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Guide to Ohio Bankruptcy Law
Learn the ins and outs of filing for bankruptcy in OhioNo one enters a business thinking it will fail. However, things don’t always work out how we plan, and there may come a time when filing for bankruptcy in Ohio becomes the best option for you and your business. Before filing for bankruptcy, keep in mind the following:
1. Look at filing for bankruptcy as a new beginning instead of an ending. Filing for bankruptcy offers you an opportunity to start anew.
2. Understand how Ohio bankruptcy law is going to affect your current business and any possible future business endeavors.
3. Examine the decisions you made that bought you the point of needing to file for bankruptcy. Analyze the situation so you know what went wrong and so you won’t make the same mistakes again.
Action Steps
The best contacts and resources to help you get it done
Determine the exemptions you have under OH bankruptcy law
Know the exemptions you have available under Ohio bankruptcy laws. Homestead, insurance and pensions are just some of the property concerns you want to investigate before you make a decision to file for bankruptcy in Ohio.
I recommend:
Study the chart at Bankruptcy Information with all of the available exemptions in Ohio and links to other OH bankruptcy law information. Contact Blake Brewer Law Office to learn about these exemptions.
Familiarize yourself with bankruptcy law in OH
Filing for bankruptcy has changed drastically with the passage of the 2005 Bankruptcy laws. You may not be eligible to file for chapter 7 bankruptcy, and if you have a valuable asset you want to keep that isn't covered under the exemptions, chapter 13 may be a better option for you anyway.
I recommend:
The Cleveland Law Library Association has a FAQ page that covers bankruptcy law in Ohio. Review the bankruptcy process information at OhioBankruptcy.com.
Hire a good Ohio bankruptcy attorney to get you through the process
You can't file for bankruptcy without a good Ohio bankruptcy attorney. There are plenty of high quality Ohio bankruptcy lawyers to choose from. Find one that is a good fit for you and your business.
I recommend:
Lawyers.com has a database of Ohio bankruptcy attorneys and Ohio bankruptcy law firms that can be searched by county or city. Koffel & Jump is a Columbus based law firm that specializes in debt settlement and foreclosures.
Tips & Tactics
Helpful advice for making the most of this Guide- To help you make the decision on whether bankruptcy protection is right for you, determine what your priority debts are before filing for bankruptcy in Ohio. Your priority debts include things such as alimony, child support or any back taxes you may owe that won't be wiped out during the bankruptcy process.
