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Online Payment Solutions

Vendors that offer online payment solutions, including online payment software and ecommerce payment systems. Research online payment companies for an ecommerce payments solution that suits your website business needs.
Accept Credit Cards Online with Wells Fargo
Increase your payments options with Wells Fargo Merchant Services. Apply online today.
www.WellsFargo.com/biz  Save My Rating
Compare Online Payment Solutions- Free Competing Rate Quotes
Compare Free Price Quotes for Online Payment Solutions from 5 Competing National Providers. No Cost or Obligation. Submit a Request & Save Today!
Lower-Your Rates | CompareProcessors | Free&NoObligation | SubmitRequest-Now
www.ProposalPortal.com/OnlineSolutions  Save My Rating
Online Payment
Easy Online Payment Processing. No Setup Fees. Get Started Today.
PayPal.com
Payment Solutions
Credit Card Processing, E-Commerce Solutions & More. No Contracts!
onypc.com/higher-standards
Online Payment Processing
Earn free Google Checkout sales processing - Sign up today!
checkout.google.com/sell
Online Card Processing
Apply For A Merchant Account Today. Free Setup. Top Customer Services.
www.MerchantWarehouse.com
Membership & Fee Management Platform
Offers integrated event ticketing and payment online for seminars, workshops, and events. Reporting, phone support, and customized ticket pricing.
www.acteva.com  Save My Rating
Online Payment Solutions
Free checks, online bill pay & more Enroll 100% online. No monthly fee!
wamu.com
Accept Online Payments
Get A Merchant Account Today! Easy Setup, Low Rates, 99% Approval Rate
www.allmerchantswelcome.com/
Accept Credit Cards
Quick Merchant Account Signup Free Accounting Software, Low Fees
www.quickmerchantprocessing.com
Accept Credit Cards Today
July Bonus - merchants get $200 2 Million Active Merchants!
www.Paybyweb.com
Now Accept Credit Cards
Instantly compare the best merchant account providers and get quotes.
CreditCardProcessing.BuyerZone.com
A-Z Online Payment Solutions Provider Directory
1-9 | A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
A
2CP USA Merchant Management Systems
Provides your business with full credit card and ACH processing functionality with features such as on-line customer credit card authorizations, batched transactions, fraud detection and prevention, with full transaction reporting.
www.accesspoint.com
Membership & Fee Management Platform
Offers integrated event ticketing and payment online for seminars, workshops, and events. Reporting, phone support, and customized ticket pricing.
www.acteva.com
C
Cardservice International
Internet-based credit card transaction service provider offering small and mid-sized businesses credit and ATM/debit card processing, check guarantee services, purchasing card programs and Internet electronic commerce capabilities.
www.cardservice.com
Charge.com
Internet-based credit card merchant account provider.
www.charge.com
Check Secure
Application service provider that enables web sites and businesses to accept checks over the Internet, for payment of products or services.
www.checksecure.com
CyberSource
Offers electronic payment processing, credit card fraud detection, authentication and verification software, for web and call centers.
Products/Services | Solutions | Company Info | Contact Us
www.cybersource.com
E
e-gold
Electronic currency that unleashes the potential of worldwide e-commerce, privately issued currency.
www.e-gold.com
eCHARGE
Provider of E-commerce Internet phone based payment transaction based services. Services are provided to multiple industries. This company was capitalized by private investment.
www.echarge.com
Ecount, Inc.
Provider of services that enable users to securely send, spend and receive money online. The ecount.com(tm) service allows customers to use their credit card or check card to send money, which is then sent to the recipient via e-mail. The reci...
www.ecount.com
eTelcharge.com
Provider of a variety of ecommerce payment solutions.
