Call Anytime 24/7 1-877-803-8562 All Credit. All Property Types
www.thorntonfg.com/
Compare Loans, Calculate Payments, Get Pre-Approved. All Online.
www.Wachovia.com
Special limited time offers and No maintenance fees for 6 months
us.hsbc.com/raq
80 Loan Programs-$7 Billion Monthly Connect to 225 Commercial Lenders
www.ibank.com
SunTrust: save time, manage cash flow, reduce fraud. Member FDIC.
suntrust.com
Commercial Loans Georgia No Fuss No Muss. We Can Help
www.TheCommercialLoanPlace.com
Covenant Mortgage offers the most competitive rates in the industry!
mycovenantmortgage.com
Expert Office, Retail, Industrial & Multi-Family Financing $500,000+
www.BaypointFS.com
Research mortgage rates & options Free quotes - borrow smart & save.
BusinessFinanceResource.com
The W.S.J Reports On Our Low Mortgage Rates 1 888 843-6820
www.hsh.com/lshow /american_united.h
A national lender with over 1250 loan programs. Financing available up to 100%. All credit considered.
www.1st-presidential.com
Provider of commercial real estate mortgage loans. Provides commercial mortgages for majority of property types. Majority of loans are issued from CS Opportunity Funds, which are created and managed by Credit Sovereign Group.
www.creditsovereign.com
From investment property to equipment purchasing, East West strives to help clients with their commercial lending needs.
www.ewmortgage.com
Call Anytime 24/7 1-877-803-8562 All Credit. All Property Types
www.thorntonfg.com/
Compare Loans, Calculate Payments, Get Pre-Approved. All Online.
www.Wachovia.com
Special limited time offers and No maintenance fees for 6 months
us.hsbc.com/raq
Guide to Commercial Mortgage Lenders in Georgia
Commercial lenders in Georgia can help you finance the business location of your dreamsCommercial mortgages differ from residential mortgages. In most cases, the terms of the loans are much shorter, with a large lump sum due at the end of the term. If you cannot pay the lump sum, then you will have to refinance through commercial lenders in GA. Before speaking with commercial lenders in Georgia, you should:
1. Make sure that your business has a solid line of credit. Commercial mortgage lenders in Georgia take on a higher risk than residential mortgage lenders. They need proof that the business is sustainable before loaning money.
2. Always research all of your options when choosing a Georgia commercial mortgage lender. You can do business with local and national lenders, so make sure you are getting the best deal.
3. Make sure that your business has some capital or cash flow. You will need to immediately begin payments on your Georgia commercial property mortgage and the money needs to be there.
Action Steps
The best contacts and resources to help you get it done
Search professional organizations for Georgia commercial mortgage firms
A great way to search for local commercial lenders in Georgia is to search the databases of professional mortgage brokers associations. Many organizations offer a searchable online database, which makes it easy to find a lender in your area.
I recommend:
Search the databases of the Georgia Association of Mortgage Brokers or the National Association of Mortgage Brokers.
Request quotes from Georgia commercial mortgage providers online
It's easy to request a rate quote from commercial lenders in GA by filling out a simple online form. This allows you to look at the rates of several different lenders.
I recommend:
MortgageLoan.com allows you to search for the rates of commercial mortgage lenders in Georgia. RealWebFunds conveniently lists the current rate matrices on their website.
Apply for a Georgia commercial mortgage from a nationwide lender
Nationwide commercial lenders are easy to work with. Because they are such large corporations, they have more cash available and a more streamlined mortgage process.
I recommend:
Wells Fargo and Wachovia are nationwide companies that have special commercial lending divisions.
Use local lenders for personalized service
You may find that local Georgia commercial lenders are easier to work with than large nationwide companies. These lenders may be more willing to work with small local businesses.
I recommend:
The First Georgia Community Bank prides itself on helping local Georgia businesses. Try asking your regular bank if they can provide you with a Georgia commercial mortgage.
Tips & Tactics
Helpful advice for making the most of this Guide- Learn from your mistakes. If a Georgia commercial mortgage lender turns you down, do not be afraid to ask the reasons why and refine your presentation for the next bank.
- Review all conditions of your loan carefully to make sure that you understand everything. You do not want any unexpected fees.
