Whether you need financial relief after a natural disaster or want to start a home-based business, you can find government real estate finance programs that will help you just about everywhere you look. The United States government literally makes available billions of dollars in government homebuyer programs and government programs for real estate investors each year. There’s no shortage of information about government real estate financing programs, whether you’re accessing a website or contacting a federal real estate government program’s office.

The government real estate financing programs come in many different sizes and shapes. Starting as low as $10,000 or going as high as one million, government real estate financing is available to individuals who’ve never owned their own home, to veterans of war that either want to buy a home or remodel one they already own, or to women who think they might want to work from home. As you search for the best government real estate finance programs, consider all the choices you have:

1. Play it safe with a nationally-recognized government homebuyer program.

2. Choose government real estate financing for women or veterans.

3. Find a government real estate program to fund your small business venture.

Action Steps
The best contacts and resources to help you get it done

Locate government homebuying finance programs

For decades now, the United States government has sought to provide financial assistance that will help its citizens realize their dreams of buying a home or investing in real estate.

I recommend: Fannie Mae began even before the Second World War as a federally-chartered company that would ensure the availability of government funds for purchasing homes. Since then, Fannie Mae has served the American public by helping citizens purchase homes at affordable prices. Home Buyer Funds website allows you to find programs offering home improvement and home-buying help in your state. You can even apply for the government funds online.

Find out if you're eligible for VA loans or Women's Grants government real estate programs

The federal government reserves billions of dollars in real estate grants for veterans of war and women.

I recommend: Through its home loan guaranty services, The United States Department of Veterans Affairs, has assisted United States veterans of war secure government loans for buying homes. You can start the process by completing a Request for Determination of Eligibility that is available on the Department’s website and then mailing it to the VA Loan’s Eligibility Center along with proof that you performed military service. USA Government Grants helps more than half a million women entrepreneurs each year secure government loans to business ventures such as starting a business in your home or working from your home, getting into the real estate industry or developing a new product.

Get government real estate financing for small business

There's no denying that starting and operating even a small business requires a wide array of resources, not the least of which is the capital necessary to launch the project or to venture into other areas.

I recommend: Complete the online application for a small business government grant on the website for Grants Now USA. This company provides numerous grants and other services to first-time and experienced small business entrepreneurs. The United States Small Business Administration will put you in touch with federal programs that offer financial assistance for small business owners. Even though the Administration does not provide grants to start your small business, it will locate grants for you and otherwise provide surety bonds, loans and capital for special projects.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Buying a home or investing in real estate can be an intimidating process, even for those with some experience. Take advantage of the services each of these government real estate programs provides to help you cut through the red tape.