Compare Loans, Calculate Payments, Get Pre-Approved. All Online.
www.Wachovia.com
Need Cash? Refi to a govt-insured mortgage up to $729K select areas.
www.Countrywide.com
Great rate 5.50% Rate 5.743% APR. Pay no points, no application fees.
www.ingdirect.com
Find the Right Loan for Your Needs. No Hidden Fees. Easy Application.
www.eloan.com/mortgage
Get Lower Rates & Lower Payments. Apply or Call (866) 863-9157
www.CHASE.com/Mortgage-Loans
Lowest mortgage rates in MN You can get a Home Loan Today!
www.Mortgage-Broker-Minnesota.com
Refinance and get a lower rate now! Direct Lender Quicken Loans®
www.QuickenLoans.com
Compare Local Mortgage Rates Low Rates 4 Good Credit, Apply Now
www.QuoteMatch.com
Get up to 5 Free Mortgage Quotes. Home Loan Rates Near 30 Year Lows!
www.NexTag.com/Refinance
No Points. Refi and Save with DPR®! As Featured on CNNMoney and Forbes.
Mortgage.DeltaPrimeRefinance.com
Search Today's Rates. 100s of Banks No Registration Required. Plus News
www.Bankrate.com
Site includes glossary, market news, applications, rates and calculators.
www.americanstar.com
Provides directories of mortgage companies listed by state. Site also contains live interest rates, mortgage calculators, online applications and mortgage articles.
amo-mortgage.com
Offers home, commercial construction and development, real estate loans nationwide with no application fees.
www.askampac.com
Online mortgage banking; offers over 50 mortgage products to consumers through Cendant Mortgage call center and online.
www.gomortgagesonline.com
Providing mortgages and refinancing for the home buying public. This includes FHA, VA and conventional mortgage loans.
www.mloans.com
Compare Minnesota mortgage rates and learn from mortgage news and advice.
www.mortgageloan.com
Assists Veterans and Active Duty Military personnel in buying and refinancing homes through the VA Guaranty Program.
valoans.com
We finance first time buyers, move up buyers, second homes, investment properties, reverse mortgage purchases, construction loans, in MN-Minnesota.
www.ventureloanapp.com
Compare Loans, Calculate Payments, Get Pre-Approved. All Online.
www.Wachovia.com
Need Cash? Refi to a govt-insured mortgage up to $729K select areas.
www.Countrywide.com
Great rate 5.50% Rate 5.743% APR. Pay no points, no application fees.
www.ingdirect.com
Guide to Mortgage Lenders in Minnesota
Strategies for finding the best Minnesota mortgage loans to fit your needs and budgetMortgage brokers have the experience and connections to examine thousands of different mortgage lenders and deals. When hiring mortgage brokers in Minnesota, look for a professional who has a keen understanding of the residential market in your particular area. Whether you’re looking for an apartment in downtown St. Paul, a summer house on the lake outside Duluth or a ranch in Bloomington, mortgage brokers have the experience and connections to examine thousands of different mortgage lenders and deals.
To find the best mortgage lenders in Minnesota:
- Make sure that you are working with reputable Minnesota mortgage lenders by checking records with government and better-business groups.
- Start your search online and look at rates and terms on a variety of websites for lenders and mortgage brokers in Minnesota.
- National loan originators and brokers may offer the best terms on Minnesota mortgage loans, so don't limit yourself to a mortgage lending company or broker based in Minnesota.
Action Steps
The best contacts and resources to help you get it done
Search local Minnesota mortgage brokers and lenders associations
Minnesota mortgage lenders associations and mortgage brokers associations can help you find professionals who understand the local housing market.
I recommend:
At the Minnesota Mortgage Brokers Association, you can search alphabetically for member brokers at the professional, associate or individual level. The Minnesota Bankers Association offers a variety of helpful consumer tools and allows you to search for lenders in Minnesota in either Minneapolis or St. Paul or alphabetically by city.
Consider local and regional banks for Minnesota mortgage loans
Local and regional banks are some of the most common mortgage lenders in Minnesota.
I recommend:
To find banks that are mortgage lenders in Minnesota, visit the Independent Community Bankers of Minnesota, Minnesota Bankers Association, LocalLender.info or USCITY.net.
Use online sources for Minnesota mortgage companies
Numerous online sources can help you shop for the best mortgage lenders in Minnesota.
I recommend:
MortgageLoan.com lets you search their list of Minnesota mortgage brokers and lenders by city. Many Minnesota mortgage companies and brokers are listed online and easy to find through Mortgage-X.com or MortgageBrokersMinnesota.com.
Work with national mortgage lenders
Many national mortgage brokers and lenders offer Minnesota mortgage loans that may be right for you.
I recommend:
Consider national lenders, such as GMAC Mortgage or Wachovia, or check out Equifax, which offers a nationwide mortgage referral service. Veterans may qualify for a loan through the VA Mortgage Center.com or USAA.com, where you can get pre-approved for Minnesota mortgage loans.
Check with legal authorities about mortgage companies in Minnesota
Make sure the Minnesota mortgage lenders or mortgage brokers you're considering are trustworthy and don't have a paper trail of complaints by borrowers or clients.
I recommend:
Contact the Better Business Bureau of Minnesota and North Dakota to check up on mortgage lenders in Minnesota.
Find out what local experts are saying about mortgage companies in Minnesota
Local real estate experts, including your own real estate agent, can provide information on Minnesota mortgage brokers, lenders and other tips on the market for property hunters.
I recommend:
The Minneapolis Real Estate Blog and the St. Paul Real Estate Blog help you keep up with the real estate markets in the Twin Cities. The Minnesota Real Estate Update covers the rest of the state.
Tips & Tactics
Helpful advice for making the most of this Guide- A Minnesota mortgage company should be familiar with Minnesota fees and should have a network of local appraisers and title companies to make the process go more smoothly.
- If your bank offers you a mortgage loan, remember that it's negotiable. Shop around for rates from mortgage brokers and mortgage companies first.
- Rate quotes for Minnesota mortgage loans should all be from the same time period due to market fluctuations.
- Tied mortgage brokers don't charge an upfront fee, but work with a limited number of mortgage companies in Minnesota who pay them a commission should you choose their mortgage.
- Independent brokers charge may charge an upfront fee but cast a wider net, offering a variety of deals from a host of Minnesota mortgage companies.