www.etelcharge.com
F
First Global Merchant Services
ECommerce company providing merchant accounts and credit card processing for merchants.
Apply Now | Contact Us | Solutions | Software
www.fgmsg.com
G
Online Payment Processing
Start accepting online payments for only 3.75%! Complete payment solution with risk management, customer care and end user support. Rapid activation!
g2s.com
I
InternetCash Corporation, Inc.
Developer and provider of InternetCash(tm), online Internet currency. The company provides consumers with a pre-paid stored value product that is designed for shopping on the Internet without the need of a credit card, checking account or savin...
www.internetcash.com
iTransact
Provider of applications for online credit card processing, free shopping cart, a credit card merchant account, Internet payment processing, electronic funds transfers (EFT) and secure online electronic commerce.
www.itransact.com
M
MerchantRates.com
Tools to create a customized credit card merchant processing quote tailored to an industry and business requirements.
www.merchantrates.com
O
Omnicom Communications
Firm implements web-enabled solutions for telecommunications, utilities and financial services industries.
www.omnicoms.com
OnLine CHECKS Systems
Greatly improve your cash flow with next-day payments for phone orders, reduce your collection costs and paperwork, eliminate CODs.
www.onlinecheck.com
AssureBuy
As a Visa PCI certified payment gateway, AssureBuy offers the reliability and security you demand for all of your real time payment processing, on-line order management, and web-based invoice payment solutions.
www.otginc.com
P
Payment Online, Inc.
Ecommerce solutions company providing real-time credit card processing, professional storefront development, catalogs, shopping carts, merchant accounts, and secure hosting.
www.paymentonline.com
Mid-America Payment Exchange (MPX)
A consumer and business guide to electronic payments.
www.paytips.org
Compare Online Payment Solutions- Free Competing Rate Quotes
Compare Free Price Quotes for Online Payment Solutions from 5 Competing National Providers. No Cost or Obligation. Submit a Request & Save Today!
Lower-Your Rates | CompareProcessors | Free&NoObligation | SubmitRequest-Now
www.ProposalPortal.com/OnlineSolutions
Q
Qpass.com
e-Commerce services that allows offloading of customer registration, authentication, transaction processing, distribution, and customer care.
www.qpass.com
S
Secure Sale
Provider of secure payment solutions, hosting, ecommerce and web page design.
www.secure-sale.net
SecuredGoods.com
Provider of electronic software distribution (ESD) solution with real-time credit card processing.
www.securegoods.com
Shift4
Developer of credit card processing software and other transaction technologies.
www.shift4.com
SpectrumRetail.com
Provider of hosted, scalable, point-of-sale and inventory management systems for retailers.
www.spectrumretail.com
Merchant Account Services & Credit Card Processing Accounts
99% Approval! Internet & Retail Merchant Accounts, Credit Card Processing, High Risk Merchant Accounts, International Merchant Accounts & High Volume.
www.stradafee.com
V
VirtualCart
Provider of online shopping cart and payment-processing solutions.
www.vcart.com
W
Accept Credit Cards Online with Wells Fargo
Increase your payments options with Wells Fargo Merchant Services. Apply online today.
www.WellsFargo.com/biz
Prepaid Visa Card
WWWcard is a virtual prepaid card, the world's most advanced way to make online payments. Secured, Anonymous and verified by Visa.
www.www-card.com
  • Basware Oyj
  • Bottomline Technologies
  • CyberSource Corporation
  • CyberSource Corporation
  • PayPal
  • Verisign Inc.
Online Payment
Easy Online Payment Processing. No Setup Fees. Get Started Today.
PayPal.com
Payment Solutions
Credit Card Processing, E-Commerce Solutions & More. No Contracts!
onypc.com/higher-standards
Online Payment Processing
Earn free Google Checkout sales processing - Sign up today!
checkout.google.com/sell

