Asset-Based Lending

Tips & Advice to help you make your decision on Asset-Based Lending

Most loans are secured by some type of asset. In some cases the assets are 'fixed assets.' These would include things like the company plant, property it owns, and company owned equipment. Other loans use 'liquid assets' or those which are easy to dispose of like accounts receivable and inventory. In both instances, this type of financing is referred to as asset-based lending or secured lending. It is common practice for businesses to take loans using these assets as collateral.

Asset-based lending is sought when a company needs to raise funds they cannot raise by other means. Often this is to fund a project or expansion. If the company is unable to repay the loan, the asset used as collateral is seized by the lender. There is some risk involved and companies should understand the terms of such a loan before entering into such an arrangement.

If you are interested in learning more about this type of loan financing or are looking for a lender who provides this type of financing, Business.com has a list of resources you will find useful. Review the listing shown on the left to begin your inquiry into this type of loan financing.


Purchasing Resources for Asset-Based Lending

Asset Based Lending

Up to 90% on A/R, 50% on inventory. $500k Minimum to $50 million.

Asset Based Business Loan

$2-$15 mil Working Capital Lines of Credit Using Your A/R & Inventory.

Asset Based Lending

$500,000-$25,000,000 Asset Based Revolving Lines-Term Sheets 48 Hrs

Asset Based Lending

The Right Asset-Based Solutions. Asset Based Lending for Businesses.

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