Govt-insured mortgages up to $729K in select areas. Lower rate options
www.Countrywide.com
Great rate 5.50% Rate 5.665% APR. Pay no points, no application fees.
www.ingdirect.com
Objective Info. and Useful Tools. Do research, Check Rates & Apply.
www.Wachovia.com
Hawaii Mortgage Lenders Specialists $395 Flat Fee. Easy Online Process.
www.Ditech.com
Get Lower Rates & Lower Payments. Apply or Call (866) 863-9157
www.CHASE.com/Mortgage-Loans
Fast, Safe, Secure, Online. Mortgage Lender Quicken Loans®
www.QuickenLoans.com
Lowest Mortgage Rates in Hawaii! Free Appraisal, Fast Easy Approval.
www.Bonadis.com
$180,000 Mortgage under $999/mo Find a Great Mortgage Lender!
www.Mortgage.LowerMyBills.com
Home Loans, Debt Consolidation, Low Rates, Reverse Mortgage, Free Quote
www.somersetmortgagelenders.com
Provides directories of mortgage companies listed by state. Site also contains live interest rates, mortgage calculators, online applications and mortgage articles.
amo-mortgage.com
Online mortgage banking; offers over 50 mortgage products to consumers through Cendant Mortgage call center and online.
www.gomortgagesonline.com
Assists Veterans and Active Duty Military personnel in buying and refinancing homes through the VA Guaranty Program.
valoans.com
Govt-insured mortgages up to $729K in select areas. Lower rate options
www.Countrywide.com
Great rate 5.50% Rate 5.665% APR. Pay no points, no application fees.
www.ingdirect.com
Guide to Mortgage Lenders in Hawaii
Find the best mortgage terms when buying property in HawaiiMortgage brokers can sift through terms offered by thousands of different Hawaii mortgage lenders using their expertise and knowledge in the matter. It is essential that you hire a mortgage broker that has an acute understanding of the residential market in the area of Hawaii in which you are looking to buy property.
When searching for mortgage lending companies in Hawaii, you must:
- Research Hawaii mortgage rates.
- Get an overall feel of the housing market in Hawaii.
- Be open-minded, and don't limit yourself to Hawaii mortgage lenders that you are familiar with or even your own bank.
Action Steps
The best contacts and resources to help you get it done
Find Hawaii mortgage companies online
Most medium to large sized mortgage companies have information available online. Get instant quotes from most, and apply for a Hawaii mortgage online. This is probably the best place to start since it can give you a general idea of the terms you can expect for Hawaii mortgage loans.
I recommend:
Try MortgageLoan.com to find mortgage loans in Hawaii, or locate a mortgage loan at Mortgage101.
Get a mortgage loan for a Hawaii property from a national lender
Oftentimes national mortgage companies give the best rates. You can apply for most online, and they can give instant quotes through their website. Most of the big national mortgage lenders approve Hawaii home loans.
I recommend:
Some of the largest national lenders include Wachovia, Wells Fargo, National City and CitiFinancial.
Check mortgage lenders associations for information on Hawaii home loans
Find professional help from someone who has interest in the local Hawaii housing market. Lenders associations can provide information on the housing market in Hawaii and the best way to qualify for a loan.
I recommend:
Check with the Mortgage Associates of Hawaii or Hawaii Association of Mortgage Brokers.
Consider a local bank for a mortgage loan in Hawaii
You may have more luck getting approved from a local or regional lender that is familiar with the area. Many Hawaii properties are mortgaged through a local or regional mortgage lender. Often, interest rates are higher, but not always.
I recommend:
Try Adams Mortgage on the Big Island of Hawaii, Maui Mortgage Mate on the Island of Maui, or Trans-Pacific Mortgage Group or Pacific Lending in Honolulu.
Tips & Tactics
Helpful advice for making the most of this Guide- Stay on top of fluctuations in the market, which can change very quickly.
- Know your credit status, which can help narrow down the search before you even begin.
