Find a Loan That Fits Your Needs. Compare Mortgages and Apply Online.
www.Wachovia.com
Get Lower Rates & Lower Payments. Apply or Call (866) 863-9157
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California.SmartQuote.com
Advertiser supported loan search engine that provides mortgage rates from hundreds of lenders.
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Interest rates from local and national mortgage companies.
www.amo-mortgage.com
Searches for mortgage rates, credit cards, auto loans, home equity, and savings products.
www.bankrate.com
The network is a source of updated rates and quotes from financial service providers. Features state-by-state, regional and national composite benchmarks, as well as useful links and snapshot profiles of financial institutions.
www.banxquote.com
Provides financial rate information, and charts & graphs to more than 100 newspapers throughout the United States.
www.cmi-mortgageinfo.com
We are a bank that specializes in mortgage loans, and we have hundreds of niche loan programs available so that you get the best loan for your specific needs.
cofedbank.com
Allows the consumer to compare interest rates for a specific mortgage product from lenders offering financing in a specific geographic area.
www.compareinterestrates.com
Mortgage refinancing ERATE offers the lowest mortgage rates including the best mortgage rates and home equity loans in Florida, California, Arizona and more.
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Our daily online mortgage commentary gives you valuable mortgage advice about the mortgage industry including mortgage quotes, mortgage rates and other mortgage specific information.
www.homefair.com
Site surveys numerous banks, trust companies, credit unions, and private lenders for the best rates.
www.homemortgagecanada.com
Calculates national average mortgage rates on a daily basis, Tuesday through Friday.
www.hsh.com
A publisher of mortgage and consumer loan information to consumers, lenders, the media, and other audiences.
www.hsh.com
Site displays rates for 1-year adjustable, 15-year fixed, 30-year fixed, jumbo 30-year fixed, and FHA 30-year. Users can search by state and obtain rate (%), APR (%), points, and lock (days) information.
bank.imoneynet.com
Our Mortgage APR Calculator will help you find the real cost of your mortgage. We work with hundreds of mortgage brokers to facilitate your mortgage quest.
www.mortgage.net
Compare current mortgage rates and find national and local lenders.
www.mortgageloan.com
Site offers mortagage calculators, 30-year fixed rates by state, professional directory of mortgage brokers by area and mortgage bids.
www.mortgageloan.com
An independent source of mortgage information that provides continually updated rates from over 1,400 participating lenders covering 124 different loan programs.
www.mortgagequotes.com
Provides interest rates on home real estate mortgage loans, Home Equity Loans and Refinance Mortgages.
www.mortgageratesusa.com
Site providing free quotes for new home loans, second and refinancing mortgages, and home equity loans, from US based mortgage lenders.
Mortgages | Home Equity Loans | Mortgage Tips | Mortgage FAQ
www.mortgages-home-equity-mortgage-loans.com
Mortgage rate commentary from mortgage quotes experts. Our daily online mortgage rate commentary gives you valuable daily mortgage advice.
www.moving.com
Compare current mortgage rates in New Jersey.
www.njlenderscompete.com
Mortgage search engine that allows customers to shop and compare rates with lenders across the US.
www.planetloan.com
Tracks financial institutions in US markets, analyzes interest rate performance and financial stability. Connection to banking sites and link to financial products.
www.rate.net
Compare over 500 of the best mortgage rates in Canada from the top lenders and brokers with one quick search.
www.ratesupermarket.ca
Online loan information, including mortgages, refinancing and debt consolidation.
www.theloanpage.com
Our Mortgage Experts are available to help you now! As professionals in the mortgage financing industry, we have built our reputation on providing outstanding service to clients.
www.transconlendinggroup.com
Ultimate Funding for debt consolidation, California home loans, Florida jumbo loans, California jumbo loans, lowest cash out refinance & mortgage loan rates in California, Arizona and Florida.
www.ultimatefunding.com
Find a Loan That Fits Your Needs. Compare Mortgages and Apply Online.
www.Wachovia.com
Get Lower Rates & Lower Payments. Apply or Call (866) 863-9157
www.CHASE.com/Mortgage-Loans
Guide to Mortgage Rates
Ways to find the best residential and business mortgage loansMortgage quotes from a variety of lenders can help you narrow your choices. Comparing those quotes and negotiating your residential mortgage rate or business mortgage rate may save you thousands of dollars. A mortgage broker has the resources and connections to help you find a variety of residential or business mortgage loans and mortgage rates.
To find the best mortgage rates for residential or business mortgage loans:
- Check mortgage rate listings from a variety of lenders.
- Make sure mortgage quotes from different lenders are current and from the same time period because rates fluctuate frequently.
- Local banks are a great resource for mortgage loans, but don’t limit yourself to a local lender. National lenders may have the best residential or business mortgage rates.
- Depending on whether you’re looking for a residential or a business loan, mortgage rates may vary.
Action Steps
The best contacts and resources to help you get it done
Compare mortgage rates using online sources
Searching for mortgage rates at comparison sites can give you an idea of the range of rates available.
I recommend:
Compare mortgage rates at Bankrate.com or at MortgageLoan.com. At Interest.com, you can view mortgage rate listings by state.
Consider mortgage loans from national lenders
In some cases, national lenders may offer some of the most attractive mortgage rates. Use their online features to check out their residential and business mortgage rates.
I recommend:
GMAC Mortgage and Wachovia are national mortgage lenders that allow you to check current mortgage rates online. You can also check today’s rates for home loans at Countrywide. Or check out Equifax, which offers a nationwide mortgage referral service, so you can get a list of mortgage lenders and their rates.
Check mortgage rates at local banks
For a residential or a business loan, mortgage rates from local lenders may be attractive. Check with banks in your region for business mortgage rates. Local and regional banks are some of the most common providers of home mortgage loans and business mortgage loans.
I recommend:
Find regional banks that provide residential and business mortgage loans in your state at LocalLender.info or USCITY.net.
Check with real estate experts for mortgage rate info
Several blogs written by industry insiders offer up-to-the-minute information on residential mortgage loans and business loan mortgage rates.
I recommend:
Mortgage News Daily is a good resource that lets you stay up to date on current mortgage rates and news. Or, check The Mortgage Reports for info on how to shop for mortgage loans as well as news on mortgage rate changes.
Tips & Tactics
Helpful advice for making the most of this Guide- Get mortgage quotes from several lenders. Check online for each lender's list of current rates.
- Make sure the mortgage interest rates quoted are the lowest. Ask whether the rates are the lowest for the day or the week.
- Protect yourself from mortgage rate increases while residential or business mortgage loans are being processed. Once you agree on a residential or business mortgage rate, you may want to obtain a lock-in. There may be a small fee, but it can most likely be refunded at closing.
- If you're taking out a second mortgage, rates may be higher than your first mortgage. That's because they're riskier for the lender because they're subordinate to the initial mortgage.
