Compare Loans, Calculate Payments, Get Pre-Approved. All Online.
www.Wachovia.com
Debt Consolidation & Home Loans. Visit Us & Save Money On Mortgages!
www.ArborMortgage.com
No Fed Rate Cut! Act Now. Low Fixed Rates. No Hidden Costs.
www.eloan.com/mortgage
Fed Rates at all time lows. Get a Great Low Rate Today! 5.82% APR.
www.QuickenLoans.com
Call now. Live, 248-787-6699 Fixed Rates. Michigan MBA.
www.aressmortgage.com
Get Lower Rates & Lower Payments. Apply or Call (866) 863-9157
www.CHASE.com/Mortgage-Loans
Great rate 5.50% Rate 5.743% APR. Pay no points, no application fees.
www.ingdirect.com
$180,000 Mortgage under $999/mo Find a Great Mortgage Lender!
www.MortgageRatesExperts.com
Compare the Mortgage Rates from Brokers and Lenders in Your Area
www.QuoteMatch.com
Michigan Company with 85+ Years Experience. Get Instant Approval!
www.FourStarMortgageMidland.com
Provides directories of mortgage companies listed by state. Site also contains live interest rates, mortgage calculators, online applications and mortgage articles.
amo-mortgage.com
Home of Michigan's true no closing cost loan. Apply for a loan online fast and easy! Chat with a Loan Officer live now. We want to earn your business.
www.atlantismortgage.com
Online mortgage banking; offers over 50 mortgage products to consumers through Cendant Mortgage call center and online.
www.gomortgagesonline.com
Compare Michigan mortgage rates and learn from mortgage news and advice.
www.mortgageloan.com
Mortgage broker based in Cumberland, Rhode Island.
www.united-east.com
Assists Veterans and Active Duty Military personnel in buying and refinancing homes through the VA Guaranty Program.
valoans.com
Compare Loans, Calculate Payments, Get Pre-Approved. All Online.
www.Wachovia.com
Debt Consolidation & Home Loans. Visit Us & Save Money On Mortgages!
www.ArborMortgage.com
Guide to Mortgage Lenders in Michigan
Find the best mortgage lending company in Michigan to fit your needs and budgetMortgage brokers have the experience and connections to examine thousands of different Michigan mortgage companies and deals. When hiring mortgage brokers in Michigan, look for a professional who has a keen understanding of the residential market in your particular area. That’s because housing markets vary tremendously by region, as house hunting in Gross Pointe is much different from looking for a condo in downtown Detroit or a vacation home on the Upper Peninsula.
To find a Michigan mortgage company that suits your needs:
- Make sure you're working with reputable Michigan mortgage companies by checking records with government and better-business groups.
- Begin searching online and look at rates and terms on a variety of websites for lenders and mortgage brokers in Michigan.
- Don't limit yourself to mortgage companies in Michigan or a Michigan-based broker. National loan originators and brokers may offer the best terms on Michigan mortgage loans.
Action Steps
The best contacts and resources to help you get it done
Search local Michigan mortgage brokers and mortgage lenders associations
Michigan mortgage lenders associations and mortgage brokers associations can help you find professionals who understand the market and your needs.
I recommend:
At the Michigan Mortgage Brokers Association, you can search for brokers by city. The Michigan Mortgage Lenders Association offers a variety of helpful consumer tools, including a glossary and FAQs, and allows you to find a lender by city or ZIP code.
Consider local and regional banks for Michigan mortgage loans
Local and regional banks are some of the most common mortgage lenders in Michigan.
I recommend:
To find banks that are mortgage lenders in Michigan, visit Mortgage-X.com, LocalLender.info or USCITY.net.
Use online sources for Michigan mortgage companies
Numerous online sources can help you shop for the best mortgage lenders in Michigan.
I recommend:
MortgageLoan.com lets you search their list of Michigan mortgage brokers and lenders by city. Many Michigan mortgage companies and brokers are listed online, such as Rock Financial, Arbor Mortgage, and Grand Oak Mortgage Company.
Work with national mortgage lenders
Many national mortgage brokers and lenders offer Michigan mortgage loans that are the best fit for you.
I recommend:
Consider national lenders, such as GMAC Mortgage or Wachovia, or check out Equifax, which offers a nationwide mortgage referral service. Veterans may qualify for a loan through the VA Mortgage Center.com or USAA.com, where you can get pre-approved for Michigan mortgage loans.
Check with legal authorities and BBBs about mortgage companies in Michigan
Make sure the Michigan mortgage lenders or mortgage brokers you're considering are legit and haven't been reported by borrowers for unethical business practices.
I recommend:
Contact the Better Business Bureau of Eastern Michigan (which includes Detroit and the Upper Peninsula) or the BBB of Western Michigan to check on Michigan mortgage lenders. The State of Michigan’s Consumer Complaint Directory also lets you weed out potential swindlers.
Tips & Tactics
Helpful advice for making the most of this Guide- Michigan mortgage companies should be familiar with Michigan fees and should have a network of local appraisers and title companies to make the process go more smoothly.
- Michigan mortgage loans from your bank are negotiable. Shop around for rates from mortgage brokers and mortgage companies before approaching your local bank.
- Rate quotes from Michigan mortgage companies should all be from the same time period due to market fluctuations.
- Tied mortgage brokers don't charge an upfront fee, but work with a limited number of mortgage companies in Michigan who pay them a commission should you choose their mortgage.
- An independent broker charges an upfront fee but casts a wider net, offering a variety of deals from a host of Michigan mortgage companies.
