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Guide to Virginia Bankruptcy Law
All you need to navigate bankruptcy laws in VAResearch the appropriate Virginia bankruptcy laws before you make a decision about filing for bankruptcy. You want to have a complete understanding of the process and what you have to lose and gain from filing for bankruptcy in Virginia before doing so. Before filing for bankruptcy keep in mind and the following:
- File for bankruptcy for the opportunity to start over. View your bankruptcy filing as a new beginning instead of an ending.
- Understand how Virginia bankruptcy law is going to affect your current business and any future business endeavors.
- Examine the decisions you made that brought you to this point. Study your business decisions so you know what went wrong and how to avoid the same situation in the future.
Action Steps
The best contacts and resources to help you get it done
Familiarize yourself with the business bankruptcy Virginia process
Filing for bankruptcy has changed drastically since the passage of the 2005 bankruptcy laws. You may not be eligible any longer to file for Chapter 7 bankruptcy. If you have a valuable asset that isn't covered under the exemptions that you want to keep , Chapter 13 may be a better option for you anyway.
I recommend:
The Bankruptcy Site has detailed information that covers bankruptcy law in Virginia. SRIS, P.C., offers detailed information on the different bankruptcy options available.
Determine the exemptions you have under VA bankruptcy laws
Know the exemptions you have available under Virginia bankruptcy laws. Homestead, insurance and pensions are some of the property concerns you want to investigate before you make a decision to file for bankruptcy in Virginia.
I recommend:
Virginia Bankruptcy has a chart showing all of the exemptions that are available under Virginia bankruptcy law with explanations on how each of the exemptions work. Bankruptcy Information also has a chart with all of the available exemptions in Virginia as well as links to other VA bankruptcy law information.
Hire a good bankruptcy lawyer in VA
It's not a good idea to file for bankruptcy without a good bankruptcy attorney. If you're looking for a bankruptcy law firm, Virginia has several of high-quality ones from which to choose. Find a bankruptcy attorney in Virginia that is a good fit for you and your business.
I recommend:
Lawyers.com has a database where you can find a bankruptcy lawyer. Virginia Beach-based lawyers from the Law Offices of Tom C. Smith specialize in bankruptcy law.
Tips & Tactics
Helpful advice for making the most of this Guide- To help you make the decision on whether bankruptcy protection is right for you, determine what your priority debts are before filing bankruptcy in Virginia. Your priority debts include things such as alimony, child support and any back taxes you may owe that won't be wiped out during the bankruptcy process.
