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Business directory to 401k rollover information and advice.
www.business.com/finance/401k-rollover/Retirement industry advisers and consultants.
www.business.com/finance/retirement-consultants/Companies that provide retirement plan benefits, including 401k plans and pensions. Get information on corporate retirement plans, or how to offer retirement benefits for employees.
www.business.com/finance/retirement-plans/401(k) plans allow employees to save for their retirement by contributing a portion of their wages to an individual account. Employers can also contribute to 401(k) plans in the form of employee benefits; be sure your 401(k) vendor can manage your employees’ investments wisely.
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With the high costs of starting up a new business, many business-owners choose to lease or rent the equipment that they need to help them get started. The bakery industry can be particularly expensive, with a wide variety of machines from mixers to scales to ovens. Read More »
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Preserve your working capital by leasing bakery equipment instead of purchasing it. Put that money instead into paying your rent or mortgage or the payment on your routine supplies. Read More »
Bakery Equipment Leasing Key Terms
Qualifying
If a business needs cash on hand to lease or buy bakery equipment, they will need to apply for a loan. Some companies leasing bakery equipment will also require qualifications. Learning about what it takes to qualify will give a new bakery a head start in the world of business negotiations.Lessor and lessee
The lessor and lessee are the two parties to an equipment lease (or any other kind of lease). These will be referenced widely in a lease agreement.ROI
The ROI or Return on Investment is the profit that a business gets from making an investment in something, such as a piece of equipment. Experts explain that leasing can have a positive ROI attached to it for a successful bakery or other business.Vendors
Those who lease baking equipment are often called vendors because the process works so closely to a sales model.Equipment financing
Equipment financing is when the borrower takes out a loan for the price of the equipment and pays back over time. Borrowers have to look at how the interest rates affect the price over time to avoid paying back more than they make from a business.Equipment tutorial
Some companies offering equipment for lease include info on their websites about the best ways to set up and use bakery equipment. This is an additional resource for new business owners acquiring ovens, racks, and all of the other gear they need to start baking.-
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Tips & Advice for Bakery Equipment Leasing
As a bakery owner, you probably already know how expensive it is to start up. You could be looking to cut some corners and save some capital. Many new bakery owners opt for bakery equipment leasing. This is a great option; it saves money and provides flexibility. In many cases, leasing equipment seems like a no-brainer. Review your bakery's finances to see if this equipment leasing is the smartest decision for you.
Leasing is such a popular option because you aren't required to put a large down payment or deposit for your equipment. Leasing is a way to get your equipment without having to interrupt your bakery's cash flow. For the pieces of bakery equipment that need constant upgrading, leasing is a better idea. This is because you are also going to be able to get upgrades much faster.
Considering bakery equipment leasing is well worth the time. Make sure you look through the contracts and make sure that your rates will stay the same. You don't want your rates to be raised throughout the term of your leasing agreement. Your bakery deserves the best, take your time and shop around for the best deal. Here, you will be able to speak with more resources.
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