Approving 4 out of 5 people. with Guaranteed Low Rates and Fees.
ParamountEquity.com
Compare Loans, Calculate Payments, Get Pre-Approved. All Online.
www.Wachovia.com
No Closing Cost Refi Options. No Points or Processing Fees. Call Now
www.Countrywide.com
Great rate 5.50% Rate 5.743% APR Pay no points, no application fees.
www.ingdirect.com
Call us For Outstanding Mortgage Loans in the Chesapeake Bay Area.
OlympicBancorpMortgage.com
Fed Cuts Fund Rates! Get a Low Fixed Rate Today. Quicken Loans®
www.QuickenLoans.com
Use Your VA Loan Benefit Today! Buy or Refinance w/ No Money Down.
www.Military.com
Sign Up for Our Free Weekly Letter! Financial, Investors & Government.
www.merchantcircle.com/
Provides directories of mortgage companies listed by state. Site also contains live interest rates, mortgage calculators, online applications and mortgage articles.
amo-mortgage.com
A wholly-owned subsidiary of SunTrust Bank offering home equity and refinancing loans.
www.crestarmortgage.com
Online mortgage banking; offers over 50 mortgage products to consumers through Cendant Mortgage call center and online.
www.gomortgagesonline.com
Providing mortgages and refinancing for the home buying public. This includes FHA, VA and conventional mortgage loans.
www.mloans.com
Residential lending institution serving homeowners and real estate investors throughout the Mid-Atlantic region.
www.monument123.com
Compare Virginia mortgage rates and learn from news, advice, calculators and more.
www.mortgageloan.com(Paid)
Authorized to lend it's own money however, in many cases, the company opts to serve as broker loans.
www.nationalfuturemortgage.com
Assists Veterans and Active Duty Military personnel in buying and refinancing homes through the VA Guaranty Program.
valoans.com
Approving 4 out of 5 people. with Guaranteed Low Rates and Fees.
ParamountEquity.com
Compare Loans, Calculate Payments, Get Pre-Approved. All Online.
www.Wachovia.com
Guide to Mortgage Lenders in Virginia
Find the best Virginia mortgage company to fit your needs and budgetMortgage brokers have the experience and connections to examine thousands of different deals from Virginia mortgage companies, whether you’re hunting for a summer house in Virginia Beach, a condo in Arlington or a ranch outside Richmond. When hiring mortgage brokers in Virginia, look for a professional who has a keen understanding of the residential market in your particular area.
To find the best mortgage lenders in Virginia for you:
- Make sure you're working with reputable mortgage companies in Virginia by checking records with government and better-business groups.
- Start your search for lenders and mortgage brokers in Virginia online and compare rates and terms on a variety of websites.
- Don't limit yourself to Virginia-based lenders or brokers. National loan originators and brokers may offer the best terms on Virginia mortgage loans.
Action Steps
The best contacts and resources to help you get it done
Search local Virginia mortgage brokers and lenders associations
Virginia mortgage lenders associations and mortgage brokers associations can help you find professionals who understand the local housing market.
I recommend:
The Virginia Housing Development Authority has links to mortgage lenders who participate in their affordable housing program. The Tidewater Mortgage Bankers Association has an online membership directory.
Consider local and regional banks for Virginia mortgage loans
Local and regional banks are some of the most common mortgage lenders in Virginia.
I recommend:
To find banks that are mortgage lenders in Virginia, search LocalLender.info, USCITY.net, Virginialoans.com, or Mortgage-X.com.
Use online sources for Virginia mortgage companies
Numerous online sources can help you shop for the best mortgage lenders in Virginia.
I recommend:
MortgageLoan.com lets you search their list of Virginia mortgage brokers and lenders by city. Many Virginia mortgage companies and brokers are listed online, such as Coastal Realty, Old Dominion Mortgage and Olympic Bancorp Mortgage.
Work with national mortgage lenders
Many national mortgage brokers and lenders offer Virginia mortgage loans that may be right for you.
I recommend:
Consider national lenders, such as GMAC Mortgage or Wachovia, or check out Equifax, which offers a nationwide mortgage referral service. Veterans may qualify for a loan through the VA Mortgage Center.com or USAA.com, where you can get pre-approved for Virginia mortgage loans.
Check with legal authorities about mortgage companies in Virginia
Make sure the Virginia mortgage lenders or mortgage brokers you're considering are trustworthy and haven't been reported by borrowers for shady business practices.
I recommend:
Vetting mortgage lenders and brokers at the Better Business Bureau of Central Virginia, the BBB of Southeastern Virginia and Northeastern North Carolina, and the BBB of Western Virginia. The Virginia State Corporation Commission Bureau of Financial Institutions provides a list of licensed brokers and lenders.
Find out what local experts are saying about mortgage companies in Virginia
Local real estate experts, including your own real estate agent, can provide information on Virginia mortgage brokers, lenders and other tips on the market for house hunters.
I recommend:
Certified mortgage planner Ben Borden’s The Virginia Mortgage Report tracks interest rates and other trends that house hunters in the Old Dominion need to know about. To keep up with the market in Charlottesville and central Virginia, realtor/broker Karen J. Kehoe’s blog is a good place to start, as is Frank Llosa’s FranklyRealty.com Your realtor is also a good source of info on the market; find one at the Virginia Association of Realtors.
Tips & Tactics
Helpful advice for making the most of this Guide- Mortgage companies in Virginia should be familiar with Virginia fees and should have a network of local appraisers and title companies to make the process go more smoothly.
- Virginia mortgage loans from your bank are negotiable. Shop around for rates from mortgage brokers and mortgage companies before approaching your local bank.
- Rate quotes on Virginia mortgage loans should all be from the same time period due to market fluctuations.
- Tied mortgage brokers in Virginia don't charge an upfront fee, but work with a limited number of mortgage companies who pay them a commission should you choose their mortgage.
- An independent broker charges an upfront fee but casts a wider net, offering a variety of deals from a host of Virginia mortgage companies.
