Know how Colorado foreclosure laws will affect you Laws on foreclosure vary considerably by state so you should be familiar with at least a summary of foreclosure laws in Colorado. You should also read your loan documents to know what your lender can do if you can't make your payments.

I recommend:  Foreclosure Prevention Services works for you, not your lender, and provides a free pre-foreclosure analysis with no obligation. Foreclosurelaw.org offers a summary of Colorado foreclosure laws and a glossary of common foreclosure terminology.

Get assistance with Colorado foreclosure recovery information There are housing counselors and online resources available to help you understand your options, assist you in organizing your finances and negotiate with your lender if needed.

I recommend:  DebtAdvice.org is a service provided by the National Foundation for Credit Counseling and allows you to locate housing counselors based on your zip code and search radius. The Homeownership Preservation Foundation offers a hotline that provides free foreclosure prevention counseling by HUD-approved agencies.

Retain one of the many foreclosure attorneys in Colorado You may need one of the available Colorado foreclosure lawyers to protect your interests, especially if you need to sign documents. If your regular attorney does not handle Colorado foreclosure law, he or she may be able to make a referral.

I recommend:  The Rechlitz Law Firm in Englewood primarily practices real estate law for businesses and individuals. M. C. Williams and Associates has an office in Denver and specializes in real estate law.