Changing mortgage rules often offer great opportunities to utilize new investment vehicles. As the global housing market continues to grow, many in the industry are using the mortgage rules to lead their clients to better financing options.

Look for the latest mortgage regulations online through state and federal websites to guide your purchases. Current government mortgage regulations can provide a wealth of prospective openings for you to step in and help to build your own or your clients’ holdings. Take advantage of mortgage guidelines in a variety of ways.

1. Invest in the real estate market utilizing the latest mortgage rules to guide your options.

2. Find advisors to keep up with all the information and changes affecting mortgage regulations.

3. Develop new projects under the latest mortgage regulations.

Action Steps
The best contacts and resources to help you get it done

Look for deals that take advantage of current government mortgage regulations

Markets fluctuate and the mortgage industry follows with changing regulations and rules. Investigate the mortgage market analyses to find the best place to set up your investments and to guide your clients' real estate purchases. Follow the changes in the rules and rates closely so that you can position yourself and your clients to make wise investments.

I recommend: Keep abreast of daily mortgage rate changes and regulations as they occur and take advantage of discount mortgages for investment at AmeriSave. Invest in commercial properties and take advantage of fluctuating mortgage rates through Steelhead Capital, which offers an online Investor Library with lots of resources to keep you in touch with the regulatory scene.

Follow the markets closely and look for information about mortgage rules from membership groups

Industry associations and mortgage consulting groups employ experts and recruit members who can do all the investigation and due diligence for you, passing on the expertise and information collected by the staff and the membership. Utilize those resources when you need to keep up with the changing real estate industry.

I recommend: Visit the Legislative Action Center at the National Association of Mortgage Brokers website for up-to-date information on mortgage regulations that affect the industry. Find updated information and contact professional, screened mortgage brokers though the Mortgage Bankers Association.

Get help from counsel familiar with current government mortgage regulations

Your legal counsel can be of invaluable assistance in monitoring the changing government mortgage regulations with which your new developments must comply. Get legal help in dealing with HUD mortgage regulations, FDIC mortgage regulations and other laws that affect your business.

I recommend: Pepper Hamilton has a practice area that focuses exclusively on mortgage banking and the inherent regulations that affect the industry. Weiner Brodsky Sidman Kider represents some of the biggest names in the mortgage industry and works closely with people in Washington, DC, to ensure that their clients are in compliance with current mortgage regulations.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Receive additional information about regulations for mortgages and how they affect the market through local real estate publications and associations.