As a lender, the Freddie Mac mortgage company can help your business get the funds that it needs to create more home loans. There is no such thing as a Freddie Mac mortgage provider. Private loan companies simply sell their mortgages to Freddie Mac in order to increase their available loan pool.

With Freddie Mac, house mortgage loan providers are able to give more loans out to low and middle income Americans, allowing a greater number of people to own their homes.

If you make loans for real estate, Freddie Mac mortgage buying can:

1. Help you increase the pool of money you have for making loans. With a Freddie Mac loan buyout, you can help more people and make more money.

2. Help lower interest rates. Because of Freddie Mac, home mortgage loans have lower rates, which helps people to afford loans.

3. Help keep the mortgage industry reliable. With Freddie Mac, house mortgage providers feel more confident about lending money to those that need it most.

Action Steps
The best contacts and resources to help you get it done

Get Freddie Mac mortgage help with single-family homes

Freddie Mac has special programs for buying the loans that you give for single-family homes. Following their guidelines assures that you will be able to sell your mortgages to Freddie Mac. House loan providers can greatly benefit from this.

I recommend: Use Freddie Mac's Loan Prospector to help underwrite the loans you make to consumers. If they want to sell to Freddie Mac, loan providers can offer customers a number of types of loans including adjustable and fixed rate, balloon payment and cash-out refinance mortgages.

Use a Freddie Mac mortgage list to sell your multifamily property loans

Freddie Mac also allows you to give loans to business owners looking to invest in multifamily properties. Regulations for multifamily properties are different, so make sure that you understand the restrictions that Freddie Mac puts on these types of loans.

I recommend: Freddie Mac's Targeted Low-Income Rental Housing Program allows you to work with business owners that want to provide families with affordable housing. If you do multifamily property lending, you'll need to use the Multifamily Guide Forms that Freddie Mac provides.

Invest with Freddie Mac mortgage-backed security products

Even if you are not a lender, you can still make money with Freddie Mac. You can purchase mortgage-backed securities through them, which will pay you a return on your investment.

I recommend: Purchase Giant PCs or real estate mortgage investment conduits through Freddie Mac.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  The Freddie Mac loan company has much information about avoiding foreclosure. If you are giving loans to customers, it's a good idea to also provide them with this information so that they understand how their home mortgage works and know what they need to do to make sure that their home does not go into foreclosure.