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Guide to Mobile Home Insurance

Find mobile home insurance for you or your rental properties

By Nikki Davis


Purchasing mobile home insurance should be a no-brainer, but deciding who to find coverage from can be a challenge. There are a wide variety of mobile home insurance provider companies available to choose from, and finding the right one with a perfect combination of coverage and cost is the goal.

Make sure that you find mobile home insurance to protect you and your family, and your mobile home rental business. Anything can happen from earthquakes to fires to tornadoes, and due to the nature of type of structure that a mobile home is, they are more susceptible to damage than a standard home. Make sure that you have supplied your family and your investment trailers with ample coverage to insure you if the unexpected becomes your reality.

To find the right mobile and manufactured home insurance for your needs:

1. Start with a price comparison insurance search engine.

2. Look at what mobile home insurance big name companies can provide.

3. Consider the services of a local, independent or lesser known mobile home insurance provider.

Action Steps
The best contacts and resources to help you get it done


Run a mobile home insurance quote search

Easily compare mobile home insurance prices through one of the many quote search engines.

I recommend: Start with a mobile home quote comparison from USInsuranceOnline.com. Sign up for a free mobile home insurance quote from MobileHomeInsuranceQuote.com. Compare prices through MOBILEHOME.NET. Run a home owners comparison quote from Insurance Pages.

Look to big names for mobile home insurance

See what the major insurance companies can provide you for your mobile home insurance needs.

I recommend: See what your mobile home insurance coverage options are from Allstate. Find out how MetLife auto and home line of insurance can cover your mobile home. Consider home owners insurance from State Farm Insurance. Look at the manufactured and mobile home insurance from Nationwide.

Look at your other mobile home insurance options

You might get a better quote from a smaller mobile home insurance provider or from other insurance agencies that don't immediately pop to mind for mobile home insurance. Many insurance companies are more widely known for their car insurance or their other endeavors, and you might be surprised to know that they also cover mobile homes.

I recommend: Sign up for a mobile home insurance quote from GEICO. Look at the mobile home policy protection offered through AARP. With over 50 years of experience, check out the services of Foremost. Sign up for online mobile home insurance with MHinsurancepro.com.

Tips & Tactics

Helpful advice for making the most of this Guide

  • •  Make sure that your provider gives you a mobile home insurance list of what is covered in your policy. Generally, they cover the property itself, many items of your personal belonging, and your policy may include liability coverage that would help cover accidents caused by negligence. An example of this would be a visitor slipping on a wet floor.
  • •  When checking on mobile home insurance information, inquire about health and car policies as well. Most agencies offer multi-line discounts if you insure a number of different items with them.
  • •  Don't assume that something is covered. Ask about flood coverage, wind coverage, acts of God, settling, earthquakes, etc. Don't be caught off guard after a natural disaster if you had the wrong coverage. This happened to many of the families who went through Hurricane Katrina.
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Mobile Home Insurance

Find mobile home insurance for you or your rental properties.
Purchasing mobile home insurance should be a no-brainer, but deciding who to find coverage from can be a challenge. There are a wide variety of mobile home insurance provider companies available to choose from, and finding the right one with a perfect combination of coverage and cost is the goal.Make sure that you find mobile home insurance to protect you and your family, and your mobile home rental business. Anything can happen ... Read more