Guide to Online Payment Solutions

Use cost-effective, secure online payment methods to boost your sales


No matter what your business, the sooner you set up to accept payments online, the more quickly your sales will accumulate. If you sell products or services through your Web site you can use a service such as PayPal to accept payment or you can make a shopping cart available. On a more basic level, you can even invoice customers via email.

No matter what your setup, you'll need to take these three steps to shore up your online payment strategy:

  1. Calculate your average monthly transaction volume. If you anticipate a small number of transactions, your needs might be quite simple. However, they'll be more complex if your transactions number in the hundreds or thousands.
  2. Determine how much money you can allocate toward an online payment budget. Some online payment solutions involve monthly fees, startup and cancellation charges.
  3. Assess your risks. Online and credit-card fraud could wipe your business out. Look into services like chargeback protection.


Action Steps

The best contacts and resources to help you get it done

If your needs are simple, keep it simple If you accept payment on your Web site through PayPal, your customers can use credit cards and debit cards, even if they don't have a PayPal account. PayPal has several plans including ones with no annual commitment, monthly, startup or cancellation fees. Transactions fees start as low at 1.9 percent + $0.30 USD.

I recommend:  Compare Paypal's various plans to traditional merchant accounts and gateways.

Get yourself a shopping cart Shopping-cart software converts an existing Web site into an e-commerce store capable of handling multiple purchases and processing credit-card transactions.

I recommend:  Go Earlyimpact.com for helpful information on choosing the best shopping cart for your business.

Starting from scratch? Online store-builder software creates e-commerce stores with features such as Web space, shopping carts and credit-card processing, so if you don't have a Web site and don't want to develop your own, consider a software package with lots of bells and whistles.

I recommend:  Yahoo, GoEcart, and Fortune3 provide several store-builder packages.

Merchant accounts and gateways A merchant account is an account you establish with a bank to accept credit cards. Unless you use PayPal, you'll need a merchant account to accept credit cards through your Web site.

I recommend:  Check out companies like Charge.com and Discountcreditcardmachine.com for Internet-based credit-card merchant accounts.

Cut risk and minimize loss from fraud Cutting-edge security, fraud prevention and chargeback protection are a must in online commerce.

I recommend:  Use Clearcommerce.com for real-time screening of transactions without slowing the purchase process for your customer.

Tips & Tactics

Helpful advice for making the most of this Guide
  • Appearances count, so keep in mind the customer interface your e-commerce store presents.
  • Include shipping choices and multiple payment options for buyers.
  • Remember, the faster the transaction, the happier the customer.


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How-To Guide from WORK.COM

Guide author
By Sheila Callahan
Use cost-effective, secure online payment methods to boost your sales.
No matter what your business, the sooner you set up to accept payments online, the more quickly your sales will accumulate. If you sell products or services through your Web site you can use a service such as PayPal to accept payment or you can ... Read more
Transaction Method
Choose your online payment processing solution by transaction method: accept payments, send payments and handle payment management.
  • Look for online payment systems that accept payments from a variety of sources -- credit cards, debit cards, checks, gift cards, smart cards, wireless transfers and recurring payments -- and that accept refunds. Also consider store builder and shopping cart software solutions that accept online payment systems.
  • Internet payment solutions can send payments online for commissions, customer rebates, pay-to-surf rewards, lottery prizes and survey incentives. Other online payment system services include sending money by email or wire transfers.
  • Online payment vendors like PayPal offer payment management services for small businesses, but they require your customers to set up their own accounts. Online payment systems can also offer payment management services like event registration, subscriptions, membership, recurring payments and fundraising donations.
Rates and Fees
Choose your online payment processing rates and fees: less than 2% discount rate, no setup fee, no monthly statement fee, no monthly minimum and no term commitment.
  • Online payment processing service fees are calculated as the "discount rate" subtracted from your sales. Rates typically range between 1.5% and 2.5%. Less than 2% discount rate is optimal.
  • Avoiding a fee to setup online payments is easy: Many vendors advertise no setup fee.
  • Internet payment solutions with no monthly statement fee can be hard to find since this is a revenue source for most vendors.
  • Companies with a low sales volume will want to look for Internet payment solutions with no monthly minimum number of transactions or volume of sales.
  • Look for online payment companies with no term commitment. This means you can cancel the service at any time without penalty.
Features
Select from these online payment systems features: security and fraud detection, multi-currency capability, real-time processing and a demo available.
  • Security and fraud detection is essential to avoid online payment service frauds. Your software should be able to encrypt transactions, create firewalls, verify addresses, and perform other fraud protection functions.
  • If your business involves international online payment transactions, your website will need multi-currency capability that automatically converts foreign currency.
  • For maximum efficiency in handling credit card transactions, look for a software solution that offers real-time processing. This online payment processing feature processes the credit card automatically and immediately deposits the money directly into your account.
  • Online payment systems usually make a free demo available on the vendor's Website so you can try out Internet payment solutions, often for 30 days. A product tour may be available as well.

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