Compare Loans, Calculate Payments, Get Pre-Approved. All Online.
www.Wachovia.com
Apply online and save $495 off your closing costs! Located in RI
www.rickmasnyk.com
Refinance and get a lower rate now! Direct Lender Quicken Loans®
www.QuickenLoans.com
Compare Local Mortgage Rates Low Rates 4 Good Credit, Apply Now
www.QuoteMatch.com
We'll Give You a Mortgage That's Smart For You. Request Free Info.
www.FinicityHomeLoans.com
Refi up to $729K select areas with no points. Call Countrywide® today.
www.Countrywide.com
30-Year Fixed Rates as Low as 6.0%. See Terms. Up to 5 Free Quotes.
www.NexTag.com/Refinance
No Points. 100% Accredited Lenders. As Featured on CNNMoney and Forbes.
DeltaPrimeRefinance.com
Search Today's Rates. 100s of Banks No Registration Required. Plus News
www.Bankrate.com
There's Never Been a Better Time to Borrow - Choose Webster and Save
WebsterOnline.com
Payday Loans, Auto Loans, Home Equity Loans, Credit Offers, & More
www.cashloanssite.net
Mortgage Rates As Low As 5.48%. Up to 4 Free Offers. Bad Credit OK!
www.HomeLoanTrust.com
Provides directories of mortgage companies listed by state. Site also contains live interest rates, mortgage calculators, online applications and mortgage articles.
amo-mortgage.com
A wholly-owned subsidiary of SunTrust Bank offering home equity and refinancing loans.
www.crestarmortgage.com
Online mortgage banking; offers over 50 mortgage products to consumers through Cendant Mortgage call center and online.
www.gomortgagesonline.com
Mortgage broker based in Cumberland, Rhode Island.
www.united-east.com
Assists Veterans and Active Duty Military personnel in buying and refinancing homes through the VA Guaranty Program.
valoans.com
Compare Loans, Calculate Payments, Get Pre-Approved. All Online.
www.Wachovia.com
Apply online and save $495 off your closing costs! Located in RI
www.rickmasnyk.com
Refinance and get a lower rate now! Direct Lender Quicken Loans®
www.QuickenLoans.com
Guide to Mortgage Lenders in Rhode Island
Mortgage companies in Rhode Island will help you finance your business locationWorking directly with Rhode Island mortgage companies can give Rhode Island business owners an advantage. These companies will be familiar with the state laws surrounding mortgage loans. A mortgage lending company in Rhode Island may have in-state connections to help you get the best deal.
When selecting the best Rhode Island mortgage company, you should:
- Look at the rates offered by both mortgage lenders in Rhode Island and nationwide lenders to ensure that you get the best rates.
- Choose Rhode Island mortgage companies that are familiar with business real estate.
- Have your lawyer research the zoning laws of any property that interests you. You need to make sure that you are able to conduct your business in that property.
Action Steps
The best contacts and resources to help you get it done
Verify that the mortgage brokers in Rhode Island are legitimate
It's best to make sure that any company that you choose to do business with are legally able to do business in the state you are working in. You can do this by checking their membership in local professional organizations.
I recommend:
The Rhode Island Mortgage Brokers Association conveniently lists their members online.
Receive quotes from mortgage companies in Rhode Island
Many websites help you to receive quotes for Rhode Island mortgage loans from different providers so that you have the ability to compare offers. You only have to fill out a short application.
I recommend:
E-Loan allows you to search the rates of many mortgage lenders in RI. EZRateQuotes provides a similar service.
Apply for Rhode Island mortgage loans through local banks
Many Rhode Island business owners prefer to work directly with Rhode Island banks. These banks have a better understanding of state law.
I recommend:
Citizens Bank offers special mortgage programs for small businesses in many eastern states, including Rhode Island. Sovereign Bank allows you to pre-qualify for a loan online.
Tips & Tactics
Helpful advice for making the most of this Guide- Beware of any hidden costs in Rhode Island mortgage loans. A loan that may look attractive because of its low rate may actually cost more in fees.
- Mortgage companies in RI base their decision on your credit score and your business plan. Make sure that both of these are in top shape before applying for a loan. The mortgage companies want to know that you will be able to pay back the loan.
- You will probably look at many different rate quotes in your search for a mortgage lender. When doing this, you should make sure that the rates you are comparing are from the same period. Mortgage rates fluctuate daily and it is important that you are comparing the rates from the same day.
