The MICR Tech tester is marketed under various brand names and various companies sell them. MICR Tech makes these products using the most advanced technology available to help businesses and individuals stay protected against financial fraud involving checks.

When you purchase a MICR Tech tester, information, including the type of operating system you use, is necessary to ensure the products you purchase are compatible. Consider these suggestions when making your purchases:

1. Check for outstanding hot checks and closed accounts with a MICR Tech tester.

2. Ensure check accuracy with a MICR Tech verifier.

3. Guarantee funds availability with a MICR Tech check converter.

Action Steps
The best contacts and resources to help you get it done

Use the basic MICR Tech tester

The basic MICR Tech tester is usually used in conjunction with a check processing company to verify that the account on the check isn't closed and doesn't have any outstanding hot checks reported. These machines work by reading the routing number and account number on the check and then running it through the database. In some cases, internal systems can test the checks.

I recommend: Adler Tech and Printerm both sell the basic MICR Tech tester. Both of these companies offer service after the sale, including technical support and customer service.

Consider using a fully electronic MICR Tech tester or verifier

The MICR Tech tester list includes products that verify that all of the information presented on a check is valid. These verifiers check that the account number, bank information and account holder information match the information that the bank has on file for that customer. These products are very useful for businesses that accept a considerable portion of payments as checks.

I recommend: ClearWave Electronics is a MICR Tech tester provider that sells the advanced check verifier. This company offers customer service and technical support for as long as you own the tester. You can a find MICR Tech tester at MICR Toner. This company offers discounted prices.

Purchase a check converter to use in conjunction with a MICR Tech tester

Many check conversion companies use MICR Tech testers during the conversion process. In the past, if you wanted to electronically convert checks, you had to use a MICR Tech tester and then a MICR Tech converter. MICR Tech has developed an all in one machine that will test and convert the check in one step.

I recommend: RDM and CrossCheck are both check conversion companies that use MICR Tech products, including testers to instantly convert checks to cash. Both of these companies sell check testers and converters as part of a package that includes their services or you can purchase only the equipment.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Some MICR Tech tester models will give you an authorization code or a verification code. If you have a model that doesn't print this directly on the back of the check, you should instruct employees to write the code onto the back of the check to ensure that all checks are being tested.