Incorporating a Business in New Jersey

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Guide to New Jersey State Small Business Services and Resources

How to tap a wealth of helpful state and regional-level solutions
By Daniel Kehrer

If you are looking to start or expand a business in New Jersey or just need help solving a problem specific to this state or region, there's a wide range of resources — both government and private — available to help.

While many nationally focused resources offer helpful solutions, some issues are better addressed at the state or local level. Answers to licensing, zoning, sales tax, incorporation, economic development issues and a mountain of other matters often reside at the state level. Ironically, however, finding the right resources closer to home can often be even more difficult, as local solutions often live in many different places.

Cover your bases by seeking solutions in these locations:

State government agencies, such as the commerce department, economic development office, secretary of state's office or other business-related state agencies.
Small business assistance programs offered through local universities and community colleges that are backed by state and federal resources. These include Small Business Development Centers (SBDCs) and SCORE offices.
Private, non-profit and special-interest industry and business organizations that provide a range of services, networking opportunities and even funding options for small businesses.
State and local offices of federal agency programs, such as the U.S. Small Business Administration (SBA) office in your area.

Action Steps

The best contacts and resources to help you get it done

Access official state programs for starting and growing a business in New Jersey The central resource is New Jersey's 'Taking Care of Business' Web site.

I recommend: At NJ's Taking Care of Business, you can dive into immediate help to start a business, operate or expand an existing business, grow a minority or woman-owned business, locate financing and licensing information, and more.

Get free help at the New Jersey Small Business Development Centers (SBDC) Need help to start or grow a business in New Jersey? The New Jersey Small Business Development Centers network (NJSBDC) provides free statewide counseling, training and assistance programs for the aspiring and existing small business owner.

I recommend: The NJSBDC network helps small businesses expand operations, manage growth or launch new ventures. With offices in every county of the state, NJSBDC consultants help small business owners finance, market and manage their ventures.

SCORE more free help for your biz SCORE, 'Counselors to America's small business' is a terrific national organization that provides free mentoring for small business owners.

I recommend: These are SCORE New Jersey offices: Dover - North West SCORE; Lincroft - Monmouth SCORE; Monmouth Junction - Princeton SCORE; Newark - Metro New Jersey; North Branch - Central Jersey SCORE; Paramus - Bergen Cty SCORE; Pennsauken - Southern New Jersey SCORE; Pleasantville - Tri-County SCORE; Toms River - Ocean County SCORE.

Connect to a New Jersey small business resource portal Discover hundreds of local programs offering free and low-cost help for starting and growing your business.

I recommend: The Business Utility Zone Gateway for New Jersey can connect you with a wide range of people, tools and resources.

Snag state-level help from the SBA District, state and regional offices of the U.S. Small Business Administration can put a more focused face on federal programs and resources, and plug you into local training and assistance solutions.

I recommend: Just plug in a Zip Code, select a specific city from the pull-down menu or check your state on the U.S. map in the middle of the SBA home page.

Tips & Tactics

Helpful advice for making the most of this Guide

Many types of businesses require state, city or county licenses and permits. State offices listed above will spell out any specific requirements for your industry.
Small Business Development Centers (SBDCs) are an often-overlooked but terrific place to obtain free or low-cost advice and information, including training seminars and technology resources that are nearby.
Locally-based SBDC consultants can advise you individually on how to write a business plan, market your products and services, find financial resources and other valuable information.
The regional SBA office can plug you into loan and assistance programs, seminars and other initiatives to aid small businesses.
Linking up with a local SCORE counselor is a great way to learn from an experienced individual about state-specific solutions.

Incorporating a Business in New Jersey

Guide to New Jersey State Small Business Services and Resources

Action Steps

Tips & Tactics

How-To Guide from WORK.COM

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