Compare Loans, Calculate Payments, Get Pre-Approved. All Online.
www.Wachovia.com
Lowest Mortgages Coast To Coast Call & Apply Now 1-800-358-Loan
www.BestRateLoans.com
Fed Cuts Fund Rates! Get a Low Fixed Rate Today. Quicken Loans®
www.QuickenLoans.com
$180,000 Mortgage under $999/mo Find a Great Mortgage Lender!
www.MortgageRatesExperts.com
Home Loans & 2nd Mortgages. Call or Get an Online Quote! We Serve NC.
CarolinaResidential.com
No Lender Fees, Low Closing Costs Conveniently located in Apex, NC
www.carolinamortgagerates.com
Free Guides & Tips on Writing a Successful Small Business Plan.
smallbiz.att.com
We can get your loan approved even with Bad Credit. Quick and Easy
www.OkClose.com/mortgages
Contact Us To Discuss Home Equity Loans & Mortgage Refinancing!
www.carolinaequityservices.com
Foreclosure and Loan Resources Refinance w/ Lenders, Brokers Now.
www.hopenow.com
Provides directories of mortgage companies listed by state. Site also contains live interest rates, mortgage calculators, online applications and mortgage articles.
amo-mortgage.com
A wholly-owned subsidiary of SunTrust Bank offering home equity and refinancing loans.
www.crestarmortgage.com
Online mortgage banking; offers over 50 mortgage products to consumers through Cendant Mortgage call center and online.
www.gomortgagesonline.com
Providing mortgages and refinancing for the home buying public. This includes FHA, VA and conventional mortgage loans.
www.mloans.com
Authorized to lend it's own money however, in many cases, the company opts to serve as broker loans.
www.nationalfuturemortgage.com
Mortgage broker based in Cumberland, Rhode Island.
www.united-east.com
Assists Veterans and Active Duty Military personnel in buying and refinancing homes through the VA Guaranty Program.
valoans.com
Compare Loans, Calculate Payments, Get Pre-Approved. All Online.
www.Wachovia.com
Lowest Mortgages Coast To Coast Call & Apply Now 1-800-358-Loan
www.BestRateLoans.com
Guide to Mortgage Lenders in North Carolina
Finding mortgage lenders in NC that meet your budgetThere are many advantages to using mortgage lenders in North Carolina when buying your property. NC mortgage companies are familiar with state laws and any special fees that are specific to North Carolina. North Carolina mortgage lenders should also be well connected in the area and able to find deals that would be unavailable to nationwide lenders.
When looking for the best mortgage lenders in North Carolina, you should:
- Choose NC mortgage companies that are knowledgeable about business real estate.
- Check zoning laws. Make sure that it is legal to conduct the business you want in your chosen property.
- Decide whether to do business with local North Carolina mortgage banks or with a nationwide company.
Action Steps
The best contacts and resources to help you get it done
Find North Carolina mortgage lenders who are members of local organizations
It's very important to find mortgage lenders in NC who are legitimate. Looking at those who are members of professional organizations is a good way to ensure your mortgage broker is qualified.
I recommend:
Visit the Mortgage Bankers Association of the Carolinas or North Carolina Association of Mortgage Professionals. There you make sure that your prospective broker is qualified.
Use online sources to compare the rates of NC mortgage companies
Using online sources to compare the rates of North Carolina mortgage companies can help you know what to expect before meeting with any mortgage brokers in North Carolina.
I recommend:
You can get a free quote from EZ Rate Quotes or MortgageLoan.com. Never pay for quotes on mortgage rates.
Talk to local North Carolina mortgage banks about their programs
Often it's best to stay within the state. That's why you should always consider the mortgage loan programs offered by local banks. These banks are familiar with the areas and may be more likely to work with North Carolina residents.
I recommend:
Large banks such as Countrywide and Bank of America have branches in North Carolina. Mortgage-X offers an additional list of mortgage lenders in North Carolina.
Consider the opinions of local North Carolina mortgage company experts
Mortgage experts can give you inside information about which NC mortgage companies are the best ones to use. They may offer additional tips on getting a great deal.
I recommend:
The North Carolina Real Estate Blog offers great insight pertaining to North Carolina mortgages. Choice Finance also offers a blog.
Tips & Tactics
Helpful advice for making the most of this Guide- Working directly with mortgage brokers in North Carolina can give you an edge over working with nationwide mortgage brokers.
- When comparing rates, make sure that the rate quotes given are all from the same period.
