insurance for individual physicians in Pennsylvania, New Jersey, Ohio, and Delaware.
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Professional liability coverage for mental health practitioners.
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SCPIE Medical Malpractice Insurance is the website of The SCPIE Companies, one of California's leading medical professional liability insurers for physicians, healthcare facilities and other healthcare providers.
www.scpie.com
Provider of professional and medical office liability, as well as workers' compensation in Florida, Illinois, Kentucky, Michigan and Nevada.
www.scwinc.com
Provider of professional liability insurance in Alabama, Arkansas, Georgia, Kentucky, Mississippi, Tennessee and Virginia.
www.svmic.com
Physician-owned professional liability insurer offering online information on medical malpractice insurance, risk management, and medical liability legislation.
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Provider of professional medical liability coverage and related products in Texas.
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Diplomate of the Amercan Board of Radiology, offers radiology legal consultation and expert witness services.
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Insuring Your Small Business Has Never Been This Fast and Easy!
www.Nationwide.com
Save Money on General Liability Ins Exp Agents. Request a Free Quote!
www.TargetInsuranceServices.com
Get comparative quotes from Marsh - the world's leading risk specialist
www.marsh.com
Guide to Medical Liability Insurance for Nurses
Medical malpractice insurance protects you from lawsuits, even if your employer covers youYou may be leaving yourself wide open for a malpractice lawsuit if you:
- Stop to help someone who's had an accident on your route home even despite Good Samaritan laws that are on the books in most states.
- Give medical advice to a family member or friend.
- Assist with a medical procedure after your shift has ended or outside your expertise.
- Offer you extra protection in case a settlement exceeds your employer's medical malpractice insurance coverage limits.
- Provide you with your own lawyer so that your interests are protected in a lawsuit involving you and your employer.
- Give you the peace of mind to help others when you need to without having to worry about a potential lawsuit.
Action Steps
The best contacts and resources to help you get it done
Examine your employer's healthcare liability insurance
Before shopping for your own nursing malpractice insurance, you'll want to know what you're already covered for. This will determine how much coverage you need and in what areas you are particularly vulnerable.
I recommend:
Sign up for a risk management newsletter from MedMal4Nurses that can highlight areas in which you may be vulnerable. Communicate with other nurses at the AllNurses forums to find others' experiences with liability insurance for nurses. Firsthand knowledge from other nurses can help you determine what risks you may face.
Obtain quotes from medical malpractice insurance companies
Companies offering malpractice insurance for nurses will give you a quote on their policies. Many have online resources like instant quotes and forms you can fill out to receive more information on available policies. Take advantage of these resources, and review the medical liability insurance policies for which you may qualify.
I recommend:
Get a free professional liability insurance quote from Presidio and Sinclair Insurance.
Talk to an agent about nursing malpractice insurance
While getting an online quote can be a helpful start, you must talk to an insurance professional about your particular needs. This is a great way to gauge customer service too. If you are not familiar with the company, make sure that it's been in business for a while and that it has provided reputable services and policies to nurses.
I recommend:
Nurses Service Organization (NSO) has been offering liability insurance to nurses for more than 30 years and is a favorite of many nurses. NSO partners with a number of nursing associations and is recognized as a leader in the field of malpractice insurance for nurses.
Weigh the medical malpractice policy options against your risk
Some policies may cover more than you need or may cost too much for your overall budget. Factor in your employer's insurance, your nursing specialty, your budget and the likelihood of performing various procedures to better assess the medical liability insurance you need before selecting the one that is right for you. Special circumstances and certain specialties may require different policies or coverage than a nurse working in, say, a general practitioner's office.
I recommend:
ProLiability offers specific medical liability insurance for nurses in various specializations such as oncology and neonatal units. Parish nurses can find a list of medical liability companies that offer special policies for their situation at the National Health Ministries Web site.
Tips & Tactics
Helpful advice for making the most of this Guide- Talk to other nurses who you work with about which medical liability insurance they have. Post questions about insurance on nursing message boards or forums for more firsthand information on specific companies.
- Ask the nursing associations that you belong to which medical malpractice insurance company they recommend. Some nursing associations partner with particular insurance companies, most often NSO.
