Aames Financial Corporation - AMSF- Profile

Aames Financial Corporation. The Group's principal activities are to originate, purchase, sell and service home equity mortgages secured by single family residences through retail and production loan offices. The Group also functions as an insurance agent and mortgage trustee through its subsidiaries. As a mortgage banker, the Group securitizes the loans it originates as well as the loans purchased from third party originators for sale to institutional investors in the secondary market. The Group's retail channel produces loans through its traditional retail branch network and through the National Loan Centers, which produces loans primarily through affiliations with sites on the Internet. At 30-Jun-2004, the Group operated 99 retail branch offices including the National Loan Centers and five regional broker offices throughout the United States. Originates, purchases, sells and services home equity mortgages secured by single family residences through retail loan offices