A bank check reader, designed to gather information such as routing number, account number and dollar amount, helps businesses safeguard against fraud. Though bank check readers vary widely in price and features, a bank check reader typically offers the ability to store images, verify sufficient funds and reduce data entry errors.

A B2B check reader directory can help any business find the right check reader products. Many companies don't like taking risks when it comes to payment transactions. Although no system is flawless, a quality check reader can not only offer your clients another form of payment, but can also keep you, the business owner, from accepting fraudulent checks or checks returned because of insufficient funds.

Consider the following while shopping for a check reader distributor:

1. Use a B2B check reader directory to find your bank check reader.

2. Consider using refurbished or leased equipment.

3. Implement a check acceptance system that's right for your business.

Action Steps
The best contacts and resources to help you get it done

Wade easily through multiple products and prices, and find a check reader online

Looking for a check reader online is confusing, considering the sheer variety of check readers and check reader manufacturers. Although the volume of information can make it hard to decide on the most important features, all check readers should reduce fraud at the point of sale.

I recommend: Go to Ballistic Merchant Services for a wide variety of check reader manufacturers, and fill out a brief application for a no-obligation quote. Thenerds.net also sells check readers and lists them by popularity.

Cut your cost in half with refurbished check readers

A quality check scanner isn't necessarily expensive if you're willing to purchase gently-used equipment. Like so much other business electronic equipment, there are tons of websites offering your business used equipment. Websites that specialize in both buying and selling equipment will allow you to buy used equipment and return it for resale if it isn't the right fit for your needs.

I recommend: Terminal Direct and CreditCardSupplies.net both offer warranties on most of their refurbished check readers. Buy or sell used check readers and other hardware with Millennium Information Technologies.

Consider leasing your check scanner

Finding a reasonable check reader price combined with the right support is something to consider. If you're buying a check reader for the first time or do business only seasonally, leasing a system allows you to pay a monthly fee and includes all of the support perks year-round.

I recommend: To lease equipment with inexpensive monthly fees go to GetDinero.com or Total Merchant Services.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Finding a solid check reader manufacturer is only the first step. If you're thinking of offering your clients the option to pay by check, offer it only to established clients who you know rely heavily on your services.